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ACH Loan Payments

Make a direct payment towards your USSFCU loan using funds from another bank account with our ACH Loan Origination service.

Members can easily set up both single and recurring payments towards their USSFCU loan directly from an account they own at another financial institution.

ACH is short for Automated Clearing House, a network and processing system that financial institutions use to transfer funds electronically. Safety and reliability are two of the top benefits of making ACH payments. But there are other advantages as well.

  • Members will not be charged a fee for ACH transfers.
  • Paying bills with considerably less time and effort than online bill payments via ACH transfers.
  • The ACH system lets consumers feel confident their payments will arrive on time, limiting the risk of late fees or damage to their credit ratings.

ACH Loan payments are safe, secure and easy to set-up!

Call 800.374.2758 to set up ACH Payment

Monday - Friday  |  8:30 am - 5:00 pm ET

Set-up Reoccurring Payments*

To initiate reoccurring payments a one-time set-up is required. You'll want to have the name, account number and routing number of your other account avaliable when you set-up your automatic payments. Please allow six (6) calendar days to set up a recurring payment.

  1. Complete Payment Authorization Form by phone or at a branch.
  2. Once your information is verified a payment authorization form will be sent securely for you to verify accuracy and sign.
  3. Retain a copy of the signed Payment Authorization Form for your records

Your first ACH payment & changes made to your current ACH may take up to six (6) days to establish. It is important you make your payments until this occurs. If your payment due date falls on a weekend or a holiday, we will process your payment the following business day.

Make a Single or Same Day ACH Payment*

Initiate a one-time or same-day payment by phone. Again, you'll want to have the account number and routing number of your other account ready when you call. Requests for same-day payments must be made by 2:00 pm.

*The account at the other Financial Institution should be in the same name listed on your USSFCU loan. This service is subject to cancellation if payments are returned for any reason. You may be charged if your transfer is rejected due to insufficient funds. This authorization will automatically stop once the loan is paid in full.  If there are excess funds, the amount will be deposited into your Share/Savings account. You may cancel this service at any time by providing written notification at least six (6) business days prior to your due date.

Members' Voice Testimonials

USSFCU puts members first and helps people. Compared to U.S. banks, which forget their humble beginnings and often behave like (they are) above the law. Credit unions seem to have maintained their purpose and USSFCU is among the best. I am proud to be a member and grateful for the service provided by USSFCU.

I've been a member for about 31 years now and I've always been able to count on the USSFCU when I've really needed them.

Excellent customer service. Staff are knowledgeable, responsive and able to provide individualized help. I live in another state and am still amazed how easy it is to use USSFCU for all my financial needs. It has always been this way and with technology solutions, it is easier than ever. But it is the personal assistance that really makes the diffe...

Been a member for a very long time. I have always been treated with kindness and expertise. Keep up the good work!

Love the phone calls regarding possible suspicious activity with my account. It's reassuring to know that everything is safe.

I would recommend the USSFCU based on the excellent customer service I have received from the Senate Credit unions I have visited (Eisenhower and GAO).

Accessibility and customer service have been exceptional. I have been a member for almost 40 years and have always been satisfied with the service and professionalism of the staff.

USSFCU cares about those who bank with it and that caring is not lip service but translates into action.

I have been with the credit union for almost 15 years and all in all am extremely pleased with the service I have gotten. Definitely better than any bank.

Very personable, solution based and takes in interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

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