Youth Savings
Youth Savings
National Credit Union Youth Month serves to encourage kids to develop healthy saving habits by making savings fun and exciting.
Open a USSFCU Youth Account in April with the Promo Code: YOUTH25 and USSFCU will deposit $25.00 in to your child’s new account.*
OPEN YOUTH ACCOUNT
Ken Harvey, financial advisor, children’s author and former Washington Football Team player, will read his newly published children’s book, The Me that Needs to Be. In his book, Ken travels back in time to help his younger self learn about how to budget his money and the importance of learning how to SAVE, SPEND and GIVE.
The Me That Needs to Be | Thursday, April 22 • 2:30 PM ET
Register Now
The Financial Literacy Bee has officially ended!
Winners to be announced in May.
The EVERFI Financial Literacy Bee is a nationwide financial literacy initiative for high school students that ran from April 1 - 15th. Sponsored by financial institutions for the students in their communities, the Bee was made up of a 4-part course and an essay contest, where students competed to win up to $10,000 in scholarship prizes.
In addition to the Nationwide Scholarship contest, three essays from participating USSFCU member high school students will be selected to win a $100 Gift of College© gift card.**
Take The Challenge Bee FAQ >>
Youth Savings Accounts
Help your children develop healthy savings habits that will serve them throughout life by opening a USSFCU Youth Savings Account!
With USSFCU's free, dividend-bearing account, children can watch their savings grow. USSFCU Youth Savings Accounts make it easy for friends and family to contribute to children’s savings goals or reward them for achieving personal milestones!
- Available to young savers up to 18 years in age
- Competitive dividends earned on account balances
- No service fees
- Free online, mobile, telephone banking, and eNotices*
- Easy-to-use deposit options for family and friends
- A $5 minimum balance to open
Reg D Transaction Limits Lifted - The Federally mandated transaction limitation placed on savings and money market accounts has been lifted by the Federal Reserve. You are no longer limited to only 6 monthly withdrawals, transfers or transactions with Primary Savings, Youth Savings and Money Market accounts.
Financial Literacy Resources & Guidance for Youth
COLOR
Color your own coins with these fun coloring pages from the U.S. Mint. Click the coin below or visit the U.S. Mint's H.I.P. POCKET CHANGE KIDS SITE.
 |
 |
 |
PLAY
Give your brain a workout with these fun and educational games from Visa.
PLAY NOW >>
CALCULATE
Calculate the posibilities with these fun financial calculators.
Reach a Million |
Save for a Goal |
Tooth Fairy |
Fun Websites
*Limited time offer. Valid April 1, 2021 through April 30, 2021. Qualifying youth shares established during April 1-30, 2021 will receive a bonus credit of $25.00. Credit will be issued by electronic deposit made to new minor account within 5 business days of open date. Account must meet standard USSFCU youth savings account requirements to qualify for this offer. Void where prohibited. USSFCU reserves the right to modify, update or discontinue this promotion at any time and without advanced notice. Applicants must refer to the promotion or use promo code “YOUTH25” when establishing new minor account. Youth Savings Accounts (YSA) available for children up to 18, or 21 if designated, years in age based on the District of Columbia Transfers to Minors Act. A $5.00 minimum deposit and one-time membership fee of $1.00 is required to open a YSA. Minor identification required. YSA may be established from another share account as a joint account with an adult (minor access allowed) or as a custodial account. Custodial accounts do not allow for access to the account beneficiary (minor), and can be established under the Uniform Gift to Minors Act or the Uniform Transfer Minors Act. USSFCU YSA Annual Percentage Yield equals 0.05%. Rates effective as of 3/01/2021 and subject to change without notice. View all USSFCU savings account rates, terms and conditions at ussfcu.org/rates.
**Must be a USSFCU member (or the minor child of a USSFCU member) between the ages of 13-18 to win a Gift of College gift card. Essay submission must adhere to the Official Rules of the EVERFI Financial Literacy Bee Essay Contest to be eligible to win Gift of College gift card prize. Gift card winners will be notified by a USSFCU Representative by phone or email on or before May 21, 2021. Gift of College gift cards can be applied to any 529 college savings account or used towards paying down existing student loan debt. Gift of College gift card terms and conditions apply. Gift of College is not a sponsor of this promotion.
Youth Savings Accounts (YSA) available for children up to 18, or 21 if designated, years in age based on the District of Columbia Transfers to Minors Act. A $5.00 minimum deposit and one-time membership fee of $1.00 is required to open a YSA. Minor identification required. YSA may be established from another share account as a joint account with an adult, or as a custodial account. YSA can be established as a custodial account under the Uniform Gift to Minors Act or the Uniform Transfer Minors Act. *Data carrier rates may apply.
The third-party resources listed above are for educational purposes only and not intended to be an endorsement by USSFCU.
