Personal
Visa® Credit Cards

Smart Rewards

Enjoy a low rate, no annual fees and the ability to earn rewards with USSFCU's Smart Rewards Visa®

Smart Rewards Pays You Back. Earn points for everyday spending when you use your USSFCU Visa® Smart Rewards Card. Points can be redeemed for travel, gift cards and cash!

Earning Smart Reward Points is Easy! 

Earn one point for every dollar you spend using your USSFCU Smart Rewards Card. Smart Rewards Points are:

  • Earned for every USSFCU Smart Reward purchase, except cash advances or balance transfers
  • Not subject to any sign-up, use, or maintenance fees
  • Not limited to any specific retailer’s goods or services

Redeeming Smart Reward Points is Even Easier!

Redeem, track and manage points online 24/7 by visiting the Smart Rewards Center. 

Members can also call the Smart Rewards Center at 877.909.1450, Monday-Friday, 6am-6pm (Pacific Time) for assistance with their rewards account.

Visit the Smart Rewards Center to establish your account, track points and browse award options. 

View the Smart Rewards brochure & Smart Rewards Agreement and Disclosure for additional information.

Not a member? Not a problem. With 140 plus paths to membership, joining is simple and easy. Learn About Eligibility or Join Now!

Apply Now

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*For more information, please see the terms and conditions. **See Visa® disclosure for cash advance and over-the-limit details on our rate page.