Credit Union Advantage
A Credit Union is a cooperative organization owned entirely by its members and operated for the benefit of all who belong. A Credit Union is different from a bank or savings and loan because it is a not-for-profit organization. With no shareholders to pay, profits are returned to customers, known as members, in the form of higher savings rates, lower loan rates and low or no fees.
Credit Unions are regulated by the National Credit Union Administration, a U.S. Government agency, and are federally insured.
When you choose USSFCU as your financial institution you are not just a customer, you are a valued member. We are committed to providing you with a safe and convenient place to save and an easier, more economical way to borrow, plus:
| Competitive Rates |
| National studies consistently show that Credit Unions offer lower loan rates and higher savings rates than banks and other financial service providers. Credit Unions charge fewer fees, too. |
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| Education |
We encourage our membership to be savvy financial services consumers by providing them the education and resources to do so. Just one example – Our educational resource center, BALANCE as well as USSFCU C.A.R.E.S. (Credit Awareness Resources & Education Services) educate members about their credit rating and encourage members to increase their credit scores thereby allowing us to provide them with the best possible loan rates. |
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| Full Range of Products |
USSFCU offers a full range of deposit and lending products. Designed with your banking needs and comfort in mind, our deposit accounts
prove that banking is about a shared long-term relationship
between us and you. USSFCU also provides an excellent opportunity for our members to establish an excellent credit rating. We offer a wide variety of loan options and convenient ways to borrow. |
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| Excellent Member Service |
USSFCU's first priority is providing our members with excellent member service through a variety of avenues; our branch locations, call center and website. |
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| An Environment that Fosters Savings |
USSFCU is in business to help members meet their changing financial goals and handle money wisely and responsibly. |
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| Innovative Technology |
USSFCU continues to be successful in implementing new technology to provide members with safe and secure banking choices. |
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