| Membership |
| Lifetime |
$1.00 one time non-refundable |
| Closed within 90 days of opening date |
$5.00 non-refundable |
| Inactive account* |
$5.00 refundable |
* Primary savings account with a balance of less than $5.00 or dormant activity for 12 months. |
| |
| Savings/Checking/Money Market Account Services |
| Stop Payment Request of check or check series or one ACH transaction |
$25.00 each order
(good for six months) |
| Check copies |
$1.50 per copy via mail
(receipt within five days) |
$4.50 per copy via fax
(receipt within 72 hours) |
| Certified check |
$10.00 per check |
| Returned items (returned first party check, returned deposit, ATM overdraft, electronic return, uncollected items, etc.) due to insufficient funds |
$25.00 per item |
| Returned second party check (when the dishonored item is made payable to the member) |
$5.00 per item |
| Excess Money Market Transfers* |
$20.00 each |
| Transfers to pay checks |
No charge from CUAnyHour, Automated Voice Response, and Automatic Transfer |
| $2.00 from Call Center Representative |
| Check Printing |
 Standard Issue |
One box free per year |
| Custom Design |
Varies |
| Additional Boxes |
Varies |
| Gold Source Checking Penalty (for failing to maintain $2,000 minimum balance) |
$15.00 per month |
*
There is a regulatory limit to the number of transfers that a member can make from these accounts in any one month. Pre-authorized, electronic or telephone withdrawals and transfers are limited to six per calendar month. Unlimited transfers are permitted when the transfer is between accounts of the same member at the Credit Union if made in person, by messenger, by mail, or at an ATM or when the transfer is to pay a loan at the Credit Union. There is no restriction on the number of deposits a member can make into his or her account.
 |
| |
ATM Services |
| Usage fee for transactions at Senate, Congressional FCU, CU Here Network, and Credit Union Family Service Center ATMs |
No Charge |
| Usage fee for transactions from ATMs not owned and/or operated by the US Senate FCU |
Four transactions per month at no charge; $1.00 each additional transaction |
| Account Overdrawn at ATM |
$25.00 per item |
| ATM/Check Card Replacement (non-fraud) |
$10.00 per card |
| PIN Reorder |
$5.00 per order |
| |
Skip A Pay |
| Loan Payment Skipped in Branch or Member Services |
$35.00 |
| Loan Payment Skipped through CUAnyhour |
$25.00 |
| |
Internet Services |
| CU AnyHour (online account access) |
No charge |
| E-Statements |
No charge |
| Web Bill Pay |
| With E-Statement |
No charge |
| Without E-Statement |
$5.00 monthly service fee with 10 payments at no charge; $0.49 each additional payment |
| |
|
Foreign Service/Wire Transfers/Other |
| Wire Transfer |
None |
| Domestic Outgoing |
$15.00 |
| Foreign Outgoing |
$25.00 |
| Foreign Check presented for payment or deposit |
$15.00 |
| Foreign Currency |
$20.00 per order |
| Foreign Drafts |
$20.00 per item |
| |
Lending Services |
| Mortgage Subordination Fee |
$150.00 |
| Letter-of-Credit Fee* |
| Face Value up to $10,000 |
$500.00 |
| Face Value over $10,000 |
Varies
(percentage of face value) |
| Lien Registration |
Varies |
| Home Equity Fees |
Varies |
*Fees payable at inception for initial maturity term. There may be additional fees for extended maturity terms. |
| |
| Other Services |
| Money Order (up to $1,000) |
$3.00 per item |
| Second Party Cashier's Check |
$6.00 per check |
| Account Research (minimum one hour) |
$30.00 per hour |
| Address Search/Returned Mail |
$10.00 (refundable) |
| Deposit or Loan Verification |
$10.00 per request |
| American Express Gift Checks |
$2.50 per check |
| Traveler's Checks |
$1.50 per $100 |
| Coupon Bond Redemption |
$5.00 per coupon |
| Visa Merchant Draft Copy (non-fraud) |
$20.00 per request |
| Visa Card Replacement (non-fraud) |
$10.00 per card |
| Statement Copy |
$5.00 per request |
| Levy or Attachment |
$25.00 per attachment |
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| Updated April 1, 2008 |
