United States Senate Federal Credit Union

Vehicle Loans

Determine the Car You Want:
Auto Resource Center

Auto Buying Resource Center

Know the invoice price before visiting the dealer. Take this information with you to the dealership. Learn more »

Enterprise Sales

ENTERPRISE Car Sales

If you want haggle-free buying and worry-free ownership of your next used car, consider Enterprise. Learn more

GM

GM Credit Union Deal

General Motors is offering all current and eligible credit union members preferred pricing on most new GM vehicles. Learn more


Ways to Finance your car:
Auto Draft

Autodraft

Contact USSFCU to get your AutoDraftˆ before you go to the dealer. An AutoDraft is an auto loan you receive in the form of a check to buy a car up to your approved loan amount. With an AutoDraft, there are no hidden fees, so you know exactly what your loan costs.

Low Rates

Low Rates

arrow ¼% rate discount for automatic payment from a USSFCU account with a Classic or Gold Collection
arrow Terms up to 7 years available for new auto loans, and up to 5 years for used auto loans.
arrow Up to 110% financing on new and used vehiclesˆ

Fast Approval

Fast Approval

With a AutoDraft you will get an easy application process, and a speedy loan decision.ˆ

Application Form     Apply Online     Check Rates

Payment examples:

Monthly payments on a 4-year $10,000 Auto Loan based on an interest rate of 0.99% APR would be $212.57.

Monthly payments on a 5-year $10,000 Auto Loan based on an interest rate of 1.75% APR would be $174.19.

Monthly payments on a 7-year $10,000 Auto Loan based on an interest rate of 3.04% APR would be $132.31.

*APR = Annual Percentage Rate.

** If eligible for all possible discounts including maximum Classic or Gold Collection discount.

*** If you are approved for credit, your annual percentage rate and/or credit limit will depend on your credit history, income, and debts. Rates are based on the applicant's creditworthiness and not all applicants will receive the lowest rate.

ˆ A USSFCU AutoDraft may be used for the purchase of new or used automobiles or trucks only. Members who desire to purchase a motorcycle should apply for a USSFCU Recreational Vehicle Loan. A USSFCU AutoDraft may not be used for sales between private parties, may not be used as a down payment on the purchase of a vehicle, and may not be used to purchase reconditioned or salvaged vehicles. See your AutoDraft for all terms and conditions. Speedy loan decisions are contingent upon receipt of all required application information. Subject to credit conditions.

 
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