Homeowner Loans

Use the potential of your home to its fullest. Apply for a USSFCU homeowner loan and get the funds that you need — fast. This loan is designed for homeowners that have a large need and not very much equity on their home. Make improvements to your home, take a much-needed vacation, or even go back to school. Enjoy local, personalized decision-making and customized service from beginning to end.

A new and enhanced online loan application platform is coming soon.

To apply for a loan, please contact Member Service Center at 202.224.2967 or visit a branch.

  • Designed for members with a large need and little or no equity
  • Loan amount ranges from $7,500 to as much as $70,000
  • Appraisal may be required
  • Interest may be tax deductible*

*Consult a tax advisor.

The United States Senate Federal Credit Union complies with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). A list of our registered originators can be found by searching for the United States Senate Federal Credit Union here.