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Business Share Certificates

Business Share Certificates, similar to a bank’s Certificate of Deposit (CD), offer low-risk opportunities for those businesses who don’t need short-term access to their savings to earn guaranteed returns on their investments. By opening a free, NCUA insured share certificate with USSFCU, a business can be assured of a specific return upon the maturation of their share certificate term. USSFCU Business Share Certificates offers a variety of options, each with a unique term and interest rate.


  • Higher returns than savings accounts
  • Competitive rates
  • Fixed rates for length of term
  • Terms range from 3 months to 5 years
  • Additional deposits permitted at maturity
  • Early withdrawal penalties apply*
  • $1,000 minimum deposit to open

*Early withdrawal penalties may apply. See fee schedule for more details. Data Carrier rates may apply. Members should not send personal or account related information via email.