Skip to content

Experian Credit - FICO Score

USSFCU is proud to provide members with access to their Experian FICO® Score on a monthly basis along with key score factors and ingredients.  Additionally, understand how your financial choices will affect your credit scores with an easy-to-use FICO® Score Credit Score Simulator.  Whether you are paying off debt, opening a new credit card or even taking out a mortgage, you will be able to easily predict how different financial decisions will impact your FICO® Score.

Access Experian Credit and your FICO® Score through CU AnyHour+ Online Banking. Simply click on the tab that says "Experian Credit".

Example Below:

Log In

Don't have access to CU AnyHour+ Online Banking? We'll help you get set up. Contact Us

This is a free service provided by USSFCU to our members. Accessing Experian Credit and your FICO® Score through this platform will not impact your credit score.

NOTE: You will need to disable pop-up blocking in your browser. Below are some simple instructions on how to do this.

Safari (MAC)

  1. Launch Safari
  2. In the menu bar, go to Safari > Preferences or use the key command: ?,
  3. Go to the Websites tab and select Pop-up Windows from the sidebar for Currently Opened Websites.
  4. Choose the pop-up settings for cuanyhour.ussfcu.org
  5. Choose Allow

Google Chrome:

  1. Open Chrome
  2. At the top right, click More (three dots) then click Settings
  3. Under "Privacy and security," click Site settings.
  4. Click Pop-ups and redirects
  5. Click Add to the right of Allow
  6. Type in cuanyhour.ussfcu.org then click add

Internet Explorer:

  1. Open Internet Explorer
  2. Select the Tools (gear icon)
  3. Select Internet options, then select Privacy tab
  4. Under Pop-up Blocker, select Settings
  5. Add cuanyhour.ussfcu.org under Address of website to allow
  6. Select Add, then Close and Apply.

What is a FICO® Score

A FICO® Score is a key metric that lenders use to determine whether to approve or decline requests for credit. It is also a factor in interest rate decision making. A high FICO® Score could save you thousands of dollars in interest, while a low FICO® Score could result in high-interest rates or being declined for a loan, utilities, housing, and more.

Dashboard

Get a snapshot of your credit score and a wealth of information that gives you great insight into your credit makeup.

  • FICO® Score and Score Factors
  • Score Ingredients
    • Payment History
    • Amount of Debt
    • Credit History Length
    • Amount of New Credit
    • Credit Mix
  • Score Simulator
  • Credit Scor History

Education Center

This incredible resource is here to help you get a better understanding about how credit and credit scores work and impact your life.

  • How 6 Life Events Affect Your Credit Score
  • Factors That Affect Your Credit Score
  • Understanding Credit Scores

If you encounter any personal credit information you deem as incorrect in the Experian Credit platform, 

Submit Your Dispute Here

FICO, the FICO Logo and the FICO product and service names referenced herein are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

Read More testimonials.
Sorry, content not available.