USSFCU Smart Rewards Visa® Credit Card
A low-rate, reward earning credit card specifically designed with USSFCU members in mind.
Use your USSFCU Smart Rewards Visa Credit Card for day-to-day expenses, big-ticket items, and beyond. The more you spend, the more points you'll earn. When you have enough points for the reward you want, go to the rewards site, redeem and enjoy. Accepted worldwide, USSFCU's Smart Rewards Visa® offers a number of benefits including:
Tap, Pay and Be On Your Way!
USSFCU cards are now contactless! Current members will receive contactless cards when their current card expires or is reissued. If you prefer not to have a contactless card, contact our Member Service Contact Center at 800.374.2758, and we can issue a non-contactless card by mail.
Applying After Hours?
With USSFCU After Hours service, we are now reviewing applications and making decisions after regular business hours.
Redeem Your Points for Rewards You Want!
- Gift Cards Choose from hundreds of your favorite stores and restaurants.
- Travel Rewards Flights, hotels, car rentals, cruises, vacation experiences, and more.
- Cash Spend it however you want.
- Merchandise Choose from thousands of popular items.
- Purchase Rebates Get reimbursed for what you've already bought.
To redeem your Smart Rewards Points, log in to your myUSSFCU Online Banking account and click the Card Rewards tab. You'll instantly be directed to the rewards portal, where you can view and manage your points and browse and redeem thousands of rewards.
For Rewards program assistance, or to redeem your reward points by phone, please contact the Support Team toll-free at 855.854.5493 from 6:00 am to 6:00 pm, Monday through Friday (Pacific Time).
View our Smart Rewards brochure for complete program rules.
All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income, and debts.Not all applicants will be approved.
1 USSFCU's Visa Smart Rewards Program offers one reward point per $1 spent with a Visa® Smart Rewards Credit Card on signature-based transactions. Not all transactions qualify for reward points, such as cash advances, balance transfers, and PIN-based transactions. Other terms and conditions may apply. Program subject to change without notice. View complete program terms and conditions in the Smart Rewards brochure.
2 Other fees may apply. Foreign transaction fee is 1 percent of the transaction amount, which may be billed separately on your account or included in the transaction amount. To view our fee schedule visit ussfcu.org/fees. View the complete Smart Rewards Visa Credit Card Agreement and Disclosure for additional information. 3 Cardholders must activate each payment service before paying with their mobile device. Visit ussfcu.org/mobilewallet for more information on activation, device requirements, terms, and conditions.