No Closing Costs in February
February 1-28, 2019—USSFCU will pay closing costs on our popular Home Improvement Plus Loan—a potential $1,500 in savings.
This flexible funding option is ideal for homeowners with little to no equity who want to improve the value of their current home by making improvements.
- Repayment terms up to 15 years
- Quick and easy application process
- Borrow up to 120% of the equity in your home
- Borrow as little as $7,500 or as much as $70,000
- Rates as low as 6.75% APR ++
- Rates are fixed for the life of the loan
This is a limited time offer. Restrictions apply. View official terms and conditions below.
Apply Online! If you are a member, log in to CUAnyHour+ Online Banking and click on the "Apply for Loan" tab to get started. If you are not a member but would like to apply for a loan, first apply for USSFCU membership.
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+ Restrictions apply. Offer valid February 1-28, 2019. USSFCU will pay up to a total of $1,500 of the closing costs associated with Home Improvement Plus Loans applied for, and approved during the month of February. Closing costs include; settlement fees, flood determination fee, title search and notary fees, government fees, recording charges, taxes, and when required, appraisal fees and title insurance. Appraisal fees must be paid up front by borrower and will be reimbursed upon closing of the loan. Offer not valid on loans used for or towards a home purchase. Homeowner Loans, Fixed-Rate Equity Loans and Home Equity Lines of Credit do not qualify for this offer. The Home Improvement Plus product is not available in the state of Texas. Void where prohibited. USSFCU reserves the right to modify, update or discontinue this promotion at any time and without advanced notice.
++ APR=Annual Percentage Rate. Loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Rates effective as of February 1, 2019 and subject to change without notice. USSFCU’s Home Improvement Plus Loan is a fixed rate loan offering loan amounts between $7,500 and $70,000 and repayment terms up to 180-months.
A Home Improvement Plus Loan with a loan-to-value ratio of 100%, an original balance of $70,000 and a 180-month term with an APR of 6.75% totals a monthly payment of $619.44. A Home Improvement Plus Loan with a loan to-value ratio of 120%, an original balance of $70,000 and a 180-month term with an APR of 7.25% totals a monthly payment of $639.00.