“USSFCU has a full range of products with competitive rates and member friendly terms”
The following rates are effective on May 01, 2008, and subject to change without notice.
Terms
Loan Amount
APR*
Homeowner Loan
Up to 120 months
Minimum: $ 7,500
7.50%
Maximum: $30,000
Adjustable rate loan (Prime +1.0%) Adequate property and flood insurance is required. Minimum rate: 7.50% Maximum rate: 18.00% No points. Owner occupied properties only. No appraisal is required.
Home Equity Loan
Up to 60 months
Minimum: $7,500, Maximum: $750,000
5.49%
From 61 to 120 Months
Minimum: $7,500, Maximum: $750,000
5.74%
From 121 to 180 Months
Minimum: $7,500, Maximum: $750,000
5.99%
Fixed Rates. Fixed Payments. Up to 90% loan-to-value ratio (lower Loan To Value -LTV may apply). Repayment up to 180 months. No points. Adequate property and flood insurance is required. Owner occupied properties only.
ClassicLine Home Equity Line of Credit
With Auto Pay (Prime)
Minimum: $7,500
5.25%
Maximum: $750,000
Without Auto Pay (Prime + 1.0%)
Maximum: $750,000
6.25%
Adjustable rate loan (Prime + 0.0% to 1.0%) For Automatic Payment: Benefit to establishing autopay is a 1% discount on the margin.
Up to 90% loan-to-value ratio (lower Loan To Value -LTV may apply). 120-month draw period plus additional 120-month repayment period. Minimum rate: 5.00% (with or without autopay). Maximum rate: 18.00% No Points. Interest only payments (monthly payment adjusts with each new advance only) Adequate property and flood insurance is required. Owner occupied properties only.
SmartLine Home Equity Line of Credit
Minimum: $ 5,000
5.25%
Maximum: $750,000
Adjustable rate loan (Prime + 0.0%) Up to 90% loan-to-value ratio (lower Loan To Value - LTV may apply). 120- month draw period, plus additional 120 month repayment period. Minimum rate: 4% Maximum rate: 15% Payments are 1.5% of the outstanding balance. No Points.
Adequate property and flood insurance is required. Owner occupied properties only.
Adjustable rate loan (Prime +1.0%)
