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Visa® Debit Cards

USSFCU offers its members a safe, easy-to-use, and free debit card that features all the standard debit card benefits as well as the opportunity to earn valuable rewards!

USSFCU’s Visa® debit cards, which can be used at ATMs around the world, offer greater security than cash and are more widely accepted than checks. In addition, USSFCU Visa debit cards can be used as a credit card, enabling USSFCU members to earn valuable rewards points on their purchases wherever Visa is accepted.+ This combination of features makes USSFCU’s Visa debit card an extremely versatile way to access your money.

Contactless Cards are Now Available

USSFCU Visa® credit and debit cards are now enabled for contactless pay. Contactless card payments are secure, convenient, and touch-free. Simply tap, pay and be on your way!

Receiving a Contactless Card from USSFCU

All newly issued debit and credit cards will be contactless. Current members will receive contactless cards when their current card expires or is reissued. If you prefer not to have a contactless card, contact our Member Service Contact Center at 800.374.2758 and we can issue a non-contactless card by mail.


This summer, use your USSFCU Visa Debit Card and earn five times the rewards points for every dollar spent on travel purchases - including gas!*

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Earn Points with Your USSFCU Visa Debit Card

Use your USSFCU Visa Debit Card to earn Smart Reward Points on your favorite products and services. Simply select credit instead of debit when you use your card and you'll earn 1 point for every $4.00 spent. Plus, you'll find opportunities to earn even more points during the special promotions we run through out the year.+

Redeem Points for the Rewards You Want!

  • Gift Cards Choose from hundreds of your favorite stores and restaurants.
  • Travel Rewards Flights, hotels, car rentals, cruises, vacation experiences, and more.
  • Cash Spend it however you want.
  • Merchandise Thousands of popular items to choose from.
  • Purchase Rebates Get reimbursed for what you've already bought.

To redeem your Smart Rewards Points simply log-in to your CU AnyHour+ Online Banking account and click the Smart Rewards tab. You'll instantly be directed to the rewards portal, where you'll be able to view and manage your points and browse and redeem thousands of rewards.

If you experience any difficulties logging into your account, or if you need any assistance related to the Rewards program, please contact the Support Team toll-free at 855.854.5493 from 6 am to 6 pm, Monday through Friday (Pacific Time).

View our Smart Rewards brochure for complete program rules. 


Not a member? Not a problem. With 140 plus paths to membership, joining is simple and easy. Learn About Eligibility or Join Now!



* Five times the points promotion valid between Friday, July 01, 2022 (12:00am EST.) and Wednesday, August 31, 2022 (11:59pm EST). $4=5 points when you use your USSFCU Smart Rewards Visa Credit Card on qualifying purchases during the promotional period.

Promotion limited to the following merchant categories: Airlines and Air Carriers, Lodging – Hotels, Motels, Resorts, Central Reservation Services, Automobile Rental Agencies, Transportation Services, Travel Agencies and Tour Operators, Travel-Related Arrangement Services, Passenger Railways, Steamship and Cruise Lines, Automated Fuel Dispensers and Fuel Service Stations.

Reward points are only earned on signature-based transactions. Not all transactions qualify for reward points, such as cash advances, balance transfers and PIN-based transactions. Merchants may process signature debit card transactions as PIN-based transactions even if a PIN was not provided; these transactions would not qualify. USSFCU is not responsible for the processing method selected by the merchants. Not all merchants will participate in the reward points program.

Points promotion capped at 50,000 points. Any points accrued in excess of 50,000 will earn standard points ($4=1 point with a USSFCU Debit Card on signature-based transactions). Read the Smart Rewards brochure for complete program rules.

+ $4=1 point when you use your USSFCU Visa Debit Card on qualifying purchases and select credit instead of debit. Points are only earned on signature-based transactions; PIN-based transactions, cash advances and balance transfers do not qualify. Merchants may process signature debit card transactions as PIN-based transactions even if a PIN was not provided; these transactions would not qualify. USSFCU is not responsible for the processing method selected by the merchants. Not all merchants will participate in the reward points program. Read our Smart Rewards Brochure for complete program rules.

Block and Report a Lost or Stolen Card.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven?t had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

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