USSFCU is the place to turn for all of your vehicle-buying needs. We can help you determine what you can afford, pre-approve your loan and get you pricing information on any vehicle you like! Refinancing options are also available in a variety of terms to suit your repayment needs.

New Cars

• Up to 84 months

Used Cars

• Models up to seven years old
• Up to 60 months

If you're looking for low monthly payments on your next vehicle, but you want to avoid all the drawbacks of leasing, then SmartChoice is the financing option for you! Like a lease, SmartChoice offers monthly payments that are considerably lower than conventional financing. But, unlike leasing, with SmartChoice financing, you own the vehicle without all the hassle or hidden costs associated with leasing.

• Lower Monthly Payment
• Vehicle Upgrade
• Vehicle Ownership
• No Capitalization Fees
• No Application Fee
• No Security Deposit
• No Up Front First or Last Payment
• Option to Sell, Trade, Finance, or Return Vehicle at Program's End
• No Return Fee
• No Early Payoff Penalty
• Mileage Options of 12,000, 15,000, or 18,000 per Year Available

Visit the SmartChoice financing calculator site or call one of our branches today for more information.

Cruise the high seas or the open road with a USSFCU Leisure Loan. Our low rates, flexible terms and speedy processing make it easy to kick back and relax. Finance up to 100% of your new or used leisure vehicle.
This includes: motorcycles, R/Vs, boats, jetskis, snowmobiles, golf carts, and more.