United States Senate Federal Credit Union

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United States Senate Federal Credit Union

Fees and Charges

SERVICE DESCRIPTION New Previous
MEMBERSHIP FEES
Membership Fee One time, non refundable fee to maintain lifetime membership $1.00 $1.00
Closed Account Fee Charged when a new account is closed within 90 days of opening $5.00 $5.00
Inactive Account Fee No activity on a share or loan under the same member number for 1 year or more $5.00 $5.00
SMART CERTIFICATES
Early Withdrawal Fees:
90 days of dividends paid and accrued on the withdrawal for terms of 1 year or less
120 days of dividends paid and accrued on the withdrawal for terms of 1 year and up to and including  2 years
180 days of dividends paid and accrued on the withdrawal for terms of greater than 2 years and up to and including  3 years
360 days of dividends paid and accrued on the withdrawal for terms of greater than 3 years
TRANSACTION SERVICES
Stop Payment Fee for one check or check series or one ACH $28.00 $28.00
Check Copy   $5.00 $5.00
Certified Check   $10.00 $10.00
Returned Payment Fee Fee for dishonored check (including electronic returns) $28.00 $28.00
Returned Check Fee Fee for exceeding allowable number of drafts in a month per FRB Regulation D $28.00 $28.00
Returned Deposit Item Fee for a dishonored item deposited to a member’s account $28.00 $28.00
Member Privilege Fee Per Item Fee to access Member Privilege $28.00 $28.00
TRANSFERS TO PAY CHECKS
Transfer Fee Transfers that are automatic or are initiated through CU AnyHour or TeleAction $0.00 $0.00
Call Center Transfer Transfers initiated through Call Center staff $2.00 $2.00
COST OF PRINTED CHECKS
Check Orders Custom Designs, Additional Boxes Varies Varies
GOLD SOURCE CHECKING
Minimum Balance Fee Fee imposed for balances below $2,000 minimum $15.00 $15.00
ATM Fees Gold Source Accounts pay no CU fees $0.00 $0.00
ATM FEES
USSFCU ATMS This includes WPCFCU and Certain Network ATMs $0.00 $0.00
Non-USSFCU ATMs USSFCU Fee – ATM operator fee may apply $1.00 $1.00
USSFCU ATMs – Non-USSFCU Cards Non-USSFCU or appropriate network cards at USSFCU machines $3.00 $2.00
SERVICES
Check Cashing Non-Member Cashing Member Check by Non-Member $10.00 $10.00
Reloadable Cards Separate schedule Varies Varies
Gift Cards Separate schedule Varies Varies
Money Orders Per item fee – Item limit $1,000 $5.00 $3.00
Cashier's Check No charge if Member is Payee $6.00 $6.00
Research Per hour or fraction $30.00 $30.00
Address Search Bad address fee – Every 6 months $10.00 $10.00
Verification Fee Deposits or Loans – Per request $25.00 $25.00
Amex Gift Checks Program to be discontinued 6/30/11 $2.50 $2.50
Traveler's Cheques Per $100 – Program to be discontinued 6/30/11 $1.50 $1.50
Bond Redemption Fee Per coupon $5.00 $5.00
Document Copy Fee Copy of merchant draft $20.00 $20.00
Replacement VISA Card Replaced for reasons other than fraud $10.00 $10.00
PIN Reorder Fee to order PIN – Free in Branch $10.00 $10.00
Statement Copy Request Per Statement $5.00 $5.00
Expedited/Overnight Delivery Member request to have items sent expedited or overnight $30.00 $10.00
FOREIGN SERVICE/WIRE TRANSFERS/OTHER
Domestic Wire   $25.00 $25.00
International Wire Outgoing in Foreign Currency $30.00 $30.00
International Wire Outgoing in US Dollars $50.00 $50.00
Wire Incoming All incoming $10.00 $10.00
Foreign Check Deposit Canada $20.00 $15.00
Foreign Check Deposit Other than Canada $40.00 $15.00
Foreign Currency Foreign Currency Varies $20.00
Foreign Drafts Per item $20.00 $20.00
WEB BILL PAY
Web Bill Pay FREE with eStatements $5.00 $5.00
LENDING SERVICES
Skip a Pay Fee CU AnyHour $25.00 $25.00
Skip a Pay Fee In Branch/Phone $35.00 $35.00
  Changed from Prior Schedule

Transaction Limits

The new 2012 Fee Schedule will be effective on March 1, 2012.

 
CUANYHOUR
Routing Number: 254075250



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