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HOME LOANS
Homeowner Loans                                                 See Our Current Campaign!

If you own a home, there is no smarter way to borrow than a USSFCU Home Loan. That's because the interest you pay may be tax deductible, unlike other consumer loans (ask your tax advisor for details).

Available in amounts from $7,500 to $30,000 and in terms up to 120 months, use this adjustable rate alternative. Your equity in your home does not need to be considered.

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Home Equity Loan

This is a closed end home equity loan secured by the equity in your principal residence. For loans of $7,500 or more and up to 180 months to repay, you can borrow up to 90% of the value of your primary residence.

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SmartLine Home Equity Line of Credit

This is a revolving line of credit secured by the equity in your principal residence.

This variable rate loan features a 120-month draw period with an additional repayment term up to 120 months. During the repayment period, the minimum monthly payment will be principal and interest to fully amortize the loan within 120 months. You can borrow up to 90% of the value of your primary residence.

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ClassicLine Home Equity Line of Credit

This is a revolving line of credit secured by the equity in your principal residence.

This variable rate loan features a 120-month draw period with an additional repayment term up to 120 months. The minimum advance is $500. You can borrow up to 90% of the value of your primary residence.

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United States Senate Federal Credit Union
  USSFCU •  P. O. Box 77920  •  Washington, D. C. 20013-8920 • DC: 202-224-2967 •  VA: 703-329-8466  •  800-374-2758  •  services@ussfcu.org
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