Home Loans |
Looking to remodel a bath, build an addition, update your kitchen? Or do you just want the peace of mind of having funds readily available for major expenses? Put your home’s equity to work for you! Choose from a variety of home equity products from USSFCU that give you the flexibility to meet your needs and always offer you the low prices and straight forward terms you expect from your Credit Union. |
| Homeowner Loans |
If you own a home, there is no smarter way to borrow than a USSFCU Homeowner Loan. Designed for the member with a large need and little or no equity. Borrow as little as $7,500 or as much as $30,000. No appraisal is required and the interest you pay may be tax deductible*.
Homeowner Loan specific payment example:
Monthly payments on a 5-year $10,000 Homeowner Loan based on an interest rate of 7.50% APR would be $118.73.
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| Home Equity Loan |
For that one time major purchase or expense. Rates are low and fixed for terms up to 180 months.*
Home Equity Loan specific payment examples:
Monthly payments on a 5-year $100,000 Home Equity Loan based on an interest rate of 5.63% APR would be $1916.26.
Monthly payments on a 10-year $100,000 Home Equity Loan based on an interest rate of 5.88% APR would be $1102.99.
Monthly payments on a 15-year $100,000 Home Equity Loan based on an interest rate of 6.13% APR would be $851.10.
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| Smart Line Home Equity Line of Credit |
Enjoy the security of an amortizing paymentˆ – flexibility of readily available revolving funds.*
ˆVariable interest rate subject to change quarterly. Rate equal to the WSJ Prime Rate in effect on the last day of each calendar quarter subject to a floor of 4.00%. |
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| Classic Line Home Equity Line of Credit |
This is a revolving line of credit secured by the equity in your principal residence that offers the flexibility of a low, interestˆ only payment. Use as much or as little as you need to meet your future expenses.**
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All loans subject to credit approval.
* Interest may be tax exempt – please consult your tax professional.
** Credit limited to percentage of available equity on primary residence.
ˆ Variable interest rate subject to change quarterly. Rate equal to the WSJ Prime Rate in effect on the last day of each calendar quarter subject to a floor of 4.00%. |
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