With USSFCU's free, dividend-bearing account, children can watch their savings grow. USSFCU Youth Savings Accounts make it easy for friends and family to contribute to children’s savings goals or reward them for achieving personal milestones!
- Available to young savers up to 18 years in age
- Competitive dividends earned on account balances
- No service fees
- Free online, mobile, telephone banking, and eNotices*
- Easy-to-use deposit options for family and friends
- A $5 minimum balance to open
Reg D Transaction Limits Lifted - The Federally mandated transaction limitation placed on savings and money market accounts has been lifted by the Federal Reserve. You are no longer limited to only 6 monthly withdrawals, transfers or transactions with Primary Savings, Youth Savings and Money Market accounts.
Already a USSFCU member and looking to open a Secondary Accout? Open Now
Color your own coins with these fun coloring pages from the U.S. Mint. Click the coin below or visit the U.S. Mint's H.I.P. POCKET CHANGE KIDS SITE.
Give your brain a workout with these fun and educational games from Visa.
Calculate the posibilities with these fun financial calculators.
We do not intentionally collect data or personal information from children under 13 years of age. Third-party websites are for educational purposes only and are not intended to be an endorsement by USSFCU.
Deposits at all federal credit unions and the vast majority of state-chartered credit unions are covered by National Credit Union Share Insurance Fund (NCUSIF) protection. Not one penny of insured savings has ever been lost by a member of a federally insured credit union.
Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. The National Credit Union Administration (NCUA) is the independent agency that administers the NCUSIF. Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government.
For questions about the NCUA’s share insurance coverage, call 1.800.755.1030, option 1, Monday through Friday, 8 a.m. to 5 p.m. Eastern, or send an email to [email protected]. This toolkit contains a variety of helpful resources for credit unions regarding the Share Insurance Fund.
Share Insurance Toolkit from MyCreditUnion.gov
The toolkit has great resources like estimators, publications, videos and more.
Youth Savings Accounts (YSA) available for children up to 18, or 21 if designated, years in age based on the District of Columbia Transfers to Minors Act. A $5.00 minimum deposit and one-time membership fee of $1.00 is required to open a YSA. Minor identification required. YSA may be established from another share account as a joint account with an adult (minor access allowed) or as a custodial account. Custodial accounts do not allow for access to the account beneficiary (minor) and can be established under the Uniform Gift to Minors Act or the Uniform Transfer Minors Act.
APY = Annual Percentage Yield. The minimum balance to obtain the APY is $5.00. Fees may reduce earnings. View all USSFCU savings account rates, terms and conditions at ussfcu.org/rates.