Private Student Loans
USSFCU provides low cost student loan options for those currently in school and for those looking to refinance existing student debt.
In-school Student Loans
Use your personalized student loan for qualified educational expenses — including tuition, room and board, books, and other school-related expenses.
Why Borrow With Us?
- Competitive interest rates and with good grades, the potential for even lower rates
- 1% interest rate reduction once 10% of the loan principal is repaid during the repayment period*
- Make monthly interest-only payments or $25 proactive payments while in school
- Cosigner Release available for creditworthy borrowers after 24 consecutive on-time principal and interest payments during the Repayment Period
Student Loan Refinancing
Simplify your finances with one easy monthly payment at one great low-interest rate.
Why Refinance With Us?
- Competitive variable and fixed rate options
- Flexible terms. Pay your loan off quickly, or keep your monthly payments as low as possible—the choice is yours.
- Interest-only repayment options for eligible borrowers**
- Cosigner release available after 24 consecutive on-time principal & interest payments
- Lower payment and competitive rate possible with extended repayment term
College Planning Center
Receive expert guidance from birth to graduation using USSFCU’s College Planning Center powered by LendKey.‡
- Determine your college savings needs and set goals that align with your personal financial situation
- Step-by-step guidance and customized planning advice based on your child’s age
- Powerful search tools designed to help find colleges and scholarships that fit your student’s academic profile