Fraud Protection

Protect Yourself from Fraud and Identity Theft

All consumers are vulnerable to becoming victims of fraud and identity theft. It is crucial to make the effort to protect yourself. Read below for some do’s and don’ts that will help safe guard personal information.


Be Observant when Withdrawing Money from ATMs

Look for worn down parts and malfunctioning screens. These may indicate the presence of a card skimmer. Contact customer service if you think you have used a compromised ATM.

Monitor Your Checking and Savings Accounts

Use mobile banking and check your accounts frequently. Sign up for alerts that instantly notify you of transactions.

Check Your Credit Report

Every Consumer in the U.S. is entitled to check their credit report once a year. Get started by clicking here.

Know Your FICO Score

FICO scores fluctuate often, but monitor yours for drastic changes. Click here for more information on FICO scores and you can check yours at for a nominal fee.

Read the Detailed Print

Before submitting payment information online or clicking links, check all URLs and email addresses. There should be no extra comas or unusual characters.


Download Smartphone and Tablet Apps from Just Anywhere

Most apps may appear harmless but they can contain risky code. If you need to access mobile banking, research the app through your financial institution website first.

Be Cautious of Unknown Information

If someone calls, emails, or texts you with a ‘very important message from your card issuer’ do not pick up and do not respond. Place a separate call to customer service or your card issuer to assess the situation. If you do not recognize the phone number calling you, do not answer. The art of fraud thrives on technology. There are now tools available that can synthesize the human voice; there is a chance that a fraudster may be calling to obtain a voice sample.

Store Card Numbers on Merchant Sites

Never opt to store your data. A breach on any site can jeopardize your personal information and identity. Use Visa Checkout or Masterpass to protect sensitive card data and always check to make sure the webpage you are on is secure. You can validate the security of a website by checking your browser for the lock symbol and ensuring that the address begins with https not just http.


USSFCU will never ask you for your personal information via text or email.

Personal information includes things like your credit card number, social security number, date of birth, etc. If you receive a text or email requesting any personal information, do not reply. Contact your financial institution immediately.

For additional resources and information on fraud and Scam Alerts, visit the Federal Trade Commission consumer section.