Vehicle Loans

Auto Loans

USSFCU new and used auto loans offer:

• AutoDraft- a pre-approved loan check, providing convenience and greater negotiating power
• Remarkably low rates
• Up to 100% financing on new and used vehicles*
• ¼% rate discount for automatic payment from a USSFCU account with a Classic or Gold Collection.
• Terms up to 7 years available for new auto loans, and up to 5 years for used auto loans

If you're considering a new car purchase, beware of a common sales strategy some dealers use. They immediately offer you financing at a very low rate to make you think you are getting a good deal. To compensate for the low financing, the dealer may not give you the lowest sales price for the car. USSFCU offers you a better car buying plan that can save you thousands of dollars. It's as easy as 1, 2, 3!

	Get a USSFCU AutoDraft Contact USSFCU to get your AutoDraft* before you go to the dealer. An AutoDraft is an auto loan you receive in the form of a check to buy a car up to your approved loan amount. Use your AutoDraft just as you would a personal check to purchase your car. With an AutoDraft, there are no hidden fees, so you know exactly what your loan costs. When you finance with USSFCU, you'll get exceptional service, a low rate, an easy application process, and a speedy loan decision.*
	Know the invoice price before visiting the dealer. Find out the vehicle's invoice price from our free Auto Resource Center. Take this information with you to the dealership. Let the dealer know you are aware of the vehicle's invoice price and that you already have financing in hand.
	Negotiate the best price for the vehicle. With a USSFCU AutoDraft, there is no need to discuss financing through the dealership. Your AutoDraft gives you the bargaining advantages of a cash buyer, so you can keep the conversation on the true invoice price and negotiate the best deal.

For more information on AutoDraft, Your Auto Loan in the form of a Check -- please give us a call at 202.224.2967 or 800.374.2758 outside DC metro area.

*A USSFCU AutoDraft may be used for the purchase of new or used automobiles or trucks only. Members who desire to purchase a motorcycle should apply for a USSFCU Leisure Loan. A USSFCU AutoDraft may not be used for sales between private parties, may not be used as a down payment on the purchase of a vehicle, and may not be used to purchase reconditioned or salvaged vehicles. See your AutoDraft for all terms and conditions. Speedy loan decisions are contingent upon receipt of all required application information. Subject to credit conditions.