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Auto Trade-ins and Negative Equity

Published: September 5, 2019

Some car dealers advertise that when you trade in one vehicle to buy another, they will pay off the balance of your loan, no matter how much you owe. But some people owe more on their car than the car is worth.

How to Find an Old 401(k) and What to Do With It

Published: August 29, 2019

When you leave a company your money ends up in one of three places: where you left it, in a new account or with the state?s unclaimed property funds.

3 Sites to Help Aging Parents Organize Vital Details

Published: August 23, 2019

It's not enough to be organized and responsible. We need to think about who will be responsible next. Fortunately, there are several sites that can facilitate that transition for our aging parents- and also for ourselves.

Could You Be Saving More with a Share Certificate Ladder?

Published: August 12, 2019

Share Certificates (SC) typically offer higher interest rates than regular savings accounts in return for locking in your money for a set time period. The longer that maturity period is, the higher your earnings. However, if you put all your money in one long-term SC and interest rates rise before its maturity date arrives and you miss out on the chance to take advantage of those higher rates. In the case of an emergency, you won't be able to access that cash without withdrawing the entire amount and getting hit with penalties on your earnings.

Choose Your Credit Cards Wisely

Published: August 12, 2019

Many of us want to take advantage of flexibility in our spending plans by using credit cards, but it is important to choose the right credit card to fit your lifestyle. You may receive credit card offers in the mail, but that does not mean it is a good idea to apply for and begin using those cards. When shopping around for a new credit card, look out for the following to be sure you are making a smart decision: