We all want to achieve certain financial goals in our lives, but where do you begin? United States Senate FCU wants to help you and is now offering a comprehensive financial management program designed exclusively for credit union members. Since everyone's financial needs are different, you need to ask a few important questions before beginning the investment process:

• When do I need the money?
• What do I want from my investment?
• Are my goals realistic?
• What is my tolerance for investment risk?
• How many years do I have to invest?
• Am I adequately insured?

No one mix of investments is ideal for everyone. Your portfolio should be tailored to your individual financial needs and risk tolerance, and flexible enough that it can be modified as your age and investment needs change.

At no cost or obligation, a financial representative made available through USSFCU, can help you develop a personalized financial program that's tailored to your lifestyle and other financial management goals. For more information call 866.CUSERVE or click here .

Registered representatives of and investments and advisory services offered through Financial Network Investment Corporation. Member SIPC. Program made available through UniTrust Financial Services located at 4875 Eisenhower Ave., Suite 220 Alexandria , VA 22304 . UniTrust Financial/Credit Union and Financial Network are not affiliated. Investments are NOT NCUA/NCUSIF INSURED, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NO CREDIT UNION GUARANTEE, MAY LOSE VALUE.