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Holiday Rewards

Make Holiday Purchases Count

Not Once, Not Twice but FIVE TIMES!

Earn Five Times the Points

with your USSFCU Smart Rewards Visa ®  

Use your USSFCU Visa ® Smart Rewards Credit Card on holiday purchases December 1-31 and earn five times the rewards points on qualifying purcases. View complete terms and conditions below.

  Promotion Valid December 1-31, 2019

Don’t have a USSFCU Visa   Smart Rewards Credit Card?

Apply Now

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Official Terms & Conditions

*$1=5 points when you use your USSFCU Smart Rewards Visa Credit Card on qualifying purchases Promotion valid between Sunday, December 1, 2019 (12:00am EST.) and Tuesday, December 31, 2019 (11:59pm EST). Exclusions apply. MBS Visa Reward Cards are excluded from this promotion.

Reward points are only earned on signature-based transactions. Not all transactions qualify for reward points, such as cash advances, balance transfers and PIN-based transactions.

Merchants may process signature debit card transactions as PIN-based transactions even if a PIN was not provided; these transactions would not qualify. USSFCU is not responsible for the processing method selected by the merchants. Not all merchants will participate in the reward points program.

Certain merchant and retail categories are excluded from this promotion and purchases made within these categories will not qualify to earn reward points. View excluded categories below. +

Points promotion capped at 10,000 points. Any points accrued in excess of 10,000 will earn standard points ($1=1 point with a Visa Smart Rewards Credit Card on signature-based transactions).

Complete Smart Rewards Visa Credit Card terms and conditions can be found here .

Excluded Merchant Categories

+ Purchases made within the categories below will not qualify to earn reward points. 

Utilities including Electric, Gas, Water, and Sanitary. Tax Payments, Government Services, Government Postal Services. Air and Ground Courier Services, Fuel Dealers – Fuel Oil, Wood, Coal, and Liquefied Petroleum.

Financial Institution Transactions including Automated Cash Disbursements and ATM Transactions, Financial Institutions – Merchandise and Services includeing transactions representing the transferring of value to a stored value card. Merchandise purchases also include the purchase of checks, other financial products, or promotional merchandise. Services may include deposits, the funding of an account, Visa Money Transfer Original Credit Transaction, purchase of foreign currency, money order and travelers cheques, loan fees or financial counseling service fees. Mortgage loan payments and real estate purchases. Non-Financial Institutions – Foreign Currency, Money Orders, Wire Transfers, Stored Value Card Purchase/Load, and Travelers Cheques.

Doctors and Physicians, Dentists and Orthodontists, Osteopaths, Chiropractors, Optometrists and Ophthalmologists, Podiatrists and Chiropodists, Nursing and Personal Care Facilities, Hospitals, Medical and Dental Laboratories, Medical Services and Health Practitioners, Non-Medical Testing Laboratories. Medical, Dental, Ophthalmic and Hospital Equipment and Supplies. Animal Doctors, Veterinary Services Hospitals, Air Ambulance Services, 

Elementary and Secondary Schools, Correspondence Schools, Business and Secretarial Schools, Vocational and Trade Schools, Schools and Educational Services including music, drama, language, art, cooking, modeling, and charm schools., Child Care Services.

Charitable and Social Service Organizations, Civic, Social, and Fraternal Associations, Political Organizations, Religious Organizations, Automobile Associations and Clubs., Membership Organizations including historical clubs, labor unions, poetry clubs, art councils, and tenant or condominium associations.

Real Estate Agents and Managers, Rentals including residential and commercial properties. Transactions representing management fees, rental commissions, rental payments and Timeshares. 

Insurance Sales, Underwriting, and Premiums includeing merchants that provide the following types of insurance: automobile, life, health, hospital, medical, and dental insurance, homeowners and renters insurance, real estate title insurance, pet health insurance and flood, fire or earthquake insurance.

Telecommunication Service Including Local, Long Distance, Credit Card Calls, Calls Through Use of Magnetic-Stripe-Reading Telephones, and Fax Services, Computer Network/Information Services (Merchants classified under this MCC provide on-line services via computers, and includes Internet Payment Facilitators, Transfer Money Orders, Cable, Satellite and Other Pay Television/Radio/Streaming Services. Direct Marketing Subscription Services.

Athletic Clubs – Physical Fitness. Membership Clubs  (Sports, Recreation, Athletic) , Country Clubs, and Private Golf Courses.Clothing Rental that includes costumes, uniforms and formal wear. 

Maintenance, and Janitorial Services. Detective Agencies, Protective Services, and Security Services, including Armored Cars, and Guard Dogs, Equipment, Tool, Furniture, and Appliance Rental and Leasing. Public Warehousing and Storage for Farm Products, Refrigerated Goods, Household Goods, and Boat Rentals.