The United States Senate Federal Credit Union recognizes and respects the Privacy of its members and other users of its website resource and is committed to protecting information on and within our website resource with the same safety and confidentiality standards utilized in the transaction of all United States Senate Federal Credit Union interactions.

General Use: As a general policy, the United States Senate Federal Credit Union does not automatically collect personal information from users of its website resource. The United States Senate Federal Credit Union does collect and store information on the domain a user uses to access its website resource, the Internet address of the website from which a user links to the Credit Union's website resource and the date and time of the visitor's visit to the Credit Union's website resource. This information is used to measure the number of visitors to its website resource and the route a user travels while within the Credit Union's website resource to better serve users in improved design and site navigation.

Members-Only Areas: Personal identification (i.e.: account number, password) is collected when a valid Credit Union member with active Credit Union account(s) has registered to enter the secure online banking area of the Credit Union's website resource. This information enables the Credit Union to regulate access of this information to those who request such access and those entitled to perform transactions on these account(s).

The United States Senate Federal Credit Union does not sell or provide any member information to any list service, third parties or non-Credit Union agencies for any reason -- ever.

Cookies: The United States Senate Federal Credit Union website resource requires the use of cookies, which are small pieces of information a website stores on a visitor's web browser to remind the site about the user the next time he or she visits the site. The United States Senate Federal Credit Union does not store confidential or sensitive information in cookies. The United States Senate Federal Credit Union uses cookies to enhance its members' online banking session and ease navigation through its website resource. For certain applications, such as online banking, cookies are required to help protect the Privacy of a member's transactions by, for example, automatically terminating the online session if the member forgets to log out.

Cookies cannot be used to capture a user's e-mail address, obtain data from the user's hard drive or gain confidential or sensitive information about the user. Additionally, cookies cannot be read by a website other than the one that set the cookie. Some websites, however, use cookies to obtain information from the user's browser. The user has the option to set his or her browser to notify before accepting a cookie to control whether a cookie is accepted or rejected.

Online Forms: The United States Senate Federal Credit Union provides several online form resources (i.e.: loan applications, check orders) to better serve the needs of its members. Personal information provided by a user via any of the Credit Union's online forms is used by the United States Senate Federal Credit Union only to process the member's request for service. If the user is concerned about the security of transmitting this information via the Internet, the user is encouraged to contact the Credit Union directly at (202) 224-2967 or transmit the information via another resource.

E-mail Communication: Personal information transmitted to the United States Senate Federal Credit Union may be used by Credit Union staff to respond to inquiries for service or information or improve the service the Credit Union provides. Since e-mail communication may not be secure against interception by unauthorized individuals, users may want to seek alternatives to e-mail when it is necessary to provide sensitive or personal information. Likewise, the Credit Union will not transmit sensitive or personal information that can compromise or violate a user's Privacy when communicating via e-mail.

For additional information about the United States Senate Federal Credit Union's website Privacy Policy, inquire via e-mail, at any branch office or contact (202) 224-2967.

Protection of Your Privacy

THIS IS YOUR Privacy POLICY DISCLOSURE AND INSTRUCTIONS. IT CONTAINS IMPORTANT INFORMATION CONCERNING OUR Privacy POLICY AND INCLUDES NECESSARY DISCLOSURES AS REQUIRED BY THE GRAMM-LEACH-BLILEY ACT (15 USC, CH. 94 §6801 ET SEQ.) AND THE NATIONAL CREDIT UNION ADMINISTRATION RULES AND REGULATIONS (12 CFR 716) AND ANY SPECIAL INSTRUCTIONS REGARDING YOUR OPTING OUT OF DISCLOSING NONPUBLIC INFORMATION. PLEASE BE CERTAIN TO READ THESE INSTRUCTIONS CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.

Throughout these Disclosures and Instructions, the references to "We", "Us", "Our" and "Credit Union" mean THE UNITED STATES SENATE FEDERAL Credit Union. The words "You" and "Your" mean each person applying for and/or using any of the services offered by Us. "Account" means any account or accounts established for You.

Categories of information We collect. We may disclose the following kinds of nonpublic personal information about You:

• Information We receive from You on applications or other forms, such as Your name, address, social security number, assets and income;
• Information about Your transactions with Us, Our affiliates, or others such as Your account balance, payment history, parties to transactions and credit card usage; and
• Information We receive from a consumer reporting agency, such a Your creditworthiness and credit history.

Categories of parties to whom We disclose information about existing and former members. We may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as mortgage bankers, securities broker-dealers, Credit Union service organizations, and insurance agents;
• Non-financial companies, such as retailers, direct marketers, airlines and publishers; and
• Others, such as non-profit organizations. We may also disclose nonpublic information about You to nonaffiliated third parties as permitted by law.

Information disclosed to service providers and joint marketing companies about existing and former members. We may disclose the following information to companies that perform marketing services on Our behalf or to other financial institutions with whom We have joint marketing agreements:

• Information We receive from You on applications or other forms, such as Your name, address, social security number, assets and income;
• Information about Your transactions with Us, Our affiliates, or others such as Your account balance, payment history, parties to transactions and credit card usage; and
• Information We receive from a consumer reporting agency, such a Your creditworthiness and credit history.

Your right to request that We not disclose information about You. If You prefer that We not disclose nonpublic information about You to affiliated and nonaffiliated third parties, You may opt out of those disclosures, that is, You may direct us not to make those disclosures (other than those permitted by law). If You wish to opt out of disclosures to affiliated and nonaffiliated third parties, You may call Us toll-free at (800) 374-2758.

Our policy and practices on protecting the confidentiality and security of information We have about You. We restrict access to nonpublic personal information about You to those employees who need to know that information to provide products or services to You. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard Your nonpublic personal information.