| SERVICE |
DESCRIPTION |
New |
Previous |
| MEMBERSHIP FEES |
| Membership Fee |
One time, non refundable fee to maintain lifetime membership |
$1.00 |
$1.00 |
| Closed Account Fee |
Charged when a new account is closed within 90 days of opening |
$5.00 |
$5.00 |
| Inactive Account Fee |
No activity on a share or loan under the same member number for 1 year or more |
$5.00 |
$5.00 |
| SMART CERTIFICATES |
| Early Withdrawal Fees: |
| 90 days of dividends paid and accrued on the withdrawal for terms of 1 year or less |
| 120 days of dividends paid and accrued on the withdrawal for terms of 1 year and up to and including 2 years |
| 180 days of dividends paid and accrued on the withdrawal for terms of greater than 2 years and up to and including 3 years |
| 360 days of dividends paid and accrued on the withdrawal for terms of greater than 3 years |
| TRANSACTION SERVICES |
| Stop Payment |
Fee for one check or check series or one ACH |
$28.00 |
$28.00 |
| Check Copy |
| $5.00 | $5.00 |
| Certified Check |
|
$10.00 | $10.00 |
| Returned Payment Fee |
Fee for dishonored check (including electronic returns) |
$28.00 |
$28.00 |
| Returned Check Fee |
Fee for exceeding allowable number of drafts in a month per FRB Regulation D |
$28.00 |
$28.00 |
| Returned Deposit Item |
Fee for a dishonored item deposited to a member’s account |
$28.00 |
$28.00 |
| Member Privilege Fee |
Per Item Fee to access Member Privilege |
$28.00 |
$28.00 |
| TRANSFERS TO PAY CHECKS |
| Transfer Fee |
Transfers that are automatic or are initiated through CU AnyHour or TeleAction |
$0.00 |
$0.00 |
| Call Center Transfer |
Transfers initiated through Call Center staff |
$2.00 |
$2.00 |
| COST OF PRINTED CHECKS |
| Check Orders |
Custom Designs, Additional Boxes |
Varies |
Varies |
| GOLD SOURCE CHECKING |
| Minimum Balance Fee |
Fee imposed for balances below $2,000 minimum |
$15.00 |
$15.00 |
| ATM Fees |
Gold Source Accounts pay no CU fees |
$0.00 |
$0.00 |
| ATM FEES |
| USSFCU ATMS |
This includes WPCFCU and Certain Network ATMs |
$0.00 |
$0.00 |
| Non-USSFCU ATMs |
USSFCU Fee – ATM operator fee may apply |
$1.00 |
$1.00 |
| USSFCU ATMs – Non-USSFCU Cards |
Non-USSFCU or appropriate network cards at USSFCU machines |
$3.00 |
$2.00 |
| SERVICES |
| Check Cashing Non-Member |
Cashing Member Check by Non-Member |
$10.00 |
$10.00 |
| Reloadable Cards |
Separate schedule |
Varies |
Varies |
| Gift Cards |
Separate schedule |
Varies |
Varies |
| Money Orders |
Per item fee – Item limit $1,000 |
$5.00 |
$3.00 |
| Cashier's Check |
No charge if Member is Payee |
$6.00 |
$6.00 |
| Research |
Per hour or fraction |
$30.00 |
$30.00 |
| Address Search |
Bad address fee – Every 6 months |
$10.00 |
$10.00 |
| Verification Fee |
Deposits or Loans – Per request |
$25.00 |
$25.00 |
| Amex Gift Checks |
Program to be discontinued 6/30/11 |
$2.50 |
$2.50 |
| Traveler's Cheques |
Per $100 – Program to be discontinued 6/30/11 |
$1.50 |
$1.50 |
| Bond Redemption Fee |
Per coupon |
$5.00 |
$5.00 |
| Document Copy Fee |
Copy of merchant draft |
$20.00 |
$20.00 |
| Replacement VISA Card |
Replaced for reasons other than fraud |
$10.00 |
$10.00 |
| PIN Reorder |
Fee to order PIN – Free in Branch |
$10.00 |
$10.00 |
| Statement Copy Request |
Per Statement |
$5.00 |
$5.00 |
| Expedited/Overnight Delivery |
Member request to have items sent expedited or overnight |
$30.00 |
$10.00 |
| FOREIGN SERVICE/WIRE TRANSFERS/OTHER |
| Domestic Wire |
|
$25.00 |
$25.00 |
| International Wire |
Outgoing in Foreign Currency |
$30.00 |
$30.00 |
| International Wire |
Outgoing in US Dollars |
$50.00 |
$50.00 |
| Wire Incoming |
All incoming |
$10.00 |
$10.00 |
| Foreign Check Deposit |
Canada |
$20.00 |
$15.00 |
| Foreign Check Deposit |
Other than Canada |
$40.00 |
$15.00 |
| Foreign Currency |
Foreign Currency |
Varies |
$20.00 |
| Foreign Drafts |
Per item |
$20.00 |
$20.00 |
| WEB BILL PAY |
| Web Bill Pay |
FREE with eStatements |
$5.00 |
$5.00 |
| LENDING SERVICES |
| Skip a Pay Fee |
CU AnyHour |
$25.00 |
$25.00 |
| Skip a Pay Fee |
In Branch/Phone |
$35.00 |
$35.00 |
