CU AnyHour+
Fully integrated online banking solution allows members of the United States Senate Federal Credit Union to manage their USSFCU accounts; pay bills, view statements, make deposits remotely, and more.
Multifactor authentification gives members peace of mind that their information is safe and secure while enjoying the online banking experience.
Manage and maintain all finances with optional Personal Financial Manager by aggregating account information from multiple institutions.
The new components of our enhanced online banking experience will provide members with the most innovative features available in online banking.
- Account alerts for balance, payments and cleared items.
- Enhanced Online Bill Pay makes paying bills simple.
- Download posted transaction information to financial management software such as Microsoft® Money and Intuit® QuickBooks or use the optional Personal Financial Manager.
- Have the ability to make stop payments on checks.
- As always, view account transactions and details, as well as transfer funds between credit union accounts.
- Secure Message Center allows members to view, reply or delete secured message, including attachments, to and from the Credit Union.
- Members can conduct bank to bank and person to person transfers now in addition to transferring funds between USSFCU accounts.
- Customize MyCUAnyHour start page by selecting “widget” control panels and arranging them to meet individual needs.
For additional information check Demos, Frequently Asked Questions, How Tos, etc.
Bill Pay
- Single sign-on integration with online banking solution
- eBills electronic bill presentment lets customers receive all their bills electronically in a single location
- Bill pay calendar shows when payments are scheduled
- Payment history stored for a minimum of 18 months
- Person-to-person electronic payments to individuals with an email address
- Account-to-account interbank transfers*
- Multiple payments scheduled from a single screen
- Check payment tracking features
- Rush payment option (delivery fee may apply)
- Text message or email reminders to pay bills
- Gift and Donation payment options that send customized cards with an attached check
- Member support is available until 2 am for this service.
*Transaction fee may apply
WHY AREN'T YOU USING WEB BILL PAY? »
For additional information check Demos, Frequently Asked Questions, How Tos, etc.
Remote Deposit
Anywhere™
Remote deposit is a way to process checks without sending the checks to the Credit Union. With remote deposit, you can scan an image of a check using the “Deposit Checks” tab available in CU AnyHour+ online banking and your flatbed scanner (or take a picture using the camera function of your smartphone and the “Deposit Checks” function of USSFCU Mobile app), send the image to the Credit Union electronically, and see the funds added to your account more quickly.
Remote Deposit Anywhere (RDA) offers the convenience of easily depositing checks into USSFCU savings or checking accounts anytime from anywhere.
- Capture check images for deposit from any location 24/7/365 with either a flatbed scanner, compatible smartphone or compliant tablet device to be submitted to USSFCU for processing as Check 21 items.*
- Outstanding user experience with end-to-end security and accuracy. RDA can accept both business-sized and smaller, personal checks.
*Use of Remote Deposit Anywhere (RDA) may require that certain qualifications be met. Qualifications can be found listed in the Remote Deposit Anywhere FAQs.
Remote Deposit Anywhere is made available in CU AnyHour+ under the Deposit Checks tab for use with your desktop scanner. Additionally it is available with the USSFCU Mobile app for use with your smartphone's camera function.
*Not all scanner models are compatible. A test is available to ensure that your device is compatible.
For additional information check Demos, Frequently Asked Questions, How Tos, etc.
Personal Financial
Management
This optional* service available through CUAnyHour+ gives members the opportunity to manage and maintain all of their finances by aggregating account information from multiple institutions on USSFCU’s home banking site.
Members gain insight into their spending habits, and a budget wizard helps them plan.
Benefits of Personal Financial Management (“My Finance” tab on CU AnyHour+):
- Ability to track accounts and categorize transactions
- Retain and review account, transaction, budget, and goal history.
- Assist in building net worth by tracking toward a budget or goal
- Monitor activity through alerts.
*Annual fee may apply.
For additional information check Demos, Frequently Asked Questions, How Tos, etc.
USSFCU Mobile
- Offers the familiar experience of online banking, and uses multifactor authentication to enforce the industry’s highest security standards to allow members confidence in data and transaction security.
- Is a cutting edge mobile banking solution that lets members conduct real-time account research and initiate transactions at any time, from any mobile phone or device that supports WAP browsers, regardless of make, model, or mobile service carrier.
- The USSFCU Mobile app, once launched, will be available in the iPhone App Store and Android Market-Google Play.*
- Supports all account types including savings, checking, certificates, money markets, loans, and lines-of-credit.
- Allows members to view balances and transaction history, transfer funds between USSFCU accounts, conduct bank to bank and person to person transfers, set up payments, and pay bills.
- Sends SMS text messages as confirmation of processed payments.
- Displays event, balance, item, and personal alerts.
*Android™ is a registered trademark of Google Inc.
*iPhone® is a registered trademark of Apple Inc.
*Google Play was introduced in March 2012 when Google rebranded and merged its predecessors Android Market and Google Music services.
*Members must meet certain qualifications.
For additional information check Demos, Frequently Asked Questions, How Tos, etc.
Bank to Bank Transfers
Bank to Bank Transfers allows you to move money between your USSFCU accounts and those you have at other financial institutions, including banks, credit unions, investment companies, or any financial service provider that accepts ACH. Bank to Bank Transfers gives you:
- A convenient and seamless approach to transfer your money
- The ability to set up recurring transfers for extra peace of mind
- A single point of access for all your online banking needs
- More banking freedom! No phone calls, no lines, no waiting, no mail
- Easy access through Online and Mobile Banking (starting Fall 2012)
Other financial institutions may refer to this type of service as FI-to-FI Transfer, Interbank Transfers (IBT) or B2B Transfers (B2B). USSFCU’s branded version of the service is Bank to Bank Transfers found in CU AnyHour+ online banking under a tab of the same name.
Bank to Bank Transfers is available to any member, in good standing, who uses CU AnyHour+ online. This service allows you to transfer funds between your linked personal deposit accounts at United States Senate Federal Credit Union (USSFCU) and certain deposit accounts at other financial institutions. An inbound transfer moves funds into an account at USSFCU. An outbound transfer moves funds from an account at USSFCU to an account outside of USSFCU.
Funds requested to be transferred will be debited/credited to your USSFCU account the business day following the day you initiate the transfer, provided you have met the USSFCU cutoff time for submitting Bank to Bank Transfers. In the case of a future dated or recurring transfer, these time limits will be the business day following the scheduled date of the transfer. The cutoff time for initiating transfers is 8:00 PM ET. Funds requested to be transferred will be debited/credited to the non-USSFCU account according to the receiving Financial Institution’s availability and transaction processing schedule.
Request for immediate transfers of funds cannot be cancelled. Future dated and recurring transfers can be canceled by 8:00 PM ET the day prior to the scheduled transfer date. If the transfer status is In Process, Pending, or Processed, you cannot cancel the transfer.
There is currently a fee for the Service that will be assessed each time you make a funds transfer. The fee will be posted as part of the withdrawal (like an ATM fee). Fees are subject to change. Please refer to our fee schedule for details.
Transfers are subject to the following limits unless otherwise agreed upon by you and USSFCU:
- Five inbound transfers per day not to exceed a total of $5,000
- Five outbound transfers per day not to exceed a total of $5,000
Please note: Per government regulation transfers from a Savings or Money Market account to another account or third party by preauthorized, automatic, or telephone transfer – including online banking transfers – are limited to six per month with no more than three transfers by check, draft, or ACH or similar order to third parties. If you exceed the transfer limitations set forth in any statement period, your account will be subject to closure by USSFCU and may be subject to an excessive usage fee based on our current fee schedule for every outgoing transfer above the stated limit.
The above limits apply to the total of all Bank to Bank transfers of a specific type for all accounts enrolled in the Service. We may change your dollar limits and transfer limits at any time.
In order to use the external account for Bank to Bank Transfers, the account must be verified. United States Senate Federal Credit Union (USSFCU) will verify that you are authorized on the external account through an auto verification process. Your external account will be credited with a random amount within one to two business days. Once you see the credit on your external account, log back into CU AnyHour+, go to Enrolled Accounts and key in the amount of the credit without decimal points or dollar signs. For example, if 21 cents credits your external account, you will enter 21 in the Verification Amount field. You will have 10 calendar days to complete this process.
For questions, or if you need assistance with the enrollment process, please contact a Member Service Officer at 202.224-2967, 800.374-2758 outside DC metro area, or email us at services@ussfcu.org. You may also send us a secure message by clicking on the Message Center link at the top of the CU AnyHour+ online banking homepage.
For additional information check Demos, Frequently Asked Questions, How Tos, etc.
