Smart Rewards Visa® Credit Card
Smart Rewards cardholders enjoy a low rate, no annual fees and the ability to earn rewards!1 Accepted worldwide, the Smart Rewards Visa® offers a number of benefits including:
Plus, earn one point for every dollar spent using your Smart Rewards card!+
View the complete Smart Rewards Agreement and Disclosure for additional information.
Earn Smart Reward Points
Earn points for everyday spending when you use your USSFCU Visa® Smart Rewards Card. Points can be redeemed for travel, gift cards and cash!
Smart Rewards Points are:
- Earned for every USSFCU Smart Reward purchase, except cash advances or balance transfers+
- Not subject to any sign-up, use, or maintenance fees
- Not limited to any specific retailer’s goods or services
- Smart Rewards points expire after 36 months
Redeem Smart Reward Points
Establish your rewards account, redeem, track and manage points online 24/7 by visiting the Smart Rewards Center
Members can also call the Smart Rewards Center at 877.909.1450, Monday-Friday, 6am-6pm (Pacific Time) for assistance with their rewards account.
View the Smart Rewards Brochure for complete program terms, conditions and exclusions.
1 All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. 2 Other fees may apply. Foreign transaction fee is 1 percent of the transaction amount, which may be billed separately on your account or included in the transaction amount. To view our fee schedule visit ussfcu.org/fees. 3 Cardholder must activate each payment service before paying with their mobile device. Visit ussfcu.org/mobilewallet for more information on activation, device requirements, terms and conditions.
+ $1=1 reward point with a Visa® Smart Rewards Credit Card on signature-based transactions. Not all transactions qualify for reward points, such as cash advances, balance transfers and PIN-based transactions. Other terms and conditions may apply. Program subject to change without notice. View the Smart Rewards Brochure for complete program terms, conditions and exclusions or call the redemption center, Monday-Friday at 877.909.1450 from 6am-6pm PST.