Lines of Credit

We offer a variety of lines of credit designed to meet your borrowing needs at every stage of life.  Once your credit line is established you can access it whenever you like for whatever you need. As you pay down your balance, those funds become available again and again, up to your credit limit.  These renewable sources of funds come with no balance transfer or cash advance fees.  Low minimum payments, but pay in full whenever you want to save interest costs.  Access your available credit at any time.  No collateral required. 

EasyLine

USSFCU offers an overdraft line of credit up $1000* to help protect your checking account from being overdrawn.   EasyLine can also be a simple way to access a little extra cash for unexpected expenses - it’s a loan-on-demand.  You can access directly by using your checking account for more than your balance, or transfer into your checking using our internet online service, by visiting a branch or calling us.   Interest is charged only on the portion transferred into your checking account.

*Must meet certain qualifications. Subject to Credit Approval. Equal Credit Opportunity Lender.

Application Form        Apply Online        Check Rates
SenateLine

This variable rateˆ line of credit is similar to our EasyLine and is available for up to $5,000*.   As overdraft protection it can be linked to one or more checking accounts under your name.  It works like a personal loan whenever you need extra cash including overdrawing your checking account.  Also, you can transfer online or by contacting us.

 *Must meet certain qualifications. Subject to Credit Approval. Equal Credit Opportunity Lender.

ˆ Variable interest rate subject to change quarterly.
The rate is determined by adding 9.0% (the "margin") to the highest Prime Rate as published in Money Rates Section of The Wall Street Journal in effect on the last day of each calendar quarter (the "index").

Application Form        Apply Online        Check Rates
PremierLine

Your good credit provides a simple way to financeˆ important purchases for your family or household needs - or just because.  Available with a minimum of $5,000 and up to $50,000*.   Use for vacations, home improvements and other large purchases.  Helps budget the ups and downs between income and expense, or simply be prepared for unplanned expenses.   You’ve achieved success, and want accessibility and flexibility of cash when and for whatever you need.

* Must meet certain qualifications.  Subject to Credit Approval.  Equal Credit Opportunity Lender.

ˆ Variable interest rate subject to change quarterly.
The rate is determined by adding 7.0% (the "margin") to the highest Prime Rate as published in Money Rates Section of The Wall Street Journal in effect on the last day of each calendar quarter (the "index").

Application Form        Apply Online        Check Rates
Features to Fit your Lifestyle

With our easy applications, quick approval process and friendly service, applying for a loan or line of credit is convenient and hassle-free. You can rest assured that there are no hidden fees or unexpected rate hikes.

And to make repayment as easy as possible, you can arrange for automatic payments or make payments online, any time of the day or night by using CU AnyHour+

 
Routing Number: 254075250