Personal Lines of Credit

Apply for a line of credit and, if approved, you'll have immediate access to your funds on your time. Only pay interest on what you use and reuse the credit line as needed. It gives you perfect flexibility to meet short-term or seasonal needs while having access to the funds you need — fast.

Are you a member of United States Senate Federal Credit Union?

Details
  • Competitive rates for ongoing needs*
  • Several personalized lines of credit options that are meant to fit your needs
  • Accommodating repayment options
    • Minimum $15 or 3% of balance at time of advance, whichever is greater**
    • Payments are fixed until next advance
    • A new monthly payment will be calculated at that time
  • Apply for access to funds when you need them
  • Conveniently meet needs as they arise; no need to apply every time
  • Local DC area decision-making and processing
  • Professional, customized service throughout the entire process

*Not available for business loans.

**Multiple terms available. SenateLine and PremierLine are subject to a variable periodic rate which may change and is subject to a maximum APR of 18%. 10.50% APR (PremierLine), 12.50% APR (SenateLine), 18.00% APR (EasyLine). Rates, terms and conditions are subject to change without notice. All loans subject to credit approval.