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Visa® Debit Cards

USSFCU offers its members a safe, easy-to-use, and free debit card that features all the standard debit card benefits as well as the opportunity to earn valuable rewards!

NEW! Courtesy Pay from USSFCU

Say goodbye to overdraft and NSF fees! We've got you covered. Learn More

USSFCU’s Visa® debit cards, which can be used at ATMs around the world, offer greater security than cash and are more widely accepted than checks. Additionally, USSFCU Visa debit card transactions processed as a credit card transaction (not using pin number), enable USSFCU members to earn rewards points on their purchases wherever Visa is accepted. This combination of features makes USSFCU’s Visa debit card an extremely versatile way to access your money.

Contactless Cards are Now Available

All newly issued debit and credit cards will be contactless. Current members will receive contactless cards when their current card expires or is reissued. If you prefer not to have a contactless card, contact our Member Service Contact Center at 800.374.2758 and we can issue a non-contactless card by mail.

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Earn Points with Your USSFCU Visa Debit Card

Use your USSFCU Visa Debit Card to earn Smart Reward Points on your favorite products and services. Simply select credit instead of debit when you use your card and you'll earn 1 point for every $4.00 spent. Plus, you'll find opportunities to earn even more points during the special promotions we run through out the year.*

Redeem Points for the Rewards You Want!

  • Gift Cards Choose from hundreds of your favorite stores and restaurants.
  • Travel Rewards Flights, hotels, car rentals, cruises, vacation experiences, and more.
  • Cash Spend it however you want.
  • Merchandise Thousands of popular items to choose from.
  • Purchase Rebates Get reimbursed for what you've already bought.

To redeem your Smart Rewards Points simply log in to your myUSSFCU Online Banking account and click the Card Rewards tab. You'll instantly be directed to the rewards portal, where you can view and manage your points and browse and redeem thousands of rewards.

If you experience any difficulties logging into your account, or if you need any assistance related to the Rewards program, please contact the Support Team toll-free at 855.854.5493 from 6 am to 6 pm, Monday through Friday (Pacific Time).

View our Smart Rewards brochure for complete program rules. 


Not a member? Not a problem. With 140 plus paths to membership, joining is simple and easy. Learn About Eligibility or Join Now!

* $4=1 point with a USSFCU Debit Card on signature-based transactions. Exclusions apply. Reward points are only earned on signature-based transactions. Not all transactions qualify for reward points, such as cash advances, balance transfers and PIN-based transactions. Merchants may process signature debit card transactions as PIN-based transactions even if a PIN was not provided; these transactions would not qualify. USSFCU is not responsible for the processing method selected by the merchants. Not all merchants will participate in the reward points program.

Read our Smart Rewards Brochure for complete program rules.

Block and Report a Lost or Stolen Card.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

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