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Elder Financial Abuse

Elder Abuse, including Elder Financial Abuse, affects the health and security of millions of seniors across our nation.

At USSFCU we recognize the tremendous opportunity we have to serve and protect our valued senior account holders. We strive to shield older members from financial abuse and to intervene effectively when older account holders are targeted or victimized.

As part of our on-going commitment to protecting our valued senior account holders, we’ve dedicated a portion of our website to sharing up-to-date information and tips to help prevent common frauds, scams and other types of elder financial exploitation. 

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Scams To Watch Out For

Medicare & Health Insurance Scams

In these types of scams, perpetrators may pose as a Medicare representative to get older people to give them their personal information, or they will provide bogus services for elderly people at makeshift mobile clinics, then use the personal information they provide to bill Medicare and pocket the money.

IRS Impersonation Scams

In this scam, IRS impersonators often accuse victims of owing back taxes that must be paid immediately. After an initial “payment” is made, con artists often convince victims to make additional payments to prevent arrest or other adverse actions. 

The IRS Will Never
  • call a taxpayer to demand immediate payment, nor will the agency call about taxes owed without first having mailed a bill to the taxpayer. 
  • demand that a taxpayer pay taxes without giving him or her the opportunity to question or appeal the amount claimed to be owed. 
  • ask for a credit or debit card number over the phone.
  • threaten to send local police or other law enforcement to have a taxpayer arrested.
  • require a taxpayer to use a specific payment method for taxes, such as a prepaid debit card.

Grandparent Scams

Scammers will place a call to an older person and when the mark picks up, they will say something along the lines of: “Hi Grandma, do you know who this is?” When the unsuspecting grandparent guesses the name of the grandchild the scammer most sounds like, the scammer has established a fake identity without having done any background research. The fake grandchild will usually ask for money to solve some unexpected financial problem (overdue rent, payment for car repairs, etc.), to be paid via Western Union or MoneyGram, which don’t always require identification to collect. 

Phone Scams & Robocalling

Perhaps the most common scheme is when scammers use fake telemarketing calls to prey on older people. With no face-to-face interaction and no paper trail, these scams are incredibly hard to trace. Also, once a successful deal has been made, the buyer’s name is then shared with similar schemers looking for easy targets, sometimes defrauding the same person repeatedly. Robocalling is the process of using equipment to mechanically, as opposed to manually, dial phone numbers in sequence.

“Can you hear me?” The scammer will simply ask “Are you there?” or “Can you hear me?” in order to prompt the recipient to say “yes.” The scammers record the consumer’s voice, and thus obtain a voice signature, and use the recording to authorize unwanted charges on items like utility bills, phone bills, or even stolen credit cards.

You can reduce the number of unwanted sales calls you get by signing up for the National Do Not Call Registry. It’s free. Visit donotcall.gov to register your number.

Charity Scams

One common scam involves someone impersonating a charity foundation in an effort to collect donations. This fraudulent appeal is especially common following a natural disaster.

Sweepstakes & Lottery Scams

A scammer may claim to be associated with a prize or lottery commission. They may tell the victim that they won the lottery or a special prize and that they need to send money to cover the taxes on their winnings.

Email Scams

An email phishing scam can happen when a senior receives an email appearing to be from a legitimate entity such as the IRS requesting them to update or verify their personal information. When the senior reveals their social security number, credit card information or other sensitive information, the scammer may then use it for identity theft. 

Forward unwanted or deceptive messages to the Federal Trade Commission at [email protected]. Be sure to include the complete spam email.

Banking Scams

Banking scams involve attempts to access your bank account. Some popular banking scams include:

  • Overpayment scams -  A scam artist sends you a counterfeit check. They tell you to deposit it in your bank account, and wire part of the money back to them. Since the check was fake, you’ll have to pay your bank the amount of the check, plus you’ll lose any money you wired. 
  • Unsolicited check fraud - A scammer sends you a check for no reason. If you cash it, you may be authorizing the purchase of items or signing up for a loan you didn’t ask for.
  • Automatic withdrawals - A company sets up an automatic debit from your bank account, as part of a free trial or to collect lottery winnings.
  • Phishing You receive an email message that asks you to verify your bank account or debit card number.

Report counterfeit checks to the Federal Trade Commission, either online or by phone at 1-877-382-4357.

Prevention Tips

Recognize Swindlers at First Contact - Scammers often pose as public servants, distant relatives, non-profit organizations, or representatives from familiar companies when approaching their targets. Verify who you are speaking with before sending someone money or communicating your personal information, especially if the unexpected request originates from text messages, phone calls or emails.

Never Send Money to Strangers - Fraudsters likewise pretend to be people in despair or loved ones who require help. These thieves will create fake websites or phony profiles in social media with intent to deceive honest people into sending them money. Don’t be a victim—never send cash to someone you haven’t personally met.

Beware of Caller ID - Crooks often use hi-tech gadgets to send fake phone numbers to caller ID equipment; this means the number that pops up on your cell phone may not be real! Hang up on people who ask you for money or for personal information over the phone, even if you recognize the number—you can always call the person back if you believe the request is legit.

Google Bizarre Money Requests - Discovering if strange money requests are genuine is easy in today’s internet society. Launch your favorite search engine and simply type in parentheses the business name, product name or name of the person soliciting the cash. Next, include words like “scam,” “fraud” or “fake” and watch what happens. You may also Google unusual incidents such as “fake free iPod text” or perform phone number searches to learn if others fell victim to similar scams.

Use Credit Cards and Never Wire Cash - Banks protect credit card purchases from fraud, and they can reverse charges for customers who were victimized. Other payment methods however hold no fraud protection; for instance, cash transactions via Western Union wires or MoneyGram vouchers are irreversible once the receiver withdraws the electronic funds.

Get Advice Before Sending Cash - Always talk to a trusted friend, family member or a financial adviser before you surrender cash or give someone your personal information if you believe an offer is too good to be true. Thieves get paid when fraud victims make hasty decisions under pressure. Take it easy, investigate the offer, do online searches and talk to someone. If the offer is legitimate, it will be there tomorrow for you to accept.

Never Prepay for a Promised Good or Service - Fraudsters often demand their victims pay in advance for services like home repair, credit repair, low interest loan offers, or job placement assistance. Scammers may even claim that you must pay a small fee or pre pay taxes to collect prizes you’ve won—just don’t do it; chances are you’ll never see this money again.

Do Not Accept Robocalls - Unsolicited robocalls are illegal! Hang up immediately if you receive a pre-recorded sales pitch by phone and report the call to the FTC. Never attempt to opt out of the call and never give the automated dialer time to forward the call to a live person. Robocall products are often a sham and spending a lot of time listening could lead to more bogus calls later.

Scrutinize Free Trial Periods - Companies are in business to make money and not to hand out free products or services. Beware of free trial periods that give you something free for a month then bill you every month afterward until you cancel. Examine free trial offers carefully and study the fine print that memorializes the cancellation rules. You should further review your billing statements for unauthorized charges after accepting a free trial offer.

Designate a “Trusted Contact” to Monitor Bank and Broker Accounts - Sadly, friends or family of victims commit ninety percent of financial fraud incidents in the US. You can lessen this risk by assigning a bank or broker account "trusted contact" (trusted relative or friend) to act on your behalf whenever financial institutions suspect fraud on your account — doing so will give you a pair of second eyes for monitoring fraud activity.

Never Send Money After Depositing Unfamiliar Checks - Bank checks often take weeks to clear and even more time if they’re drawn from overseas financial institutions. American banks may advance you the funds on deposited checks within days, but that does not mean the bank draft isn’t fake—you are legally responsible for repaying the bank when checks bounce, so never wire money back to people who send you suspicious bank drafts.

Remain Socially Active - Isolation is one thing that can contribute to a senior’s financial vulnerability, as being cut off from the outside world can make it more difficult for others to detect warning signs. An isolated individual may also feel that they lack the resources and relationships they need to feel financially secure. One of the best safeguards against financial elder abuse is to create a strong support system.

Avoid Joint Bank Accounts - Some seniors might open a joint bank account so that a family member can more easily make payments or withdrawals on their behalf and help manage their finances. But a joint bank account can also serve as an easy way for theft and abuse to occur.

Don’t Give Up Your Home - Particularly when moving into an assisted living facility, an older adult might consider signing over their home to a trusted family member in order to let that person handle the selling of the home. A home can be among a senior’s most valuable assets, however, and it may not be a safe idea to sign the home over to another person, no matter how trustworthy they might be.

Invoke a Power of Attorney - The risk of financial abuse heightens after a person develops a decreased capacity to make independent financial decisions. Invoking a power of attorney can be one proactive way to prepare for the future of one’s wealth and assets. Seniors can consider getting legal advice to help in this process.

Set Up a Revocable Trust - Placing a senior’s assets in a revocable living trust and naming a fiduciary can be one way to protect against outsiders getting access to any of the senior’s assets that are of significant value.

Resources

To request printed copies of the publications below by mail service, please email us at .

The Consumer Financial Protection Bureau

 

Money Smart for Older Adults

 Provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older people and their caregivers can take to avoid being targeted or victimized. 

Protect Your Identity What Older Adults Should Know

This identity protection guide from the CFPB explains steps older adults can take to protect personal information both before and after a breach. Click below to view the print-ready version.

 

The Consumer Financial Protection Bureau (CFPB) is a U.S. government agency that regulates the activity of banks, lenders and other financial institutions to ensure consumers remain free of unfair, deceptive or abusive practices.

For more information from the CFPB's Office for Older Americans visit the resources for older adults page of their website.  

The U.S. Senate Special Committee on Aging

Fighting Fraud

An interactive resource guide published by the Committee identifying the ten top scams targeting our nation's seniors. 

The U.S.Senate Special Committee on Aging was initially established in 1961 as a temporary committee; it became a permanent Senate committee in 1977. The committee conducts oversight of the Medicare program, Social Security and the Older Americans Act. For more information from the Committee on Aging visit their website at aging.senate.gov.

The U.S. Department of Justice

Get the Facts about Financial Scams

Get the Facts about Financial Exploitation & Learn How to Protect Yourself

Get the Facts about Elder Abuse

 

The Department of Justice's Elder Justice Initiative fights financial crimes against older Americans through outreach efforts that include scam alerts, training and more. Learn more on their website at justice.gov/elderjustice.

Additional State and Federal Resources and websites that provide more information on elder financial abuse.

U.S. Department of Health & Human Services builds awareness of elder fraud, allows for fraud to be reported and provides support for victims and their families.

National Institute of Justice conducts research and provides information about the financial exploitation of the elderly with the goal of improving knowledge and understanding of the crime.

Elder Financial Protection Network is an organization dedicated to helping seniors recognize and avoid financial abuse.

National Adult Protective Services Association has representation in all 50 states and works to increase awareness of elder abuse through education and advocacy.

National Center on Elder Abuse (NCEA) serves as a national resource center dedicated to the prevention of elder mistreatment. First established by the U.S. Administration on Aging (AoA) in 1988 as a national elder abuse resource center, the NCEA was granted a permanent home at AoA in the 1992 amendments made to Title II of the Older Americans Act.

National Committee for the Prevention of Elder Abuse A non-profit organization, the NCPEA is made up of researchers, practitioners, educators and advocates all dedicated to the prevention of abuse of senior adults.

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If you think a family member or friend has been exploited, call your local adult protective agency and law enforcement to report it.


Don’t Be Taken Advantage Of!

Learn strategies that may prepare you to prevent elder financial fraud from happening to you or a loved with our online learning modules.

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USSFCU is pleased to announce affiliation with the National Association of Senior Advocates (NAOSA). 

 

 

NAOSA was founded to protect our senior population from unethical business practices, scams and businesses who attempt to target and take advantage of not only seniors but all consumers. Please visit their website at www.naosa.org for more information. Be sure to also check out the free consumer membership that features the NAOSA Scam Alert, a free service that will notify you of any scams reported in your area.

The content on this page provides general consumer information. It is not legal advice or regulatory guidance. We do not endorse or guarantee the accuracy of third-party information.

It's your staff that make us keep coming back for years and years.

Thank you for letting all of us be a part of your celebration - Happy 85!

USSFCU makes me feel more appreciated than any bank I've had before and helps me save for my future home.

USSFCU Happy 85!!! Best banking and customer service since I was 12. Thank you!

Happy Anniversary to an institution that has become part of our family! Thank you for everything!

Happy Anniversary, thank you for helping retirees with better rates.

Happy Anniversary and thanks to all employees for always being friendly and providing great service.

It's your 85th anniversary, and it's my birthday month - Happy Anniversary to you and Happy Birthday to me!!!

I really enjoy USSFCU's great customer service! They are always so helpful when I call or visit a branch and make my banking experience easy and enjoyable. Thank you!

Congratulations on your 85th year! Thank you for being the best credit union in the business.

Happy 85th Anniversary! I've been a member for 27 years and have always appreciated the great rates and service. Here's to at least 85 more years...

I was referred to USSFCU when I was building my swimming pool. This is the first banking experience that I have had in 48 years that has been so pleasant. USSFCU is the best and the ease of utilizing them for your banking needs is a MUST! Happy Anniversary and MANY MANY MORE!

Happy 85th Anniversary USSFCU and thank you for providing the services that you do as you helped my family to fulfill a dream that we had and it is certainly appreciated.

Happy Anniversary! Much to be proud of... especially the customer service.

When I joined in 1992, I was young and didn't have much financial wherewithal. Over the years, when I've needed a loan, you've helped me out. When I had extra money not doing anything in a savings account, a representative reached out to me to open a money market account. When I bought my first car, you gave me that loan. You've helped me on my fin...

Happy 85th Anniversary! Thank you for providing such great service to all of us who have worked for the U.S. Senate. Having a credit union devoted to our financial care is appreciated. Here's to 85 additional years!!

Happy Anniversary, USSFCU! I have been a proud member since 1993 when I opened my account upon getting my first job out of college in the Architect of the Capitol Curator's Office. Thank you for your service! It's been a great banking experience for me for 27 years.

Happy anniversary! I'm a 20 year member -- I've had/have numerous loans and have always had a great experience working with your staff.

Happy 85th Anniversary. I have been a member for 27 years. I have had nothing but success with my financial goals as a member of USSFCU. Thanks so much!

I joined USSFCU in 1993. I had just started a job as Executive Assistant to a U.S. Senator and being a Black Woman, I felt intimidated and not always accepted in the Senate environment. The one place I felt truly welcomed and comfortable was in the credit union. The staff was professional, courteous and made me feel at home the minute I walked in ...

I am so grateful to be apart of the USSFCU family. I have received outstanding service and am very glad I decided to join this credit union.

Happy 85th to USSFCU!! Thanks for everything! Here's to 85 more years!

Happy 85 years! May your operations continue to flourish!

The USSFCU has been great. I signed up my 2 sons and they have been able use the banking services for their higher education.

Happy 85th from a 53-year member. I remember when the credit union was located adjacent to the barbershop in the basement of the Old Senate Office Building. Great service then! Great service now!

I work in-state but your agency has made it so easy to do business with in many ways. I have a VISA, checking, savings etc. with you and even when I call from Ohio, everyone is so helpful and eager to help. Thank you and Happy Anniversary.

My 38th year as a USSFCU member! I love the personalized service and your kindness over the years. Happy 85th Anniversary!

My first job in Washington was at NRSC which came with Senate FCU privileges. That was in 1989 - I left DC in 1995 and to this day I love the reaction when people see the senate emblem on my credit card and checks.

I joined right after college after accepting my fist job in the USS; now 26 years later, I'm still a member and so happy with your products and service! Congratulations on 85 years of doing right by your members!

As a member of USSFCU since 1967, I can remember when it consisted of one room in the basement of the Russell Building. Congratulations!

Happy 85th! You don't look a day over 30.

Thanks for the great service members receive every day. Happy anniversary.

I have been a member of USSFCU for sixty years and it is still my financial institution of choice. Their service is exceptional and their staff is friendly and helpful.

I was a senate page and messenger for the sergeant of arms when I was 15. 43 years later I'm still a member. I could find no better place to bank despite overseas military serves. Simper Fi! Works here also.

Happy 85th Anniversary USSFCU. I have been a member since I began working for Senator Alan Cranston (Democrat from California) in 1982. Although, I left the Senate when Senator Cranston left office, I have remained a member of the United States Senate Federal Credit to this day. I have had nothing but positive service from USSFCU and will continue ...

More than 20 years with the USSFCU. I am grateful for their friendship. Happy Anniversary!

Happy anniversary! I feel safe and secure banking with my USSFCU family.

Happy anniversary! The wife and I are so happy to be members.

Happy Anniversary! Keep adding value to the great banking services provided to make peoples' lives better.

Happy Anniversary! Thank you for all you've done for our family over the past 3 years.

Congrats!! This is the first credit Union I've ever joined and my experience so far has been fantastic!! From everyday help with new cards, to recently adding my new wife to our account after our wedding on 9/27! Thank you for all of you do!! Looking forward to another 85 years!

It's hard to believe how much we've been through since we got together in 1972- two children with accounts, cars, home improvements. I don't know what I would have done without you.

Happy Anniversary to our wonderful family! Wishing you many more years of accomplishments!

Happy Anniversary to USSFCU! I have been a member since 1982. I only worked in the Senate for one year but I'd never give up my membership in the USSFCU! Here's to at least 85 more years!!

My 85 year old mom was born on October 8, 1935... exactly when USSFCU was founded! How's that for karma!!

Happy anniversary United States Senate Federal Credit Union. I love my credit union and the great rates with Visa and car loans. Hoping to refinance my home soon with y'all. My birthday is October 8 and I'll be 57, to think that USSFCU was already 28 years old when I was born. That's amazing keep the good work up.

Thank to the entire USSFCU Team. My every interaction with all of you has been kind and efficient. I appreciate all our your efforts to make our days a little easier and brighter!

Congratulations to USSFCU for 85 years of service...I joined when the Credit Union was just a room in the basement of the Russell Building nearly 50 years ago.

Congratulations Senate Federal Credit Union on celebrating 85 years! I have been blessed to be a member since 1998! I also had the great honor and pleasure to support the Hart Branch of the USSFCU while an employee of the Senate Sergeant at Arms Operations Division! The Hart Branch of the USSFCU has the kindest, friendliest, most professional emplo...

I started in the Senate in 1977. I was in need of a car and had just a few hundred dollars to my name since coming from Minnesota. My boss told me about the Credit Union and walked me over to the Russell building and introduced me to Virginia P. where I joined and she gave me a loan for 1600.00 to buy a car that afternoon.

Congrats! USSFCU has been a reliable financial partner for my family saving me on fees and with low car and personal loan rates. On to the next 85 years!

Thank you for your wonderful service. I joined in 1989 when working for Senator Cochran.

Happy anniversary! Thank you for decades of superb service!

Glad to be part of this great anniversary!

Wishing you a most happy 85th Anniversary. You provide excellent service!

Congratulations to USSFCU on 85 years of service to the community.

Happy Anniversary to one of the best credit unions in the United States! Great for all banking needs.

Happy Anniversary!!! I have been a member since 1993...thank you for the excellent service throughout the years...I wouldn't trust anyone else with my money!

Happy Anniversary USSFCU, you have always been there for me! Your personalized businesses model is unprecedented exhibited by professionalism, kindness with a willingness to make your clients happy will keep us all coming back for years to come! Cheers to the next 85 years.

Happiest of anniversaries to a super credit union. You have given us kind, faithful service. May you be richly blessed in return.

Our family really appreciates all the services the credit union has to offer. We have financed (and re-financed) our mortgage, opened retirement accounts, and established our kids' first bank accounts with USSFCU. Thanks for all that you do!

Thank You for being there through all of these years.

Been a member for more than 50 years. Congratulations!

Happy Anniversary. Keep up the great Union benefits.

I've been a member since I first moved to the area and wouldn't change a thing!

When I became part of the Senate staff it was clear many new doors would open. One, to ussfcu, has remained so for many (about 50 or more) years, helping us through small and larger problems, We have used, enjoyed and appreciated their services.

I've enjoyed banking with USSFCU over the years! It was helpful for managing my money for everything from grad school to my first home to my kids!

A colleague told me she was getting a higher than average interest rate on her savings. I said, "That's the bank for me!"

Congratulations on 85 years. Opening a USSFCU account was one of the very first things I did when I started working on Capitol Hill 20 years ago and I?ve never looked back. It?s my primary bank account to this day. Best wishes for the next 85 years.

Happy 85th. I joined at age 16 in 1979 when I started what turned out to be a full career with the Senate. Things certainly have changed as USSEFCU grew and dropped the "E".

The USSFCU has always been there for me. The staff has shown nothing but professionalism.

Congratulations on 85 years of service to the Congressional community!

I had just graduated from college mid-year and moved to DC from the Midwest in January 1982. One of the first things I was told to do after starting work in the Senate was to open an account at the credit union. I did, and despite the fact that my boss lost in 1984, I have kept my account. The credit union helped me buy my first car. Lots of great ...

It?s a Happy Anniversary for all USSCU members thanks to the 85 years of wonderful and thoughtful service!!! I still love my classic checks! Happy Anniversary!

Happy 85th Anniversary USSFCU! I have been a member since 1983 and I appreciate the tremendous service that I have received throughout my 37 year membership. Keep up the great work!

Ever since I joined in 2011, I've experienced nothing but superior service from USSFCU! From teller assistance to phone conversations, I have never been disappointed. I've banked with many different institutions but I can never see myself leaving USSFCU. Thanks so much!

Happy 85th birthday to an incredible credit union who is always looking out to its members each and every year. Congratulations on this milestone!

Congratulations USSFC! Great customer service. A first class organization!

Very thankful of the stability provided by the USSFCU in these crazy times. Wishing you all safety and love and Happy Anniversary.

Congratulations USSFCU!!! I am a long time member, not only because it is convenient but because of the great service from Credit Union staff. Friendly efficient service from staff at the Hart, Alexandria and GAO locations always comes with a smile. I can't wait for the next annual meeting. Thanks and looking forward to another 85 years.

Thanks to the USSFCU I was able to receive a car loan after years of bad credit. This is a wonderful institution.

Happy Anniversary! Thank you for all that you do. We love our new pool!

I worked in the Senate for 23 years and it was so convenient to dash down to the Credit Union. Following that, I went to the State Department to work for a senior official. My contact from the Credit Union (Dana) was extraordinarily helpful in all things money-related for my "Principal" and for me. I couldn't have managed nearly as well as I did wi...

Thank you for serving the community. It is a pleasure and a joy to say I am a member.

Congratulations USSFCU! I appreciate your efforts to expand services and protect your membership here and abroad.

As a member for more than 40 years, I am thrilled that the USSFCU has reached this milestone, and I wish continued success in the next 85!!!

I have been a member for 40 years and it is one (1) of the best decisions I have ever made for my financial future. Greta, was my 1st teller and has continued to be a very supporting advisor throughout all these years..Happy Anniversary to all your members.

The USSFCU has ALWAYS given me and my family the best service for the last 20 years. I would never switch my banking to any place else. They?re the best!

Eighty-five years is about a lifetime. That's how long we can depend on USSFCU to be with us in good times and bad - for a lifetime.

Estoy muy contento ...

Congrats on making it to 85 and still giving the 3S: Stability, Security, Service and do add Satisfaction

Happy Anniversary! 85 years of helping people fulfill their financial goals, woohoo!!!

I just heard! Is it true? Eighty-five years... Whoop-de-do!

USSFCU has been a great resource for this service disabled Vet - thank you & happy anniversary!!!

Happy 85 Anniversary, I thank for the great job you guys always do, Thanks for allowing me to be part of your family.

Awesome to be celebrating my 25th year Silver anniversary with my credit union spouse the same week that USSFCU is celebrating 85. Much love and gratitude.

A credit union is the financial bestie for working people. I was employed as a credit union rep for 9 years. I promoted legislation to save credit unions as a Us Senate staff representative. Credit unions know who we are as people. I salute the services and dedication of 85 years non stop from the UNITED STATES SENATE FEDERAL CREDIT UNION. Please g...

It?s not just a corporate anniversary, it is an anniversary of a family and community that has grown stronger over the years. USSFCU started with a few but now there are many, not only in numbers but also in engagement, resources, and talents. Wishing you many more years of unparalleled service and success. Happy 85th anniversary USSFCU!

Congratulations from Michigan. Many more successful years ahead.

Happy Anniversary! Your dedicated customer service, both in person and by phone, is greatly appreciated. Thanks for doing it right!

Happy 85th anniversary USSFCU. Thank you for your service! I appreciate the credit union so much.

Congrats! Thanks for being my bank for 42 years!

Have been a happy USSFCU member since the 1980's!

Cheers to our Credit Union on its 85th! Proud to be a Member! Being part the USSFCU has special meaning for me because the first Federally-chartered credit union in the United States was in my hometown: Texarkana, Texas (Morris Sheppherd FCU, in 1934). In addition, a huge influence in my future life in Washington was Congressman Wright Patman, who ...

Happy anniversary USSFCU! I've been a member for 30 years (I'm pretty sure). It's been a great convenience having you in the building, and everyone is always super nice. Thank you!

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