| Service |
Description |
New |
Previous |
| MEMBERSHIP FEES |
| Membership Fee |
One time, non refundable fee to maintain lifetime membership |
$1.00 |
$1.00 |
| Closed Account Fee |
Charged when a new account is closed within 90 days of opening |
$5.00 |
$5.00 |
| Inactive Account Fee |
After no activity for one year fee is charged every six months |
$5.00 |
$5.00 |
| TRANSACTION SERVICES |
| Stop Payment |
Fee for one check or check series or one ACH |
$28.00 |
$28.00 |
| Check Copy |
|
$5.00 |
$5.00 |
| Certified Check |
|
$10.00 |
$10.00 |
| Returned Payment Fee |
Fee for dishonored check (including electronic returns) |
$28.00 |
$28.00 |
| Returned Check Fee |
Fee for exceeding allowable number of drafts in a month per FRB Regulation D |
$28.00 |
$28.00 |
| Returned Check Fee |
Fee for a dishonored item deposited to a member's account |
$28.00 |
$28.00 |
| Member Privilege Fee |
Per Item Fee to Access Member Privilege |
$28.00 |
$28.00 |
| TRANSFERS TO PAY CHECKS |
| Transfer Fee |
Transfers that are automatic or are initiated through CU AnyHour or Teleaction |
$0.00 |
$0.00 |
| Call Center Transfer |
Transfers Initiated Through Call Center Staff |
$2.00 |
$2.00 |
| COST OF PRINTED CHECKS |
| Check orders |
Custom Designs, Additional Boxes |
Varies |
Varies |
| GOLD SOURCE CHECKING |
| Minimum Balance Fee |
Fee imposed for balances below $2,000 minimum |
$15.00 |
$15.00 |
| ATM Fees |
Gold Source Accounts pay no CU fees |
$0.00 |
$0.00 |
| SMART CERTIFICATES |
| 90 days of dividends paid and accrued on the withdrawal for terms of 1 year or less |
| 120 days of dividends paid and accrued on the withdrawal for terms of 1 year and up to and including 2 years |
| 180 days of dividends paid and accrued on the withdrawal for terms of greater than 2 years and up to and including 3 years |
| 360 days of dividends paid and accrued on the withdrawal for terms of greater than 3 years |
| ATM FEES |
| USSFCU ATMs |
This includes Congressional FCU and Certain Network ATMs |
$0.00 |
$0.00 |
| Non-USSFCU ATMs |
USSFCU fee - ATM operator fee may apply |
$1.00 |
$1.00 |
USSFCU ATMs - Non-USSFCU
Cards |
Non-USSFCU, WPCFCU or appropriate network Cards at USSFCU Machines |
$3.00 |
$3.00 |
| SERVICES |
| Check cashing non-member |
Cashing Member Check by Non-Member |
$10.00 |
$10.00 |
| Reloadable cards |
Separate schedule |
Varies |
Varies |
| Money Orders |
Up to $1,000 - fee is per item |
$5.00 |
$5.00 |
| Cashier's Check |
Payee is other than member |
$6.00 |
$6.00 |
| Research |
Per hour or fraction |
$30.00 |
$30.00 |
| Address Search |
Bad address fee - every 6 months |
$10.00 |
$10.00 |
| Verification fee |
Deposits or Loans - per request |
$25.00 |
$25.00 |
| Bond Redemption Fee |
Per Coupon |
$5.00 |
$5.00 |
| Visa Draft Copy |
Copy of merchant draft |
$20.00 |
$20.00 |
| Replacement VISA Card |
Replaced for reasons other than fraud |
$10.00 |
$10.00 |
| PIN Reorder |
Fee to Order PIN - Free in Branch |
$10.00 |
$10.00 |
| Statement Copy Request |
Per STATEMENT |
$5.00 |
$5.00 |
| Expedited/Overnight Delivery |
Member request to have items send expedited or over night |
$30.00 |
$30.00 |
| Pay by Credit Card |
Payment using a non-USSFCU card |
$0.00 |
$0.00 |
| Fee for Late Payment by Phone |
Electronic payment using non-USSFCU account |
$7.00 |
$7.00 |
| FOREIGN SERVICE/WIRE TRANSFERS/OTHER |
| Domestic Wire |
|
$25.00 |
$25.00 |
| International Wire |
Outgoing in Foreign Currency |
$30.00 |
$30.00 |
| International Wire |
Outgoing in US Dollars |
$50.00 |
$50.00 |
| Wire Incoming |
All Incoming |
$10.00 |
$10.00 |
| Foreign Check Deposit |
Canada |
$20.00 |
$20.00 |
| Foreign Check Deposit |
Other than Canada |
$40.00 |
$40.00 |
| Foreign Currency |
Foreign Currency |
Varies |
Varies |
| Foreign Drafts |
Per item |
$20.00 |
$20.00 |
| BILL PAY |
| Bill Pay |
FREE WITH E-STATEMENTS |
$5.00 |
$5.00 |
| LENDING SERVICES |
| Skip a Pay fee |
CU AnyHour+ |
$25.00 |
$25.00 |
| Skip a Pay fee |
In Branch/Phone |
$35.00 |
$35.00 |
| NEW SERVICES 2012 |
| Annual Fee for Personal Financial Manager and Account Aggregation |
|
$24.00 |
N/A |
| Per Item Fee for Bank to Bank (ACH) Transfer |
|
$1.00 |
N/A |
