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Opening Day Giveaway

Open a USSFCU Smart Rate Visa® Credit Card between March 1 and March 31 and be entered for a chance to Win Tickets to the World Champs Home Opener!1

Washington vs. New York • Date: TBD

USSFCU Smart Rate Visa® Credit Card

9.75% APR2

»» NO Annual Fees3

»» NO Balance Transfer Fees3

»» NO Cash Advance Fees3

Three Grand Prize Winners will be selected on April 1, 2020.

This offer ends 3/31/2020.


Members can also apply for a a USSFCU Visa Credit Card by phone at 800.374.2758.

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Official Terms and Conditions

1 Limited time offer. This offer cannot be combined with any other offer and USSFCU reserves the right to discontinue the promotion without notice at any time for any reason.

Any USSFCU members 18 years or older who apply and are approved for a USSFCU Smart Rate Visa® Credit Card between March 1, 2020 and March 31, 2020 will be automatically enrolled if following criterias are met: (1) Any qualifying USSFCU Smart Rate Visa® Credit Card opened during the period of eligibility must remain open or eligibility will be voided; and (2) Member must maintain at least the minimum $5.00 balance in their USSFCU Primary Share Account and have no delinquent USSFCU accounts inorder to qualify.

One entry per qualifying account holder approved for a USSFCU Smart Rate Visa® Credit Card. Entry period begins on March 1, 2020 at 12:01 am (EST) and ends on March 31, 2020 at 11:59 pm (EST). Entry into the Opening Day Smart Rate Visa® Credit Card promotion does not constitute entry into any other promotion. Entries received prior to or after the entry period are not eligible for the offer.

Three winners will be selected and each winner will receive two tickets to the Washington vs. New York baseball game on a date to be determined at Nationals Park in Washington, DC. One winner per drawing. USSFCU employees, Board Members and their immediate family members are not eligible for this offer. Only individual persons may participate. Certain restrictions may apply. No transfer or substitution of the prize by USSFCU.

Winner will be notified by phone or email on April 1, 2020. If USSFCU contacting party does not receive a response from the selected winner within 12 hours of initial attempt to contact, the prize will be forfeited and a new winner will be selected. This offer cannot be combined with any other offer and USSFCU reserves the right to discontinue the promotion without notice at any time for any reason. No purchase necessary to enter or win.

Notify USSFCU by March 31, 2020 if you would not like to be entered in this promotion by emailing [email protected] Other promotions may not be included. All federal, state, and local tax liabilities are the sole responsibility of the winner.

Anyone age 18 or older, residing in the United States, who does not qualify for the drawing by opening a USSFCU Smart Rate Visa Credit Card in the specified time period can enter one time per person by sending a 3x5 postcard with your name, phone number, complete address, email and birth date enclosed in an envelope and mailed to: United States Senate Federal Credit Union—Opening Day Giveaway Smart Rate Visa® Credit Card Promotion—2750 Eisenhower Ave., Alexandria, VA 22314, and must be recieved by March 31, 2020 to qualify for the contest. USSFCU reserves the right to add, delete, or revise these official rules as necessary without notice.

2 APR=Annual Percentage Rate. All credit cards are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income, and debts. Rates effective as of 1/1/2020. Your account is subject to a Variable Interest Rate. Increases or decreases in the Interest Rate will result in like increases or decreases in the Finance Charge and will affect the amount of your regularly scheduled payments that you will be required to make. See a full list of agreements and account disclosures at

3 Other fees may apply. Foreign transaction fee is 1% of the transaction amount, which may be billed separately on your account or included in the transaction amount. This 1% adjustment is made for all international transactions regardless of whether there is a currency conversion associated with the transaction. The conversion rate in effect on the processing date may differ from the rate in effect on the transaction date or posting date. To view our fee schedule visit



Members' Voice Testimonials

USSFCU puts members first and helps people. Compared to U.S. banks, which forget their humble beginnings and often behave like (they are) above the law. Credit unions seem to have maintained their purpose and USSFCU is among the best. I am proud to be a member and grateful for the service provided by USSFCU.

I've been a member for about 31 years now and I've always been able to count on the USSFCU when I've really needed them.

Excellent customer service. Staff are knowledgeable, responsive and able to provide individualized help. I live in another state and am still amazed how easy it is to use USSFCU for all my financial needs. It has always been this way and with technology solutions, it is easier than ever. But it is the personal assistance that really makes the diffe...

Been a member for a very long time. I have always been treated with kindness and expertise. Keep up the good work!

Love the phone calls regarding possible suspicious activity with my account. It's reassuring to know that everything is safe.

I would recommend the USSFCU based on the excellent customer service I have received from the Senate Credit unions I have visited (Eisenhower and GAO).

Accessibility and customer service have been exceptional. I have been a member for almost 40 years and have always been satisfied with the service and professionalism of the staff.

USSFCU cares about those who bank with it and that caring is not lip service but translates into action.

I have been with the credit union for almost 15 years and all in all am extremely pleased with the service I have gotten. Definitely better than any bank.

Very personable, solution based and takes in interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

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