Private Student Lending

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Recognizing the need for higher education financing for its members, US Senate Federal Credit Union now offers a private student lending solution. A Private Student Loan from USSFCU can be used to pay for qualified educational expenses including tuition, room and board, books, and other school related expenses. Private student loans serve as a way for students to fill the funding gap between the cost of attending school and the amount of federal loans, grants, and available scholarships. For recent college graduates currently faced with high interest private student loan debt, US Senate Federal Credit Union offers a private student loan consolidation and refinancing solution.
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check No Origination Fee for all student borrowers
check Competitive Interest Rates and with good grades, potential for even lower rates
check 1% Interest Rate Reduction once 10% of the loan principal is repaid during the Repayment Period
check 30 Day No-Fee Return Policy allows you to cancel the loan within 30 days of disbursement without fees or interest
check Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time principal and interest payments during the Repayment Period**


check Simplify Your Finances with one easy monthly payment
check Interest-Only Repayment Option up to 4 years for eligible borrowers followed by 11 years of principal + interest repayment
check Cosigner Release Available after 24 consecutive on-time principal & interest payments
check Lower Payment and Competitive Rate possible with extended repayment term

The US Senate Federal Credit Union Private Student Loan Consolidation combines loans from multiple lenders into one easy payment to reduce the chance of a missed or late payment. This refinancing option can also potentially save thousands of dollars in student loan payments every year, allowing borrowers to put the extra money towards paying off their debt faster, or towards a major purchase such as a car or home.

Learn more about the US Senate Federal Credit Union Private Student Lending.

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**Subject to Credit Union approval. The Repayment Period begins after the In-School and Grace Period.

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