Smart Rate

USSFCU’s Smart Rate offers the lowest interest rate while Smart Rewards provides opportunities to earn redeemable awards through USSFCU’s Smart Rewards Program. Learn more below!

Visa® Smart Rate – USSFCU’s Standard Credit Card Option

Accepted worldwide, USSFCU’s Visa Smart Rate offers a low interest rate and serves as USSFCU’s standard credit card option. It offers cardholders a number of benefits, including:

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Block and Report a Lost or Stolen Card. 

Read the Smart Rate Agreement and Disclosure here.

*See Visa disclosure for cash advance and over-the-limit details on our rate page.