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Join United States Senate Federal Credit Union

USSFCU is a cooperative organization owned entirely by its members and operated for their benefit. Unlike most banks, the profits are returned to our members in the form of higher savings rates, lower loan rates and fewer fees. With USSFCU, you are a valued member and owner.

USSFCU is Celebrating 84 Years

It’s our birthday but we’re giving back all October long!

Sponsor a family member1 to join USSFCU during the month of October and we will deposit $25.00 in to your USSFCU account.2

When applying, applicant must use or mention PROMO CODE: 84YEARS

By becoming a member, you automatically become a part of an established, prestigious organization that has been serving the U.S. Senate Community and Federal Government for over 81 years. Our full-service organization is available to assist you with many financial needs you may have. Below are just a few of the many benefits our members currently enjoy:


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Who can join?

1. Employees of Select Employee Groups.

Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households.  

2. Individuals sponsored by a family or household member. 

A member in good standing or a current employee of a Select Employee Group may sponsor an immediate family member, as well as others in the same household. This includes:

  • Spouses
  • Immediate family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, or adoptive relationship)
  • Household members (persons living in the same residence and maintaining a single economic unit)
  • Organizations of people in one of the above groups 

3. Members of the American Consumer Council, Virginia Chapter (VACC). 

Members of the American Consumer Council (ACC) are automatically eligible to join USSFCU. The ACC is a non-profit organization dedicated to consumer education, advocacy and financial literacy. Joining the ACC is simple and for a limited time you can use Promo CodeUSSFCU to waive the $8.00 ACC Membership Fee.* Follow the instructions below to get started:

  1. Go to
  2. Click the Join Now button
  3. Fill out the short application—Use Promo Code USSFCU to waive the $8.00 membership fee
  4. Click Proceed to the Next Step to complete the application process

You will receive an email containing your ACC Membership Number and Certificate (retain for your records). This information will automatically be sent to USSFCU.

Once ACC membership is complete, contact USSFCU Member Services at 800.374.2758, Monday through Friday, 8:30am-5pm EST or email to have a secure USSFCU application sent to you.

For more information or to join the ACC, visit

4. Members of the U.S. Capitol Historical Society (USCHS). 

As a member of the Society, either as an individual or as an employee, you are automatically eligible to join USSFCU. USCHS is a non-profit educational organization created in 1962 to promote the history of the Capitol and Congress. Become a USCHS member today by donating as little as $50.00 and apply to USSFCU at the same time. Current members of USCHS are also invited to participate in this member offering.

Read our USCHS Partnership brochure for instructions on how to join USCHS (PDF). 

For more information about USCHS, visit

How do I join?

It’s easy to join USSFCU and to start taking advantage of the benefits of membership.

Visit one of our convenient branches to apply in person. Or, or call 800.374.2758 to have a secure application sent to you.

When submitting your USSFCU application please have the following information ready; name, address, date of birth, and at least one valid form of identification (photo ID, passport, etc.).

You will also need to open a Primary Savings Account at that time with a minimum of $5 and pay the one-time-only membership fee of $1 to secure your membership with us

For those who choose to join the American Consumer Council or US Capitol Historical Society, you must join either organization prior to completing a USSFCU application. 

What are the benefits for students who join?

Membership at USSFCU at a young age entitles you to numerous benefits that you'll enjoy now and throughout your lifetime. Unlike other banks and credit unions, USSFCU offers a wealth of education resources and services to get you started on the right financial path. 

You can access information about your accounts from anywhere, anytime with a network of ATMs, shared branches, online and mobile banking, and even make deposits remotely using your smartphone. Membership makes you eligible to take part in the USSFCU Student Lending program, which includes access to private student loans and consolidations, discounts and rewards, lower rates on borrowing, and higher rates on saving.


*Limited time offer.

1Family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, adoptive relationship and/or persons living in the same residence and maintaining a single economic unit. 2Limit four (4) $25 rewards per sponsor. Applicant must mention promo code “84YEARS” when applying for new membership. Sponsored or potential members must join as a primary member. Only pertains to an individual joining as a new member and not opening a secondary account. Offer does not apply to anyone being added as a joint owner on the account. New member applications must be approved, membership fee ($1) collected, initial deposit into the primary savings account (minimum of $5) made and the new account must be maintained for 30 days before reward is paid. The $25.00 reward will be electronically deposited into the sponsor’s primary USSFCU savings account within three to five business days following 30 days of eligible account sponsorship. USSFCU reserves the right to update, modify or discontinue this promo at any time. 3While supplies last.

Membership eligibility required. Other restrictions may apply. USSFCU is insured by NCUA.