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Youth Savings

Help your children develop healthy savings habits that will serve them throughout life by opening a USSFCU Youth Savings Account!

Savings accounts for kids offers far more value than a place to deposit money. By giving kids the experience of depositing money into their account and then watching the numbers increase as they make more deposits, they are able to see, feel and experience the benefits of financial addition.

With USSFCU's free, dividend-bearing account, children can watch their savings grow. USSFCU Youth Savings Accounts make it easy for friends and family to contribute to children’s savings goals or reward them for achieving personal milestones!

  • Available to young savers up to 18 years in age
  • Competitive dividends earned on account balances
  • No service fees
  • Free onlinemobiletelephone banking, and eNotices*
  • Easy-to-use deposit options for family and friends
  • A $5 minimum balance to open


100+ Interactive, Game-Based Lessons

In this period of increased remote learning EVERFI, our partner in financial education is offering FREE digital learning tools for students! These self-paced digital lessons cover topics like financial capability, career exploration and character development in a fun game-like format! Click Here to Access.

Unique Resources for Teaching and Engaging Young Savers

Many parents wonder how they can teach kids about money and where to find age-appropriate resources online. Here are some fun resources and websites to explore:

Biz Kid$ “Where kids teach kids about money and business”

Biz Kid$ is an educational television show that teaches financial education and entrepreneurship to kids and teenagers. It uses sketch comedy, spoofs of old TV shows and movies, parodies, silly antics and young actors to explain basic economic concepts. Show Clips

Color your own coins with coloring sheets from the U. S. Mint. Color

Give your brain a workout with these fun games from Visa. Play

Calculate the possibilities with these fun financial calculators.

Reach a Million    Save for a Goal    Tooth Fairy

Youth Savings Accounts (YSA) available for children up to 18, or 21 if designated, years in age based on the District of Columbia Transfers to Minors Act. A $5.00 minimum deposit and one-time membership fee of $1.00 is required to open a YSA. Minor identification required. YSA may be established from another share account as a joint account with an adult, or as a custodial account. YSA can be established as a custodial account under the Uniform Gift to Minors Act or the Uniform Transfer Minors Act. *Data carrier rates may apply. The third-party resources listed above are for educational purposes only and not intended to be an endorsement by USSFCU.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

The credit union provides relatively good services and the security updates to the system are noticeable.

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

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