Credit 101
Credit Reports
Your credit report tells the story of how you’ve managed money over time. Learn what’s in your report, how it’s used, and why checking it regularly is essential to protecting your financial future.
Credit Scores
Credit scores influence everything from loan approvals to interest rates. Understand how scores are calculated, what impacts them, and how to improve yours over time.
Building Credit
New to credit? Building a score from scratch takes time, but it’s doable with the right tools. Find out how to start your credit journey the smart way—with or without a credit card.
Repairing Credit
Past credit mistakes don’t have to define your future. Take control with proven steps to rebuild your credit—and learn how GreenPath counselors can help you make a plan.