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Experian Credit - FICO Score

USSFCU is proud to provide members with access to their Experian FICO® Score on a monthly basis along with key score factors and ingredients.  Additionally, understand how your financial choices will affect your credit scores with an easy-to-use FICO® Score Credit Score Simulator.  Whether you are paying off debt, opening a new credit card or even taking out a mortgage, you will be able to easily predict how different financial decisions will impact your FICO® Score.

Access Experian Credit and your FICO® Score through CU AnyHour+ Online Banking. Simply click on the tab that says "Experian Credit".

Example Below:

Log In

Don't have access to CU AnyHour+ Online Banking? We'll help you get set up. Contact Us

This is a free service provided by USSFCU to our members. Accessing Experian Credit and your FICO® Score through this platform will not impact your credit score.

NOTE: You will need to disable pop-up blocking in your browser. Below are some simple instructions on how to do this.

Safari (MAC)

  1. Launch Safari
  2. In the menu bar, go to Safari > Preferences or use the key command: ?,
  3. Go to the Websites tab and select Pop-up Windows from the sidebar for Currently Opened Websites.
  4. Choose the pop-up settings for
  5. Choose Allow

Google Chrome:

  1. Open Chrome
  2. At the top right, click More (three dots) then click Settings
  3. Under "Privacy and security," click Site settings.
  4. Click Pop-ups and redirects
  5. Click Add to the right of Allow
  6. Type in then click add

Internet Explorer:

  1. Open Internet Explorer
  2. Select the Tools (gear icon)
  3. Select Internet options, then select Privacy tab
  4. Under Pop-up Blocker, select Settings
  5. Add under Address of website to allow
  6. Select Add, then Close and Apply.

What is a FICO® Score

A FICO® Score is a key metric that lenders use to determine whether to approve or decline requests for credit. It is also a factor in interest rate decision making. A high FICO® Score could save you thousands of dollars in interest, while a low FICO® Score could result in high-interest rates or being declined for a loan, utilities, housing, and more.


Get a snapshot of your credit score and a wealth of information that gives you great insight into your credit makeup.

  • FICO® Score and Score Factors
  • Score Ingredients
    • Payment History
    • Amount of Debt
    • Credit History Length
    • Amount of New Credit
    • Credit Mix
  • Score Simulator
  • Credit Scor History

Education Center

This incredible resource is here to help you get a better understanding about how credit and credit scores work and impact your life.

  • How 6 Life Events Affect Your Credit Score
  • Factors That Affect Your Credit Score
  • Understanding Credit Scores

If you encounter any personal credit information you deem as incorrect in the Experian Credit platform, 

Submit Your Dispute Here

FICO, the FICO Logo and the FICO product and service names referenced herein are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.

Members' Voice Testimonials

USSFCU puts members first and helps people. Compared to U.S. banks, which forget their humble beginnings and often behave like (they are) above the law. Credit unions seem to have maintained their purpose and USSFCU is among the best. I am proud to be a member and grateful for the service provided by USSFCU.

I've been a member for about 31 years now and I've always been able to count on the USSFCU when I've really needed them.

Excellent customer service. Staff are knowledgeable, responsive and able to provide individualized help. I live in another state and am still amazed how easy it is to use USSFCU for all my financial needs. It has always been this way and with technology solutions, it is easier than ever. But it is the personal assistance that really makes the diffe...

Been a member for a very long time. I have always been treated with kindness and expertise. Keep up the good work!

Love the phone calls regarding possible suspicious activity with my account. It's reassuring to know that everything is safe.

I would recommend the USSFCU based on the excellent customer service I have received from the Senate Credit unions I have visited (Eisenhower and GAO).

Accessibility and customer service have been exceptional. I have been a member for almost 40 years and have always been satisfied with the service and professionalism of the staff.

USSFCU cares about those who bank with it and that caring is not lip service but translates into action.

I have been with the credit union for almost 15 years and all in all am extremely pleased with the service I have gotten. Definitely better than any bank.

Very personable, solution based and takes in interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

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