Current Rates: Deposits

The following rates are effective on September 1, 2010, and subject to change without notice.

ROTH, Traditional & SEP IRA Savings

0.50%

$5.00

Smart Certificates (including IRA Certificates) Minimum Balance - $1000.00
Type of Account		APY*	Dividend Rate
60 months	$60,000 - $99,999 plus Jumbo	3.39%	3.33%
	$20,000 - $59,999	3.28%	3.23%
	<$20,000	3.18%	3.13%
48 - 60 months	$60,000 - $99,999 plus Jumbo	2.84%	2.80%
	$20,000 - $59,999	2.74%	2.70%
	<$20,000	2.63%	2.60%
36 - 48 months	$60,000 - $99,999 plus Jumbo	2.30%	2.27%
	$20,000 - $59,999	2.19%	2.17%
	<$20,000	2.09%	2.07%
24 - 36 months	$60,000 - $99,999 plus Jumbo	1.49%	1.48%
	$20,000 - $59,999	1.39%	1.38%
	<$20,000	1.29%	1.28%
12 - 24 months	$60,000 - $99,999 plus Jumbo	1.15%	1.14%
	$20,000 - $59,999	1.05%	1.04%
	<$20,000	0.94%	0.94%
6 - 12 months	$60,000 - $99,999 plus Jumbo	0.80%	0.80%
	$20,000 - $59,999	0.70%	0.70%
	<$20,000	0.60%	0.60%
3 - 6 months	$60,000 - $99,999 plus Jumbo	0.40%	0.40%
	$20,000 - $59,999	0.30%	0.30%
	<$20,000	0.20%	0.20%

*APY = Annual Percentage Yield

Updated September 1, 2010