United States Senate Federal Credit Union

Current Rates: Consumer Loans

The following rates are effective on June 1, 2014, and subject to change without notice.

Print rates  
  • Vehicles
  • Personal Loans
  • Student Loan
Vehicle Loans
Terms
Loan Amounts
APR*
New Auto Loan    
Up to 48 months Maximum: $150,000 As low as**            0.99%***
Up to 60 months Maximum: $150,000 As low as**            1.75%***
84 months Maximum: $150,000 As low as**            3.04%***
Used Auto Loan
Models from 2004
   
Up to 48 months Maximum: $75,000 As low as**            0.99%***
Up to 60 months Maximum: $75,000 As low as**            1.75%***
Up to 72 months Maximum: $75,000 As low as**            2.49%***
New Recreational Vehicle Loan    
Up to 60 months Maximum: $300,000 As low as**            4.99%***
Up to 84 months Maximum: $300,000 As low as**            5.50%***
Up to 120 months Maximum: $300,000 As low as**            7.49%***
Used Recreational Vehicle Loan    
Up to 60 months Maximum: $150,000 As low as**            4.99%***
Up to 84 months Maximum: $150,000 As low as**            5.99%***
Up to 120 months Maximum: $150,000 As low as**            7.99%***
Payment examples:

Monthly payments on a 4-year $10,000 Auto Loan based on an interest rate of 0.99% APR would be $212.57.

Monthly payments on a 5-year $10,000 Auto Loan based on an interest rate of 1.75% APR would be $174.19.

Monthly payments on a 7-year $10,000 Auto Loan based on an interest rate of 3.04% APR would be $132.31.

Monthly payments on a 5-year $10,000 Recreational Vehicle Loan based on an interest rate of 4.99% APR would be $188.70.

Monthly payments on a 7-year $10,000 Recreational Vehicle Loan based on an interest rate of 5.50% APR would be $143.74.

Monthly payments on a 10-year $20,000 Recreational Vehicle Loan based on an interest rate of 7.49% APR would be $237.39.

Application Form    Apply Online



*APR = Annual Percentage Rate

** If eligible for all possible discounts including maximum Classic or Gold Collection discount.

***If you are approved for credit, your annual percentage rate and/or credit limit will depend on your credit history, income, and debts. Rates are based on the applicant's creditworthiness and not all applicants will receive the lowest rate.

Terms available up to 7 years for new auto loans and up to 5 years for used auto loans. New Auto to maximum $150,000 and Used Auto (Models from 2007) maximum $75,000.

Personal Loans
Terms
Loan Amounts
APR*
Personal Loan    
Up to 36 months Minimum: $250
Maximum: $70,000
As low as**            6.49%***
Up to 48 months Minimum: $250
Maximum: $70,000
As low as**            6.74%***
Up to 60 months Minimum: $250
Maximum: $70,000
As low as**            6.99%***
Up to 72 months Minimum: $250
Maximum: $70,000
As low as**            7.24%***
Up to 84 months Minimum: $250
Maximum: $70,000
As low as**            7.49%***
Bridge to Retirement Loan Bridge to Retirement  
Up to 36 months Minimum: $250
Maximum: $10,000
                                5.49%
Share Secured Loan    
Up to 60 months
Primary Savings Yield +2.00%

Payment examples:

Monthly payments on a 3-year $10,000 Personal Loan based on an interest rate of 6.49% APR would be $306.51.

Monthly payments on a 4-year $10,000 Personal Loan based on an interest rate of 6.74% APR would be $237.98.

Monthly payments on a 5-year $10,000 Personal Loan based on an interest rate of 6.99% APR would be $197.73.

Monthly payments on a 6-year $10,000 Personal Loan based on an interest rate of 7.24% APR would be $171.44.

Monthly payments on a 7-year $10,000 Personal Loan based on an interest rate of 7.49% APR would be $153.14.

Application Form   Apply Online


*APR = Annual Percentage Rate

** If eligible for all possible discounts including maximum Classic or Gold Collection discount.

***If you are approved for credit, your annual percentage rate and/or credit limit will depend on your credit history, income, and debts. Rates are based on the applicant's creditworthiness and not all applicants will receive the lowest rate.

Bridge to Retirement Available only to members employed by the Federal Goverment.

Private Student Loans

Check the current Rates and Fees for US Senate Federal Credit Union Private Student Loan:

Rates & Fees