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ACH Loan Payments

Make a direct payment towards your USSFCU loan using funds from another bank account with our ACH Loan Origination service.

Members can easily set up both single and recurring payments towards their USSFCU loan directly from an account they own at another financial institution.

ACH is short for Automated Clearing House, a network and processing system that financial institutions use to transfer funds electronically. Safety and reliability are two of the top benefits of making ACH payments. But there are other advantages as well.

  • Members will not be charged a fee for ACH transfers.
  • Paying bills with considerably less time and effort than online bill payments via ACH transfers.
  • The ACH system lets consumers feel confident their payments will arrive on time, limiting the risk of late fees or damage to their credit ratings.

ACH Loan payments are safe, secure and easy to set-up!

Call 800.374.2758 to set up ACH Payment

Monday - Friday  |  8:30 am - 5:00 pm ET

Set-up Reoccurring Payments*

To initiate reoccurring payments a one-time set-up is required. You'll want to have the name, account number and routing number of your other account avaliable when you set-up your automatic payments. Please allow six (6) calendar days to set up a recurring payment.

  1. Complete Payment Authorization Form by phone or at a branch.
  2. Once your information is verified a payment authorization form will be sent securely for you to verify accuracy and sign.
  3. Retain a copy of the signed Payment Authorization Form for your records

Your first ACH payment & changes made to your current ACH may take up to six (6) days to establish. It is important you make your payments until this occurs. If your payment due date falls on a weekend or a holiday, we will process your payment the following business day.

Make a Single or Same Day ACH Payment*

Initiate a one-time or same-day payment by phone. Again, you'll want to have the account number and routing number of your other account ready when you call. Requests for same-day payments must be made by 2:00 pm.

*The account at the other Financial Institution should be in the same name listed on your USSFCU loan. This service is subject to cancellation if payments are returned for any reason. You may be charged if your transfer is rejected due to insufficient funds. This authorization will automatically stop once the loan is paid in full.  If there are excess funds, the amount will be deposited into your Share/Savings account. You may cancel this service at any time by providing written notification at least six (6) business days prior to your due date.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

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