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Private Student Loans

In-school Student Loans

We understand it’s not easy to get through school without financial assistance. A private student loan from USSFCU can help pay for your educational expenses that weren’t covered by your financial aid package. It’s easy and free to apply!

Apply Now

Students applying for the loan, in addition to any co-signer, must be a member with USSFCU in order to be eligible. Eligibility is easy and joining is simple. Learn More

Student Loan Refinancing 

USSFCU can help you take control of your student loan debt. Refinancing your federal and private student loans can help reduce your monthly payments or even help pay off your loans faster.

Refinancing allows you to choose a repayment option that fits your budget, plus there’s no origination fee or pre-payment penalty.

Refinance Now

College Planning Center

Receive expert guidance from birth to graduation using the College Planning Center powered by LendKey.

  • Determine your college savings needs and set goals that align with your personal financial situation
  • Step-by-step guidance and customized planning advice based on your child’s age
  • Powerful search tools designed to help find colleges and scholarships that fit your student’s academic profile

Start Planning

Learn ways to save and pay for college with our interactive Financing College Education courses.

Start Learning

Not all applicants will qualify for the lowest rate. LendKey is an authorized service provider of USSFCU, not a lender or broker, providing lending matching services. USSFCU is not affiliated with LendKey. You are under no obligation to use LendKey to find a loan. View LendKey terms of use at  College Planning Center is licensed by LendKey from Invite Education, LLC.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

The credit union provides relatively good services and the security updates to the system are noticeable.

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

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