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Explore the smart way to make purchases, manage finances and bring convenience to your life with the Senate VISA Smart Rate and Senate VISA Smart Rewards credit cards.
You Choose!
Want the peace of mind of a low rate? Want the excitement of earning rewards you can actually use? It’s your choice! And transfer your high-rate, confusing term bank credit card balances to us with NO BALANCE TRANSFER FEE! |
| Senate VISA Smart Rate |

Enjoy a low variable rate with no annual fee, no balance transfer fees and no cash advance fees.
Read the Disclosure> |
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| Senate VISA Smart Rewards Program |
The Smart Rewards Program rewards members for purchases they make with their Senate VISA Smart Rewards card. For every dollar the member spends using his or her card, he or she earns one Smart Rewards point to use toward hundreds of name-brand gifts and travel anywhere in the world! (Cash advances do not qualify).

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| Verified By VISA |
Use your password to protect your VISA by using Verified By VISA. It is the easy new way to enjoy added security for all your online VISA card purchases. The United States Senate Federal Credit Union and VISA are pleased to offer you this great service at no additional charge.
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