Save for Your Best Life

Save for Your Best Life

Saving money gives you peace of mind, gives you options, & the more you save, the easier it becomes to accumulate additional savings.

Typically, we get our paycheck, and we focus on paying bills. While you of course want to pay these on time, what happens? We often neglect our savings. One of the easiest and most effective strategies is to automate your finances. This allows you to save toward your long-term goals or build up an emergency fund without having to think about it daily.

Begin by deciding how much you can save every month. If you aren’t sure, this spending plan worksheet from our partners at GreenPath can help you figure out how much you have and what’s already committed to bills and expenses. Even if you are saving a small amount, it’s worth doing.

Automate deposits & gain access to paychecks up to 3-days sooner with Early Direct Deposit from USSFCU*.

Save with a purpose, such as college expenses, retirement, or for emergencies.

With Money Goals, Multitasking Pays Off

A saving account is a great place to start building your nest egg, but Money Market Accounts are a great option if you want to earn a little more in dividends but still have immediate access to your funds. Plus, the more you deposit, the more you could earn.

Savings Account   Youth Savings Account   Money Market Account

If you are looking to earn even higher dividends and have some money to lock away for a time you might want to consider a Share Certificate Account. You can choose from 6-months to 60-months and the longer the term, the more you could earn.

Share Certificate Account   Bump Rate Certificate Account

Build a Certificate Ladder

Could You Be Saving More with a Share Certificate Ladder?

When implementing a CD ladder, you simply purchase multiple deposit certificates with varying durations (and usually interest rates). This will result in having several certificates that mature at regular intervals. As long as you don’t need the money, you can continue to roll these over into new terms. You can repeat this process as long as you wish to keep the money in savings and keep the money-generating interest.

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Save for Your Child's Future

There are plenty of things parents can do today to prepare their children for a bright and successful financial future.

Invest in Your Child >>     Save for College >>

 

Plan Grow Learn

CLICK HERE if you aren't a USSFCU member and are interested in joining.

1Electronic deposits are available up to four business days early depending on the timing of receipt into our Automatic Clearing House (ACH) database. Member must be enrolled in direct deposit through their employer. The content on this page provides general consumer information. It is not legal advice or regulatory guidance and should not be considered investment advice. We do not endorse or guarantee the accuracy of third-party information. USSFCU is not responsible for the accuracy, security, or content of other websites. In addition, the third-party information is not intended to provide tax, legal, real estate, or investment advice.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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