Senate Cents: A Financial Wellness Blog

Beyond Banking: The Unmatched Benefits of Credit Union Membership

Published: November 3, 2023

The perks of joining a credit union extend far beyond traditional banking. Let's explore the compelling reasons why credit union membership is a strategic choice for those seeking a more rewarding financial experience.

Maximize Holiday Joy: Shop Smart with Your Visa Rewards Card

Published: October 27, 2023

Tis the season to shop smart and maximize the joy of giving! Here are eight compelling reasons to make your holiday purchases with your USSFCU Smart Rewards Visa Credit Card.

Unlock Savings During the 3-Day Sales Tax Holiday

Published: October 19, 2023

Autumn is finally here and that means fall colors, pumpkin patches and a brand new tax-free weekend in Virginia. From Friday, October 20 through Sunday, October 22 residents in select regions can participate in a 3-day sales tax holiday.

Mastering the Art of Financial Housekeeping

Published: October 4, 2023

As Financial Planning Month unfolds, it's time to roll up your sleeves, open the windows of opportunity, and engage in some financial housekeeping. Here are some best practices to guide you through the process.

Navigating Financial Storms: The Role of Credit Unions in Times of Uncertainty

Published: November 5, 2023

In the unpredictable seas of financial uncertainty, credit unions stand as sturdy anchors for their members and the communities they call home. When the economic weather gets rough, these institutions prove to be more than just banks; they become beacons of support and stability.

Good vs. Bad Debt Explained

Published: September 21, 2023

In today's complex financial landscape, it's crucial to understand the distinction between good debt and bad debt. Explore the differences between these two types of debt and the benefits of comprehending the division.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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