Student Banking Program

Making financial decisions is personal and can be overwhelming. Your Credit Union is here to help..
Unlike banks we are owned by our members and are a not-for-profit cooperative that operates for their benefit. Profits are returned to members in the form of competitive rates; often lower than a bank for borrowing and higher than a bank for saving; personalized service; a full suite of products and services to save, borrow, and invest; and innovative technology.

Here are just some product, services, resources that may be of particular interest to you, please explore the rest of the site to learn more.
  • Loans/Cards
  • Convenient Access
  • Discounts
  • Education
  • Resources

Loans

Student Loan Private Student Loan
Federal loans not enough to cover the cost of your college education? The private student loan available through US Senate Federal Credit Union can be the answer to your funding needs.
Enterprise Sales Auto Loan Rates as low as** 0.99%***
arrow Autodraft is available for ease of negotiation and your convenience.
arrow Terms up to 7 years for new auto loans and up to 5 years for used auto loans.
arrow Up to 110% financing on new and used vehiclesˆ
Auto Resource Center Auto Resource Center
Know before you go (to the dealer). These useful tools help to reduce or eliminate haggling with pre-arranged pricing with select dealers, information of rebates, incentives, promotions, etc.

Cards

Senate Cards Senate VISA® Smart Cards
Choose Smart Rate or Smart Rewards. No Balance Transfer Fee, No Cash Advance Fee, No Annual Fee, No Over-the-Limit Fee, No Penalty Rate if You Miss a Payment, No Rate increase On Cash Advances.
Senate Debit Cards

Senate VISA Debit Card
The debit card linked to your free checking account gives you convenient worldwide, real-time access to your accounts, 24 hours a day. The Smart Rewards Program is an automatic benefit of the Senate VISA Debit Card (Also known as a "Check Card"). You’ll earn 1 point for every four dollar purchase when you choose credit instead of debit and sign the receipt when making your debit card purchases.

Enterprise Sales USSFCU VISA Youth Pre-paid Cards
arrow VISA Re-loadable cards
arrow VISA Gift Cards

Free Online Banking

Senate Cards CU AnyHour+
24/7/365 online account access for members to check balances, view statements, transfer funds, set balance alerts, and more.
Enterprise Sales

USSFCU Mobile
Your mobile banking solution Anywhere, Anytime. Allows members to view balances and transaction history, transfer funds between USSFCU accounts, conduct bank to bank and person to person transfers, deposit checks remotely with Remote Deposit Anywhere™ (RDA), set up payments, and pay bills.

Bill Pay

Bill Pay
Pay virtually anyone or any company through your online banking account. Save time on trips to the post office and save money – no more postage, late fees or check writing.

Bill Pay

Remote Deposit Anywhere- RDA
Deposit checks without ever needing to send them to the Credit Union. Available for use with your flatbed scanner or with the camera function of your smartphone and the USSFCU Mobile app.

Bill Pay

Bank to Bank Transfers
Move money between your USSFCU accounts and those you have at other financial institutions, including banks, credit unions, investment companies, or any financial service provider that accepts ACH.

My finance Personal Financial Management "My Finance"
This optional service available through CUAnyHour+ gives members the opportunity to manage and maintain all of their finances by aggregating account information from multiple institutions

Branches and ATMs

Atms ATMs
Access to over 60,000 ATMs Nationwide including kiosks at 7-11s and surcharge-free locations. Use the Service Locator to find a branch or ATM close to you. Use the USSFCU Service Locator app for iPhone®, Android™ or Blackberry (or access the Web site Locator)..
Branch

Shared Branch
If you want to conduct transactions face-to- face, use the Service Locator to find a Shared Branch where you can perform many of your USSFCU financial transactions and obtain services at branch locations of other credit unions belonging to same network. There are over 6,600 shared service center locations. Find one in a location near you!

Discounts

Cash access

Earn cash back
Earn cash back on qualified purchases when you shop with more than 1,200 online retailers, including some of the largest and most popular, like Target, Best Buy, Apple, DSW and Kohl's.

GM Auto Buying Discounts
Great deals on American-made automobiles and auto financing.
On Sale tag Get Paid To Shop Online
Credit union members have access to more than 1,200 online stores, giving you major discounts when you shop online.
Sprint Credit Union Discount With Sprint
New and existing Sprint customers get 10 -15% off most regularly priced Sprint service plans, waived ctivation fee on new activation, and waived upgrade fee.

Education

College Resource Center Financial Education Center
Regardless of your stage of life there is always something to learn at the Center. Content changes so refer back often.
College Resource Center Financial Fitness Program
A financial education and counseling service dedicated to helping you achieve your goals. BALANCE offers unbiased, general advice as well as in-depth financial counseling.
College Resource Center College Resource Center
Get all your questions about financing college answered. Includes calculators, glossaries, current articles, FAQs, Webinars and more.
College Resource Center Investment Counseling
Get started early planning for your future. A financial consultant, is available at USSFCU to recommend a mix of quality investment options, including: Mutual Funds, IRAs, Fixed and Variable Annuities, College Funding, Retirement Preparation, Wealth Transfer Options and more.

BRASS Media

A collaboration between USSFCU and brass|MEDIA, a media company founded to improve how young adults understand money, provides you with complimentary financial information.

Senate Cards Brass|MAGAZINE (electronic version)
Brass MAGAZINE is a lifestyle money magazine written for young adults, by young adults about the money side of life™.
HubSpot

Brass Hubspot
Monthly updated articles for young people about finance.

College Resource Center

College Resource Center College Resource Center
College Admissions and Financial Aid Timeline, Financial Aid Glossary, Borrowing Process, Webinars, FAQs.

Safety

Identity Theft Protection Identity Theft Protection
An integrated suite of identity theft protection services that provides identity theft protection on all fronts, including: Prevention, Detection and Restoration.
Identity Theft Protection Text Alert Fraud Prevention
For Your Peace of Mind – Text Alert Fraud Prevention

Social Conscience

Identity Theft Protection Childrens Miracle Network
Get involved by running in the annual Credit Union Cherry Blossom 10 Miler, donate or volunteer.

Sites We Like

The Money Side of Life Daily posts provide insight into money matters. Categories such as "Family", "Work", "Pay Yourself" and many more. Money's mission is to understand money and how it affects our lives. ››
Practical Money Skills for Life To help consumers and students of all ages learn the essentials of personal finance, VISA® partnered with leading consumer advocates, educators, and financial institutions to develop the Practical Money Skills program. Consumers, educators, parents, students and policymakers can access free educational resources, including personal finance articles, games and lesson plans. ››
Money As You Grow Money as You Grow was recommended as an initiative of the President's Advisory Council on Financial Capability. The information and materials provided are general in nature and are not to be considered the rendering of legal, tax, accounting, financial, investment, insurance or other professional advice. ››
Money Talks Money Talks for Teens is a bilingual (English/Spanish) money management curriculum aimed at teens 14-18 years old and the adults who work with them. The materials, developed by a team of University of California Cooperative Extension advisors, specialist, and staff, provide teens accurate, non-biased information and hands-on experiences in financial management. ››
The material provided on all of these Web sites should be used for informational purposes only and in no way should be relied upon for financial advice. Also, note that such material is not updated regularly and some of the information may not, therefore, be current. Please be sure to consult your own financial advisor when making decisions regarding your financial management.

 

** If eligible for all possible discounts including maximum Classic or Gold Collection discount.

***If you are approved for credit, your annual percentage rate and/or credit limit will depend on your credit history, income, and debts. Rates are based on the applicant's creditworthiness and not all applicants will receive the lowest rate.

ˆ A USSFCU AutoDraft may be used for the purchase of new or used automobiles or trucks only. Members who desire to purchase a motorcycle should apply for a USSFCU Recreational Vehicle Loan. A USSFCU AutoDraft may not be used for sales between private parties, may not be used as a down payment on the purchase of a vehicle, and may not be used to purchase reconditioned or salvaged vehicles. See your AutoDraft for all terms and conditions. Speedy loan decisions are contingent upon receipt of all required application information. Subject to credit conditions.

iPhone and App Store are registered trademarks of Apple Inc.
Android, Google Play, Gmail and Google Wallet are trademarks of Google Inc.

 
CU AnyHour+ Login Routing Number: 254075250


Student Program Brochure