Same Day ACH and What It Means for You

Published: September 15, 2017

Beginning Friday, September 15, 2017, USSFCU members will start to see ACH payments debited and credited from their account the same day the transaction is authorized.


In the past, regular ACH transactions could take 24-48 hours to clear. Now that ACH is posting the same day, it means that your transactions would clear your account on the same day the payment is made.

You will need to have the funds in your account prior to making a transaction to ensure that your account does not go into overdraft.


Same Day ACH processing will allow for faster access to funds transferred between accounts and more efficient processing of everyday transactions. As a credit union, we are required to make this change set by the National Automated Clearing House Association (NACHA).


If you have additional questions regarding Same Day ACH, please contact Members Services at 800.374.2758 and a representative will gladly answer any questions you may have.