Effective 01/05/2018
Service | Description | Fee |
Membership Fee | One time, non-refundable fee to maintain lifetime membership | $1.00 |
Closed Account Fee | Charged when a new account is closed within 90 days of opening | $5.00 |
Inactive Account Fee | After no activity for one year, fee is charged every six months* | $5.00 |
* Share Certificates (CDs) and IRA Shares are not subject to the inactivity fee. Additionally, the inactivity fee is not applied when a member only has a primary share with a CD and/or an IRA Share. However, if a member has additional products or services within the account associated with a CD and/or an IRA Share (i.e. checking, loans, money markets, etc.), the account is subject to the inactivity fee.
Service | Description | Fee |
Certified Check | N/A | $10.00 |
Check Copy | Free on CU AnyHour+ | $5.00 |
Member Privilege Fee | Per item fee to access Member Privilege | $28.00 |
Returned Check Fee | Fee for exceeding allowable number of drafts in a month per FRB Regulation D | $28.00 |
Returned Deposit Item Fee | Fee for a dishonored item deposited to a member's account | $28.00 |
Returned Payment Fee | Fee for dishonored check (including electronic returns) | $28.00 |
Stop Payment | Fee for one check or check series or one ACH | $28.00 |
Service | Description | Fee |
Call Center Transfer | Transfers initiated through Call Center staff | $2.00 |
Transfer Fee | Transfers that are automatic or are initiated through CU AnyHour or Teleaction | Free |
Service | Description | Fee |
Check Orders | Custom designs, additional boxes (standard USSFCU checks - 1 box free per year) | Varies |
Service | Description | Fee |
ATM Fees | Gold Source Accounts pay no CU fees | Free |
Minimum Balance Fee | Fee imposed for balances below $2,000 minimum | $15.00 |
90 days of dividends paid and accrued on the withdrawal for terms of 1 year or less | ||
120 days of dividends paid and accrued on the withdrawal for terms of greater than 1 year and up to and including 2 years | ||
180 days of dividends paid and accrued on the withdrawal for terms of greater than 2 years and up to and including 3 years | ||
360 days of dividends paid and accrued on the withdrawal for terms of greater than 3 years |
Service | Description | Fee |
Non-USSFCU ATMs | USSFCU fee - ATM operator fee may apply | $1.00 |
USSFCU ATMs | This includes Congressional FCU and associational network ATMs | Free |
Non-USSFCU Cards at USSFCU ATMs | N/A | $3.00 |
Service | Description | Fee |
Address Search | Bad address fee - every 6 months | $10.00 |
Bond Redemption Fee | Per coupon | $5.00 |
Cashier's Check | Payee is other than member | $6.00 |
Check Cashing Non-Member | Cashing member check by non-member | $10.00 |
Expedited/Overnight Delivery | Member request to have items expedited or sent overnight | $30.00 |
Pay by Debit Card | Payment using a non-USSFCU card | $10.00 |
PIN Reorder | Fee to order PIN - free in branch | $10.00 |
Reloadable Cards | See separate schedule | Varies |
Replacement VISA Card | Replaced for reasons other than fraud | $10.00 |
Research | Per hour or fraction | $30.00 |
Statement Reprint Request | Per statement | $5.00 |
Verification Fee | Deposits or Loans - per request | $25.00 |
Visa Draft Copy | Copy of merchant draft | $20.00 |
Service | Description | Fee |
Domestic Wire | N/A | $25.00 |
Foreign Check Deposit | Canada | $20.00 |
Foreign Check Deposit | Other than Canada | $40.00 |
Foreign Currency | Foreign currency | Varies |
Incoming Wire | All incoming | $10.00 |
Service | Description | Fee |
Web Bill Pay | Free with eNotices | $5.00 |
Service | Description | Fee |
Skip a Pay Fee | CU AnyHour | $25.00 |
Skip a Pay Fee | In Branch/Phone | $35.00 |
Service | Description | Fee |
Annual Fee for Personal Financial Manager and Account Aggregation | N/A | No charge |
Per Item Fee for Bank to Bank (ACH) Transfer | N/A | No charge |