Surcharge-Free ATMs

Even if you can't get to a USSFCU branch, you can still make withdrawals surcharge-free at over 100,000 ATMs worldwide. Thanks to our partnerships with Allpoint and the CU HERE networks, you can get access to your funds at thousands of ATMs and shared branches throughout the United States and the rest of the world.*

Details

Use our online ATM locator tool to find surcharge-free ATMs.

FAQ

How does the CU HERE program work?

USSFCU members are already eligible to take advantage of the program — a network of surcharge-free ATMs. You can look for the CU HERE or Allpoint logo on any ATM, or can find nearby locations with our Service Locator.

What is a surcharge?

Surcharges are fees charged to consumers withdrawing cash from ATMs, and are used to cover the cost of providing and maintaining ATMs. Financial institutions generally only apply surcharges to non-customers who withdraw money from their ATMs.

What are your ATM fees?

There is no USSFCU fee for ATM service at any of the Senate and Wright Patman Congressional FCU ATM locations, located conveniently throughout Capitol Hill.

If a member has Senate Checking and uses a card at a non-USSFCU ATM during a calendar month, the first four of these transactions are free — afterwards there is a $1.00 per transaction for the remainder of that month for each additional transaction at a non-USSFCU ATM. However, if a member has Gold Source Checking there is no charge for any additional transactions.

USSFCU belongs to various ATM networks which provide access to funds throughout the world. These non-USSFCU institutions may elect to impose a local service fee for the use of their ATMs, which is separate from the fee noted above. However, using an ATM designated as Credit Union 24/CU Here will avoid this additional charge.

Also, there is no local service fee for ATM service available Downtown at the United States General Accounting Office, at the Postal Square Building, and in the Maryland and Virginia suburbs at the Credit Union Family Service Centers. 

For more information, please review our fee schedule.

*Please note that USSFCU strives to report the most accurate information available for each location. Occasionally there may be a discrepancy in the information provided (including fee surcharges) due to some institutions initiating changes or experiencing system malfunctions.