Share Certificates
Share Certificates, similar to a bank’s Certificate of Deposit (CD), offer low-risk opportunities for those USSFCU members who don’t need short-term access to their savings. By opening an NCUA insured Share Certificate with USSFCU, members can be assured of a specific return upon the maturation of their Share Certificate term. USSFCU offers a variety of share certificate options, each with a unique term and dividend rate. Below is the list of all USSFCU Share Certificate terms, account types
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Minimum Balance: $1,000 | Jumbo: $100,000 and up
| Term | Type of Account | APY1 | Dividend Rate |
| 60 months | $60,000 - $99,999 plus Jumbo | 3.11% | 3.05% |
| $20,000 - $59,999 | 3.05% | 3.00% | |
| less than $20,000 | 2.98% | 2.94% | |
| 48 - 59 months | $60,000 - $99,999 plus Jumbo | 2.85% | 2.81% |
| $20,000 - $59,999 | 2.79% | 2.75% | |
| less than $20,000 | 2.73% | 2.69% | |
| 36 - 47 months | $60,000 - $99,999 plus Jumbo | 2.70% | 2.66% |
| $20,000 - $59,999 | 2.63% | 2.60% | |
| less than $20,000 | 2.57% | 2.54% | |
| 24 - 35 months | $60,000 - $99,999 plus Jumbo | 2.58% | 2.55% |
| $20,000 - $59,999 | 2.53% | 2.50% | |
| less than $20,000 | 2.48% | 2.45% | |
| 12 - 23 months | $60,000 - $99,999 plus Jumbo | 2.38% | 2.35% |
| $20,000 - $59,999 | 2.33% | 2.30% | |
| less than $20,000 | 2.28% | 2.25% | |
| 6 - 11 months | $60,000 - $99,999 plus Jumbo | 1.76% | 1.74% |
| $20,000 - $59,999 | 1.71% | 1.70% | |
| less than $20,000 | 1.67% | 1.66% | |
| 3 - 5 months | $60,000 - $99,999 plus Jumbo | 1.26% | 1.25% |
| $20,000 - $59,999 | 1.21% | 1.20% | |
| less than $20,000 | 1.16% | 1.15% |
