Skip to content

Save for Your Best Life

Saving money gives you peace of mind, gives you options, & the more you save, the easier it becomes to accumulate additional savings.

Typically, we get our paycheck, and we focus on paying bills. While you of course want to pay these on time, what happens? We often neglect our savings. One of the easiest and most effective strategies is to automate your finances. This allows you to save toward your long-term goals or build up an emergency fund without having to think about it daily.

Begin by deciding how much you can save every month. If you aren’t sure, this spending plan worksheet from our partners at GreenPath can help you figure out how much you have and what’s already committed to bills and expenses. Even if you are saving a small amount, it’s worth doing.


Automate deposits & gain access to paychecks up to 3-days sooner with Early Direct Deposit from USSFCU*.

Save with a purpose, such as college expenses, retirement, or for emergencies.

With Money Goals, Multitasking Pays Off

A saving account is a great place to start building your nest egg, but Money Market Accounts are a great option if you want to earn a little more in dividends but still have immediate access to your funds. Plus, the more you deposit, the more you could earn.

Savings Account   Youth Savings Account   Money Market Account


If you are looking to earn even higher dividends and have some money to lock away for a time you might want to consider a Share Certificate Account. You can choose from 6-months to 60-months and the longer the term, the more you could earn.

Share Certificate Account   Bump Rate Certificate Account


Build a Certificate Ladder

Could You Be Saving More with a Share Certificate Ladder?

When implementing a CD ladder, you simply purchase multiple deposit certificates with varying durations (and usually interest rates). This will result in having several certificates that mature at regular intervals. As long as you don’t need the money, you can continue to roll these over into new terms. You can repeat this process as long as you wish to keep the money in savings and keep the money-generating interest.

Read More >>

 


Save for Your Child's Future

There are plenty of things parents can do today to prepare their children for a bright and successful financial future.

Invest in Your Child >>     Save for College >>

 


Plan Grow Learn

CLICK HERE if you aren't a USSFCU member and are interested in joining.


1Electronic deposits are available up to four business days early depending on the timing of receipt into our Automatic Clearing House (ACH) database. Member must be enrolled in direct deposit through their employer. The content on this page provides general consumer information. It is not legal advice or regulatory guidance and should not be considered investment advice. We do not endorse or guarantee the accuracy of third-party information. USSFCU is not responsible for the accuracy, security, or content of other websites. In addition, the third-party information is not intended to provide tax, legal, real estate, or investment advice.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

The credit union provides relatively good services and the security updates to the system are noticeable.

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

Read More testimonials.