Money Market Accounts

USSFCU members with more than $2,000 in savings may invest in a free, NCUA insured Money Market Account offering higher interest rates than a traditional savings account. In addition, a Money Market Account offers tiered interest rates the more you save, the higher interest rates you earn.

Are you a member of United States Senate Federal Credit Union?

Details
  • Earn higher interest rates than a traditional savings account by maintaining a $2,000 balance
  • Tiered interest rates provide higher rates for higher balances
  • Limited to six transactions per month**
  • Account with no service or set-up fees
  • Free online, mobiletelephone banking, and eNotices
  • Insured by the NCUA to $250,000
  • $2,000 minimum deposit to open

*Money Market APY = Annual Percentage Yield. A money market account with a minimum balance of $2,000 will earn 0.46% APY. A money market account with a minimum balance of $500,000 will earn 0.80% APY. Rates effective as of 01/01/2018. Rates are subject to change without notice. The minimum balance required to open a money market account is $2,000.00.  You must maintain a minimum daily balance of $2,000.00 in your account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. 

**$28 fee for withdrawals in excess thereafter. See Reg D transaction limits.