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Skip-A-Payment

Need Space in Your Budget?

Skip-A-Pay allows you to skip a single loan payment on a preexisting loan1. Login to Online Banking now to get started! 

Take advantage of the Skip-A-Pay Today

  1. Log in to online banking
  2. Select the “Services” tab
  3. Select “Skip a Loan Payment” and click “Continue”
  4. Check the loan that is eligible and click the “Submit” button

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Don't currently have a loan with USSFCU? Click below to get started.

By participating in USSFCU’s Skip-A-Pay program, you request that USSFCU defer your loan payment. You will be required to resume your payments the following month. Deferring your payment may extend the term of the loan.

All Skip-A-Pays are subject to USSFCU’s approval.

Skip-A-Pay is allowed up to 30 days before loan due date and up to 5 days after loan due date.

An account with more than six payments over 30 days late on any loan is not eligible.

Interest will continue to accrue during skipped period.

Extending the term of the loan may negatively affect any GAP coverage.

Only 1 skip is allowed every 90 days and only 2 skips are allowed during a calendar year. Only 6 Skip-a-Pays allowed for the life of the loan.

Payment extensions through our Skip-a-Pay program are not available on Homeowner Loans, Home Equity Loans, Home Equity Lines of Credit or VISA® Credit Cards.

Loan must be at least 6 months old with a payment amount greater than $35. If requested through CU AnyHour, a $25 fee is charged. If requested through Member Services, a $35 fee is charged. Must have $40 available in savings or $35 available in checking accounts. Certain restrictions and qualifications apply.

1 Permitted if the loan is at least 6 months old. Certain restrictions and qualifications apply. Only 1 skip is allowed every 90 days and only 2 skips are allowed during a calendar year. Payment extensions through our skip-a-pay program are not available on Homeowner loans, Home Equity loans, Home Equity lines of credit, Easyline, Senateline, or VISA® credit cards. Click the details tab above to learn more.

 Fees may apply. Please consult our fee schedule for additional details.