1. Limited time offer. Promotional period begins Saturday, December 1, 2018 (12:01am EST) and ends Monday, December 31, 2018 (11:59pm EST). One (1) grand-prize winner who meets promotional requirements will be selected at random to have their qualifying new or used USSFCU auto loan annual percentage rate reduced to 0% APR for the remaining life of the loan. Prize drawing will take place and the winner will be notified by phone or email on or before January 7, 2019. Must be 18 years or older and a USSFCU member in good standing to win. Other qualification rules and prize limitations apply.
2. Only new or used USSFCU auto loans applied for, approved and funded during the promotional period qualify to win. Qualifying new or used auto loans limited to a maximum loan amount of $45,000 and a maximum loan term of 5 years. New or used USSFCU auto loans exceeding these maximums will not qualify to win. Refinanced and existing USSFCU auto loans do not qualify to win.
3. Only one entry per qualified auto loan. Only individual persons may participate. Registration or participation from any corporation or other entity shall not be accepted or considered valid. USSFCU Board members, employees and their immediate family are not eligible for this promotion. Auto loans that meet the eligibility criteria must remain active and in good standing for 30 days after the promotional period ends or eligibility will be voided.
USSFCU reserves the right to revoke the prize at any time if the winner defaults or does not remain in good standing on their qualifying loan. Any interest accrued due to fees and charges will be subject to payment. This prize does not extend if the winner chooses to refinance their qualifying loan prior to original settlement details.
USSFCU members who meet eligibility and qualification requirements will be automatically entered in the promotion. Members who do not wish to participate should email firstname.lastname@example.org by December 15, 2018.
Void where prohibited. USSFCU reserves the right to modify, update or discontinue this promotion at any time and without advanced notice.
No Purchase Necessary Alternative Method of Entry (AMOE) Anyone age 18 and over who does not qualify for the drawing by funding a qualified USSFCU loan in the specified time period can enter one time per USSFCU membership account by sending a 3x5 postcard with your name, phone number, complete address, email and birth date to: United States Senate Federal Credit Union—0% APR Auto Loan Promotion, 2750 Eisenhower Ave., Alexandria, VA 22314, and must be postmarked by December 31, 2018 to qualify. One postcard per membership account is allowed. Postcards must be complete, accurate and legible to qualify, and no changes are permitted once submitted. All information submitted becomes the property of USSFCU and will not be acknowledged or returned. All submissions must be received during the giveaway period. Incomplete or illegible entries will be disqualified. USSFCU is not responsible for any potential issues or other difficulties that may arise during the entry process. If selected as a winner through AMOE, the winner must apply for an auto loan and credit worthiness will still need to be established. If the application is denied based on credit worthiness the prize will be forfeited and another winner will be selected. If the application is accepted and the loan is funded, the 0% APR Rate will be applied immediately and remain for the life of the loan as long as the loan remains in good standing per the default terms of the original loan agreement.