function init()
{
	menus[0] = new menu(15, "horizontal", 1, 95, 8, 6, "#141b45", "#ffffff", "", 8, "", 
		"", "white", "white", 0, "white", 0, "", false, false, true, false, 0, false, 5, 5, "gray");
	menus[0].addItem("#", "", 88, "center", "rollover:../images/nav/nav_00/membership_00.jpg:../images/nav/nav_01/membership_01.jpg", 1);
	menus[0].addItem("#", "", 79, "center", "rollover:../images/nav/nav_00/checking_00.jpg:../images/nav/nav_01/checking_01.jpg", 2);
	menus[0].addItem("#", "", 75, "center", "rollover:../images/nav/nav_00/savings_00.jpg:../images/nav/nav_01/savings_01.jpg", 3);
	menus[0].addItem("#", "", 66, "center", "rollover:../images/nav/nav_00/loans_00.jpg:../images/nav/nav_01/loans_01.jpg", 4);
	menus[0].addItem("#", "", 92, "center", "rollover:../images/nav/nav_00/creditcards_00.jpg:../images/nav/nav_01/creditcards_01.jpg", 5);
	menus[0].addItem("#", "", 80, "center", "rollover:../images/nav/nav_00/mortgages_00.jpg:../images/nav/nav_01/mortgages_01.jpg", 6);
	menus[0].addItem("#", "", 85, "center", "rollover:../images/nav/nav_00/rates_00.jpg:../images/nav/nav_01/rates_01.jpg", 7);
	menus[0].addItem("#", "", 87, "center", "rollover:../images/nav/nav_00/investment_00.jpg:../images/nav/nav_01/investment_01.jpg", 9);	
	menus[0].addItem("#", "", 72, "center", "rollover:../images/nav/nav_00/services_00.jpg:../images/nav/nav_01/services_01.jpg", 8);	
	menus[0].addItem("#", "", 75, "center", "rollover:../images/nav/nav_00/aboutus_00.jpg:../images/nav/nav_01/aboutus_01.jpg", 10);	
	
menus[1] = new menu(140, "Vertical", 0, 0, 10, 5, "#dae2ff", "#141b45", "Arial,Helvetica", 8, "", 
	"", "333333", "white", 1, "#333333", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[1].addItem("http://www.ussfcu.org/membership/index.php", "", 16, "left", "About Membership ", 0);
	menus[1].addItem("http://www.ussfcu.org/advantage.php", "", 16, "left", "Credit Union Advantage", 0);
	menus[1].addItem("http://www.ussfcu.org/sg.php", "", 16, "left", "Select Employee Groups", 0);
	menus[1].addItem("http://www.ussfcu.org/news.php", "", 16, "left", "Member Information", 0);
	menus[1].addItem("http://www.ussfcu.org/security_protect.php", "", 16, "left", "Security and Privacy", 0);

	menus[2] = new menu(130, "Vertical", 0, 0, 10, 5, "#dae2ff", "141b45", "Arial,Helvetica", 8, "v", 
	"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[2].addItem("http://www.ussfcu.org/checking.php", "", 16, "left", "Senate Checking", 0);
	menus[2].addItem("http://www.ussfcu.org/checking.php", "", 16, "left", "Gold Source Checking", 0);
	menus[2].addItem("http://www.ussfcu.org/checking.php", "", 16, "left", "Senate Check Card", 0);
	menus[2].addItem("http://www.ussfcu.org/classic_collection/index.php", "", 16, "left", "Classic Collection", 0);
	menus[2].addItem("http://www.ussfcu.org/gold_collection/index.php", "", 16, "left", "Gold Collection", 0);
	menus[2].addItem("http://www.ussfcu.org/checking.php#reorder", "", 16, "left", "Reorder Checks", 0);	
	menus[2].addItem("http://www.ussfcu.org/debit.php", "", 16, "left", "Rewards Redemption", 0);
	
	menus[3] = new menu(130, "Vertical", 0, 0, 10, 5, "#dae2ff", "141b45", "Arial,Helvetica", 8, "v", 
	"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[3].addItem("http://www.ussfcu.org/savings.php", "", 16, "left", "Primary Savings", 0);
	menus[3].addItem("http://www.ussfcu.org/savings_holi.php", "", 16, "left", "Holiday Savings", 0);
	menus[3].addItem("http://www.ussfcu.org/savings_kids.php", "", 16, "left", "Youth Savings", 0);	
	menus[3].addItem("http://www.ussfcu.org/savings_mm.php", "", 16, "left", "Money Market", 0);
	menus[3].addItem("http://www.ussfcu.org/savings_cd.php", "", 16, "left", "SMART Certificates", 0);
	menus[3].addItem("http://www.ussfcu.org/calculator1.php", "", 16, "left", "Savings Calculators", 0);	

	menus[4] = new menu(130, "Vertical", 0, 0, 10, 5, "#dae2ff", "141b45", "Arial,Helvetica", 8, "", 
		"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[4].addItem("http://www.ussfcu.org/vehicle.php", "", 16, "left", "Vehicle Loans", 0);
	menus[4].addItem("http://www.ussfcu.org/personal.php", "", 16, "left", "Personal Loans", 0);
	menus[4].addItem("http://www.ussfcu.org/lineofcredit.php", "", 16, "left", "Lines of Credit", 0);
	menus[4].addItem("http://www.ussfcu.org/calculator2.php", "", 16, "left", "Loan Calculators", 0);

	menus[5] = new menu(130, "Vertical", 0, 0, 10, 5, "#dae2ff", "#141b45", "Arial,Helvetica", 8, "", 
		"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[5].addItem("http://www.ussfcu.org/creditcard.php", "", 16, "left", "Smart Rate", 0);
	menus[5].addItem("http://www.ussfcu.org/creditcard.php#rewards", "", 16, "left", "Smart Rewards", 0);
	menus[5].addItem("http://www.ussfcu.org/award.php#program", "", 16, "left", "Rewards Redemption", 0);
	menus[5].addItem("http://www.ussfcu.org/creditcard.php#verify", "", 16, "left", "Verified by VISA", 0);
	menus[5].addItem("http://www.ussfcu.org/comparison.php", "", 16, "left", "Card Comparison", 0);

	menus[6] = new menu(130, "Vertical", 0, 0, 10, 5, "#dae2ff", "#141b45", "Arial,Helvetica", 8, "", 
		"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[6].addItem("http://www.ussfcu.org/mortgage.php", "", 16, "left", "Apply Online", 0);
	menus[6].addItem("http://www.ussfcu.org/homeloan.php", "", 16, "left", "Home Loans", 0);
	menus[6].addItem("http://www.ussfcu.org/valuebot.php", "", 16, "left", "Home ValueBot", 0);
	menus[6].addItem("http://www.ussfcu.org/calculator2c.php", "", 16, "left", "Mortgage Calculator", 0);
	
	menus[7] = new menu(130, "Vertical", 0, 0, 10, 5, "#dae2ff", "#141b45", "Arial,Helvetica", 8, "", 
		"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[7].addItem("http://www.ussfcu.org/rates1.php", "", 16, "left", "Deposits", 0);
	menus[7].addItem("http://www.ussfcu.org/rates1.php#Smart", "", 16, "left", "Smart Certificates", 0);
	menus[7].addItem("http://www.ussfcu.org/rates2.php", "", 16, "left", "Vehicle Loans", 0);
	menus[7].addItem("http://www.ussfcu.org/rates2.php#personal", "", 16, "left", "Personal Loans", 0);
	menus[7].addItem("http://www.ussfcu.org/rates3.php", "", 16, "left", "Credit Cards", 0);
	menus[7].addItem("http://www.ussfcu.org/rates5.php", "", 16, "left", "Home Loans", 0);
	menus[7].addItem("http://www.ussfcu.org/rates4.php", "", 16, "left", "Lines of Credit", 0);
	menus[7].addItem("http://mortgages.cumortgage.net/rates.asp?siteId=D5831CDA-6EB4-4A16-BAB5-2235ADC9CC36", "", 16, "left", "Mortgages", 0);
	menus[7].addItem("http://www.ussfcu.org/fees.php", "", 16, "left", "Fees & Charges", 0);
	
		
	menus[8] = new menu(140, "Vertical", 0, 0, 10, 5, "#dae2ff", "#141b45", "Arial,Helvetica", 8, "", 
		"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[8].addItem("http://www.ussfcu.org/idguard.php", "", 16, "left", "Identity Guard", 0);
    menus[8].addItem("http://www.ussfcu.org/education", "", 16, "left", "Financial Education Center", 0);
	menus[8].addItem("http://www.ussfcu.org/balance.php", "", 16, "left", "Financial Fitness Program", 0);
	menus[8].addItem("http://www.ussfcu.org/locator/", "", 16, "left", "Service Locator", 0);
	menus[8].addItem("https://www.everythingcu.com/switchkit/index.cfm?orgid=690", "", 16, "left", "Switch Kit", 0);
	menus[8].addItem("http://www.ussfcu.org/cuanyhour.php", "", 16, "left", "Online Banking", 0);
    menus[8].addItem("http://www.ussfcu.org/estatement.php", "", 16, "left", "eStatements", 0);
	menus[8].addItem("http://www.ussfcu.org/teleaction.php", "", 16, "left", "TeleAction", 0);
	menus[8].addItem("http://www.ussfcu.org/billpay.php", "", 16, "left", "Web Bill Pay", 0);
	menus[8].addItem("http://www.ussfcu.org/other.php", "", 16, "left", "Other Services", 0);
	
	menus[9] = new menu(150, "Vertical", 0, 0, 10, 5, "#dae2ff", "#141b45", "Arial,Helvetica", 8, "", 
		"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[9].addItem("http://www.ussfcu.org/savings_ira.php", "", 16, "left", "Traditional IRAs", 0);
	menus[9].addItem("http://www.ussfcu.org/savings_roth.php", "", 16, "left", "Roth IRAs", 0);
	menus[9].addItem("http://www.ussfcu.org/investment.php", "", 16, "left", "Investment Options", 0);


	menus[10] = new menu(130, "Vertical", 0, 0, 10, 5, "#dae2ff", "#141b45", "Arial,Helvetica", 8, "", 
		"", "333333", "white", 1, "black", 2, "", false, true, false, true, 2, true, 0, 1, "gray");
	menus[10].addItem("http://www.ussfcu.org/aboutus.php", "", 16, "", "Credit Union History", 0);
	menus[10].addItem("http://www.ussfcu.org/bylaws.php", "", 16, "", "USSFCU Bylaws", 0);
	menus[10].addItem("http://www.ussfcu.org/board.php", "", 16, "left", "Board of Directors", 0);
	menus[10].addItem("http://www.ussfcu.org/team.php", "", 16, "left", "Management Team", 0);
	menus[10].addItem("http://www.ussfcu.org/financial.php", "", 16, "left", "Financial Highlights", 0);
	menus[10].addItem("http://www.ussfcu.org/jobs.php", "", 16, "left", "Job Opportunities", 0);
	menus[10].addItem("http://www.ussfcu.org/branches.php", "", 16, "left", "Branches & ATMs", 0);
	menus[10].addItem("http://www.ussfcu.org/contact.php", "", 16, "left", "Contact Us", 0);

}