Business Advisory Services
USSFCU has partnered with Fellows Financial Group to offer our small business account holders access to professional business planning and advisory services.
In creating financial plans for entrepreneurs in all types of businesses, the team at Fellows has learned which personal financial issues keep business owners up at night and interrupt their focus on their companies during the day. By drawing on their knowledge and experience, Fellows Financial Group can help you create a sound financial plan that includes essential details:
- Asset allocation and ongoing investment management advice
- Retirement plan design and selection
- Risk management
- Cash flow management
- Planning for new investors, partners or successors
Fellows Financial Group's business advisors are avaliable to assit all USSFCU business members with their financial planning needs. Connect with an advisor by phone, email or schedule a virtual consultation at no-charge to you.
571.205.1515 | [email protected]
Fellows Business Services
Business Continuity Planning
Can your business survive without you? Fellows can help you put a plan in place that will allow your hard work to continue without you. By asking questions and listening to your visions and dreams, they’ll help you build a solid foundation that will allow your legacy to live on (and on and on).
Business Succession Planning
Fellows Financial Group has worked with business owners on developing unique succession plans that work for their specific businesses. They do this by working through dozens of competing and sometimes conflicting issues and sorting through these options to write a plan that secures the present while planning for the future.
Income Protection Plans
Income Protection Plans have valuable coverage, providing you with monthly benefits to help pay for everyday living expenses should you become too sick or injured to work. Fellows’ offers insurance policies designed to help you continue to receive a regular income until you retire or are able to return to work.
Employee Insurance Programs
Insurance protects your business interests while providing a perk for your employees. Your business' unique organization and asset structure directly impact what insurance you need and when. Fellows Financial Group will work with you to determine what you'll need and help you implement the coverage.
You cannot control everything, but you can be prepared for it. With the right protection, you won’t have to worry about damaging scenarios and how to pay for them. Fellows’ insurance advisors can help you identify gaps in coverage, look for ways to save money, and keep your assets and income protected.
Executive Compensation Strategies
Hiring the right people can make or break a business. Therefore, finding the right executive team is critical to finding business success. Fellows’ executive compensation strategies are designed to help you attract, select and retain top talent.
Learn more about Fellows' Business Planning Services on their website at www.fellowsfg.com/businesses.
Meet the Fellows Team
Blake Fellows | President and Advisor
For more than 20 years Blake has been a trusted advisor, planner, and advocate for entrepreneurs, business owners, and individuals seeking personal service and deep knowledge. Blake has worked very hard to position Fellows to be a full-service planning, investment, and insurance resource to his clients. He believes in taking care of and treating everyone he works with the same way he'd want to be taken care of and treated.
Blake is a Loudoun County native and a graduate from James Madison University. He is blessed to have the opportunity to also serve on the board for Youth for Tomorrow, an organization founded by Joe Gibbs.
Michael Schimmel | Financial Advisor
Michael Schimmel is a Financial Advisor at Fellows Financial Group. Michael studied in Oxford, Ohio at Miami University and graduated with a BA in Political Science and Economics. He has worked for Global and National banks from HSBC Bank to Wachovia in various capacities within financial services. Most recently he was Vice President and Cluster Manager responsible for new client growth, wealth management, mortgage, and banking solutions along with integrating with their community development strategy.
Michael’s passion is helping people. He helps clients with financial decisions and implementation; allowing clients to concentrate on what's in front of them rather than what ifs. He also helps people by volunteering and organizing community-building events through Rotary where he is a board member and serves within the Northern Virginia area.
Ken Harvey | Business Development
Ken Harvey, linebacker for the Washington Football Team from 1994-1998, joined the financial industry after working several years as a motivational speaker. Harvey attended the University of California, Berkeley, and went on to an 11-year career in the NFL. His stellar career on the field earned him Four Pro-Bowl selections and is listed among the “80 Greatest Redskins.” . Shortly after receiving that honor, he was chosen and inducted into the “Washington Football Team Ring of Fame at Fed Ex Field.” In 2015, he received his second straight nomination for the Pro Football Hall of Fame.
Ken is an accomplished author, penning 4 children’s books and two novels. Harvey coined the phrase “Every day I…” to motivate others to ensure each day they live to be the best version of themselves. As he lives by that motto, you will be in the hands of an individual who always gives his best.
Jeff Schalk | Chief Operating Officer
Jeff Schalk is Fellows' Chief Operating Officer and the co-founder of Fellows Insurance Group, the firm’s commercial and personal insurance company. Jeff has been in the industry for over 3 years and enjoys helping people plan for their future and protect their family’s assets from the risks that face every business owner and individual. Helping people into a situation where they should not need to say ”I never planned to be in this situation” is what drives Jeff every day. A native of Ohio, Jeff holds a bachelor’s Degree from Miami University in Oxford, OH.
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Part of Fellows' adherence to offering clients comprehensive services and products sometimes involves engagement with outside service providers. These relationships are constantly monitored and evaluated to ensure their value-adds to Fellows clients. While they partner with many corporations, there are a few that stand out as primary providers and are listed below.
Securities are offered through Coastal Equities, Inc. Member FINRA/SIPC. Investment advice is offered through Wealthcare Advisory Partners, LLC, a registered investment advisor. Wealthcare Advisory Partners, LLC and Fellows Financial Group, LLC are separate entities from Coastal Equities.
Coastal and CoastalOne are trade names for the Coastal Companies. The Coastal Companies are Coastal Equities, Inc., Coastal Investment Advisors, Inc., a US SEC Registered Investment Adviser and Coastal Insurance Services which consist of several affiliated insurance agencies. Securities are offered through Coastal Equities, Inc., Member FINRA/SIPC and investment advisory services are offered through Coastal Investment Advisors, Inc., a US SEC Registered Investment Adviser, co-located at 1201 N. Orange Street, Suite 729, Wilmington, DE 19801.
The Fellows Financial Group investment products are not insured United States Senate Federal Credit Union deposits and are not NCUA insured. These products are not obligations of the United States Senate Federal Credit Union and are not endorsed, recommended, or guaranteed by the United States Senate Federal Credit Union or any government agency. The investment value may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. United States Senate Federal Credit Union is not a registered broker. All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Fellows Financial Group LLC, Coastal Equities, and Wealthcare Advisory Partners are third-party partnerships and are not affiliated with United States Senate Federal Credit Union and USSFCU Best Life. Coastal Equities, Fellows Financial Group LLC, Fellows Insurance Group LLC, and Wealthcare Advisory Partners do not offer tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.