Smart Rate

USSFCU’s Smart Rate offers the lowest interest rate while Smart Rewards provides opportunities to earn redeemable awards through USSFCU’s Smart Rewards Program. Learn more below!

Visa® Smart Rate – USSFCU’s Standard Credit Card Option

Accepted worldwide, USSFCU’s Visa Smart Rate offers a low interest rate and serves as USSFCU’s standard credit card option. It offers cardholders a number of benefits, including:

Read the Smart Rate Agreement and Disclosure here.

*See Visa disclosure for cash advance and over-the-limit details on our rate page.