Money Market Accounts

USSFCU members with more than $2,000 in savings may invest in a free, NCUA insured Money Market Account offering higher dividend rates than a traditional savings account. In addition, a Money Market Account offers tiered dividend rates — the more you save, the higher dividend rates you earn.

Details

Earn higher dividend rates than a traditional savings account by maintaining a $2,000 balance
Tiered dividend rates provide higher rates for higher balances
Limited to six preauthorized transactions per month**
Account with no service or set-up fees
Free online, mobile, telephone banking, and eNotices***
Insured by the NCUA to $250,000
$2,000 minimum deposit to open

¹Money Market APY = Annual Percentage Yield. Rates are subject to change without notice. The minimum balance required to open a money market account is $2,000.00. You must maintain a minimum daily balance of $2,000.00 in your account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. Fees may reduce earnings. **A $28 fee will be applied and the withdrawal will not be processed for withdrawal attempts exceeding the regulated limit of six withdrawals per month.***Data carrier Rates may apply.

Other restrictions apply. See Details.

Members' Voice Testimonials

USSFCU puts members first and helps people. Compared to U.S. banks, which forget their humble beginnings and often behave like (they are) above the law. Credit unions seem to have maintained their purpose and USSFCU is among the best. I am proud to be a member and grateful for the service provided by USSFCU.

- Karen · Huntsville, AL

I've been a member for about 31 years now and I've always been able to count on the USSFCU when I've really needed them.

- Russel · Baltimore, MD

Excellent customer service. Staff are knowledgeable, responsive and able to provide individualized help. I live in another state and am still amazed how easy it is to use USSFCU for all my financial needs. It has always been this way and with technology solutions, it is easier than ever. But it is the personal assistance that really makes the diffe...

- Joanne · Brooklyn, NY

Been a member for a very long time. I have always been treated with kindness and expertise. Keep up the good work!

- Sara · Washington, MD

Love the phone calls regarding possible suspicious activity with my account. It's reassuring to know that everything is safe.

- Kathryn · Columbia, MO

I would recommend the USSFCU based on the excellent customer service I have received from the Senate Credit unions I have visited (Eisenhower and GAO).

- Avis · Bowie, MD

Accessibility and customer service have been exceptional. I have been a member for almost 40 years and have always been satisfied with the service and professionalism of the staff.

- Charles · Rapid City, SD

USSFCU cares about those who bank with it and that caring is not lip service but translates into action.

- Akua · Washington, D.C.

I have been with the credit union for almost 15 years and all in all am extremely pleased with the service I have gotten. Definitely better than any bank.

- Adrian · Fredericksburg, VA

Very personable, solution based and takes in interest in your situation.

- Reno · Temecula, CA

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

- Lawrence · Darnestown, MD

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

- Adrienne · Wethersfield, CT

The credit union provides relatively good services and the security updates to the system are noticeable.

- Ophelia · Alexandria, VA

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

- Linda · Powder Springs, GA

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

- Michael · Crofton, MD

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