Money Market Accounts

USSFCU members with more than $2,000 in savings may invest in a free, NCUA insured Money Market Account offering higher interest rates than a traditional savings account. In addition, a Money Market Account offers tiered interest rates the more you save, the higher interest rates you earn.

Click Here to Print Our Savings Rates

USSFCU rates effective as of October 1, 2018 and subject to change without notice. Fees may reduce earnings.

Now you can open a Money Market Account online. Click the button below to get started.

Are you a member of United States Senate Federal Credit Union?

  • Earn higher interest rates than a traditional savings account by maintaining a $2,000 balance
  • Tiered interest rates provide higher rates for higher balances
  • Limited to six preauthorized transactions per month**
  • Account with no service or set-up fees
  • Free online, mobiletelephone banking, and eNotices
  • Insured by the NCUA to $250,000
  • $2,000 minimum deposit to open

**$28 fee for withdrawals in excess thereafter. See Reg D transaction limits.

Our Rate vs The Competition

Compare how USSFCU Savings Rates Stack Up Against the Competition.

Financial InstitutionPrimary SavingsMoney Markets5 Year Certificates
USSFCU 0.40% APY 1.27% APY 3.63% APY
Congressional FCU 0.25% APY 0.85% APY 2.90% APY
Library of Congress FCU 0.20% APY 1.11% APY 3.03% APY
Navy Federal 0.25% APY 0.95% APY 3.10% APY
Bank of America 0.03% APY 0.02% APY 0.75% APY
Citibank 0.13% APY 0.01% APY 1.50% APY
Wells Fargo 0.01% APY 0.01% APY 2.60% APY

Call 800.374.2758 or email

to take advantage of these great rates.

APY=Annual Percentage Yield. Comparison rates are based on information retrieved from each individual institution's website as of 12/03/2018. 

1Money Market APY = Annual Percentage Yield. A money market account with a minimum balance of $2,000 will earn 0.86% APY. A money market account with a minimum balance of $500,000 will earn 1.27% APY. Rates effective as of 10/01/2018. Rates are subject to change without notice. The minimum balance required to open a money market account is $2,000.00. You must maintain a minimum daily balance of $2,000.00 in your account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. 

Other restrictions apply. See Details.