Grow Your Best Life
As we go through life, we pass milestones that mark transitions into different phases. Financial transitions accompany these turning points. While everyone’s financial journey is different, during each stage, income, spending patterns, financial priorities, and goals tend to change in predictable, and sometimes unpredictable, ways.
As your priorities shift in response to changing life needs we'll be there — offering financial services and guidance to help you successfully navigate transitions and make the most of opportunities.
Whether you’re a student or assisting your child USSFCU offers private student lending options to meet your needs. USSFCU student loans are popular, because they have a low monthly repayment, and they are lifesavers for families who can’t afford to fund their child’s education, or for students who have to go at it alone.
Buying a Car
When it comes to financing your car, there are several benefits of using a credit union, as opposed to a dealership or bank. Credit unions generally offer lower interest rates than banks or auto dealerships. Because credit unions aren't profit-focused the way banks are, they don't need to make as much money on your loan. The lower loan rates and fees save you money, and saving money is one major reason to get a credit union car loan.
Purchasing a Home
Helping our members find the right home loan is our priority.
A mortgage is one of the most important loans you’ll ever get because it helps you buy an asset that will grow in value and build your wealth. It’s also one of the most economical forms of financing because you have a large asset supporting the loan.
|We offer mortgage loans at great rates and have made the whole process easier than ever with our in-house mortgage team and online application.
Growing a Family
A credit card can be a great financial tool and should be considered as an essential part of a personal budget. Rather than using it to extend your household budget, which may lead to increased debt, a credit card when budgeted for and used responsibly, can actually save you money in terms of interest and consolidated spending.
USSFCU offers two practical credit card options. Both offer lower than average interest rates and come with all the purchasing power of Visa®. Whether you are just starting or established in a job and have a good credit record, you may qualify for one.
Surviving the Unexpected
Personal loans may be used for any expense; consolidating debt, paying medical bills, making a major purchase, or financing life events. Personal loans are a good decision for those looking to borrow a practical amount of money and can repay the loan within a couple of years.
Lines of Credit
A line of credit gives you immediate access to your funds on your time. Only pay interest on what you use and reuse the credit line as needed. It gives you the perfect flexibility to meet short-term or seasonal needs while having access to the funds you need — fast.
Enjoying the Sunset Years
A loan that will make the transition to retirement easy.
All loans subject to credit approval. Rates and/or credit limits are based on creditworthiness, income, and debts. Rates subject to change. Not all applicants will qualify for the lowest rate. Consolidation is not guaranteed and dependent on creditworthiness. May be required to pay off or close debts to consolidate.