Bridge to Retirement Loan Program

Retirement Loan

We make the transition to federal retirement easy!

The Bridge to Retirement Loan was created just for our federal government employees who are ready to retire. The receipt of your first government-issued retirement check can take a while—sometimes a 3–9 month process. Our loan offers a financial solution for any expenses you may incur—to bridge the time span from last day of work until receipt of first check.

So, relax and start enjoying your highly-anticipated retirement from "Day One" with the USSFCU Bridge to Retirement Loan!

  • Minimum Loan Amount: $250
  • Maximum Loan Amount: $10,000
  • Term: Up to 36 months
  • Rate: Fixed
  • Pricing:  See Bridge to Retirement Loan rates»
  • Payment: No payment due for the first 90 days (but interest will accrue)
  • May apply up to 60 days prior to the anticipated retirement date from the Federal Government or up to 6 months after retirement from the Federal Government as a Federal Civilian Employee.
  • Borrower must provide documentation specifying the retirement date and projected net monthly income.
  • Credit review and debt level analysis required
How to Apply for a Retirement Loan

  • Online Application
  • Download Application
  • Questions?
Online Application - CU AnyHour+

arrrow Members can apply for any of the loans by logging into CU AnyHour+ Online Banking.

arrrow Go to the Services tab to complete your online application and click to submit it.

Not an USSFCU Member?

Find out how to join us!

Download Application

Download the fillable Personal Loan Application and return it through one of the following 4 ways:

arrrow Secure Messenging - CU Anyhour+
  1. Once you fill in your personal information, save it as a PDF document.
  2. Log into CU AnyHour+ ,
  3. Click on the “Message Center” at the top of your screen; click “New” on the toolbar message; type in “Loan Application” as your subject; include your contact information and any questions or additional information in the body of the message,
  4. Click “Browse” to locate your saved application (from Step a); then click “Upload” to attach your application to the message. Your application should now show in the field labeled "Attachments" at the top of your screen,
  5. Click “Submit” to send your message and application,
  6. A representative will contact you within one business day to complete the application process.

*Note: Documents submitted in this manner are transmitted securely within CU AnyHour+.

arrrow In Person

Stop by one of our branches:    
Hart Branch
GAO Branch Eisenhower Branch
Senate Hart Building, Room SH-118
Washington, DC 20510
41 G Street NW, Room 1100
Washington, DC 20548
2111 Eisenhower Avenue
Alexandria, VA 22314

arrrow By Mail

United States Senate Federal Credit Union
National Capitol Station
P.O. Box 77920
Washington, DC 20013-8920


A Financial Solutions Advisor can help determine which will be the best financial option for you.

Visit us in any of our branches or contact us at
703-329-8466 or 800-374-2758 (outside the Metro area)

Our Call Center is available M–F, 8:30 AM to 4:45 PM, or leave a message with your phone number and we will call you back during business hours.

Not an USSFCU Member?

Find out how to join us!