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| The following rates are effective on March 1, 2010, and subject to change without notice. |
| Terms |
Loan Amounts |
APR* |
| Homeowner Loan |
| Up to 120 months |
Minimum: $ 7,500 |
7.50% |
Maximum: $30,000
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- Adjustable rate loan (Prime +1.0%)
- Adequate property and flood insurance is required.
- Minimum rate: 7.50%
- Maximum rate: 18.00%
- No points.
- Owner occupied properties only.
- No appraisal is required.
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| Home Equity Loan |
| Up to 60 months |
Minimum: $7,500, Maximum: $750,000
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5.63% |
From 61 to 120 Months |
Minimum: $7,500, Maximum: $750,000 |
5.88% |
From 121 to 180 Months |
Minimum: $7,500, Maximum: $750,000 |
6.13% |
- Fixed Rates. Fixed Payments.
- Up to 80% loan-to-value ratio (lower Loan To Value -LTV may apply).
- Repayment up to 180 months.
- No points.
- Adequate property and flood insurance is required.
- Owner occupied properties only.
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| ClassicLine |
Prime + 0% |
4.00% |
- Terms: Up to 80% loan to value ratio
- Owner-occupied property only.
- Repayment terms: 120 month draw period with an additional 120 month repayment period.
- No points.
- Rate equal to the WSJ Prime Rate in effect on the last day of each calendar quarter subject to a floor of 4.00%.
- The maximum credit limit is $750,000.
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| SmartLine |
Prime + 0% |
4.00% |
- Terms: Up to 80% loan to value ratio
- Owner-occupied property only.
- Repayment terms: 120 month draw period with an additional 120 month repayment period.
- No points.
- Rate equal to the WSJ Prime Rate in effect on the last day of each calendar quarter subject to a floor of 4.00%.
- The maximum credit limit is $750,000.
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*APR = Annual Percentage Rate |
 Download the complete Ratesheet.
Updated March 1, 2010
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