*Miles to Money Promotion Terms and Conditions:

Promotion valid January 1, 2023 – February 28, 2023. Any USSFCU members 18 years or older who apply, are approved and funded for a new or used USSFCU Auto Loan between January 1, 2023 and February 28, 2023, will be entered to win $5,000 if all promotional criteria are met. Refinancing USSFCU loans will not qualify. Only one entry per qualified auto loan. This offer cannot be combined with any other. USSFCU employees, Board Members, and their immediate family members are not eligible for this offer. Only individual persons may participate. All federal, state and local tax liabilities are the sole responsibility of the winner. No transfer or substitution of the prize by USSFCU. USSFCU reserves the right to modify, update or discontinue this promotion at any time and without advanced notice. No purchase is required.

One winner will be selected at random on March 6, 2023, to receive the $5,000 reward, which will be electronically deposited into the winner's USSFCU savings account. The winner will be notified by telephone and email two to three business days after drawing. If USSFCU contacting party does not receive a response from the selected winner within five (5) business days after the initial attempt to contact, the prize will be forfeited, and a new winner will be selected. Members who do not wish to participate should email [email protected] by February 28, 2023.

Registration or participation from any corporation or other entity shall not be accepted or considered valid. Auto loans that meet the eligibility criteria must remain active and in good standing for 30 days after the promotional period ends. USSFCU reserves the right to revoke the prize at any time if the winner defaults or does not remain in good standing on their qualifying loan. This prize does not extend if the winner chooses to refinance their qualifying loan prior to the original settlement details. Void where prohibited.

No Purchase Necessary Alternative Method of Entry (AMOE): Anyone age 18 and over who does not qualify for the drawing by funding a qualified USSFCU loan in the specified time period can enter one time per USSFCU membership account by sending a 3x5 postcard with your name, phone number, complete address, email and birth date to United States Senate Federal Credit Union—Miles 5000 Promotion—1310 Braddock Place., Alexandria, VA 22314. Postcards must be complete, accurate, and legible to qualify, and no changes are permitted once submitted. All information submitted becomes the property of USSFCU and will not be acknowledged or returned. All submissions must be received during the giveaway period. Incomplete or illegible entries will be disqualified. USSFCU is not responsible for any potential issues or other difficulties that may arise during the entry process.

** Up to 90 days of no payment requires a minimum FICO score of 670. Interest charges will still accrue at the approved interest rate during this 90-day period. The loan must close by February 28, 2023. Other restrictions may apply.

***APR = Annual Percentage Rate. Rates effective 12/1/2022 and subject to change without notice. All loans subject to credit approval. Maximum term for stated “as low as” rate is 36 months. “As low as” rate factors in the maximum rate discount possible. Members who participate in Automatic Payments, Direct Deposit, eStatements, and Online or Mobile Banking may be eligible to receive a maximum interest rate discount of up to 0.50%. Conditions apply. Visit ussfcu.org/discount or call 800.374.2758 for more information. A 36-month term new or used USSFCU auto loan with an original balance of $30,000 and a 3.49% APR would have an estimated monthly payment of $878. An 84-month term new or used USSFCU auto loan with an original balance of $30,000 and a 3.49% APR would have an estimated monthly payment of $403.Rates and/or credit limits are based on creditworthiness, income, and debts. Not all applicants will qualify for the lowest rate. View current rates at ussfcu.org/rates.

1 Certain conditions may apply. Contact Member Services at 800.374.2758. An 84-month term new or used USSFCU auto loan with an original balance of $30,000 and a 3.49% APR would have an estimated monthly payment of $403.

2 Based on National Automobile Dealers Association valuation.

3 Members who participate in Automatic Payments, Direct Deposits, eStatements, and Online or Mobile Banking may be eligible to receive a maximum interest rate discount of up to 0.50%. Conditions apply. Visit ussfcu.org/discount or call 800.374.2758 for more information.

4 Guaranteed Asset Protection (GAP) is not intended to replace automobile insurance. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. All new or used motor vehicles with a maximum loan of $100,000 are eligible. Benefit coverage limits up to $50,000 with a loan term of up to 84 months. Recreational Vehicles (RVs including motorcycles, snowmobiles, ATVs, motor homes, classic cars, golf carts, watercraft (i.e., boat or jet ski), or similar vehicles) are at a different policy rate and other limits apply. GAP Plus Option: The replacement vehicle must be financed within 90 days of the date your primary insurance company pays the claim on a total loss.

5 Neither TrueCar nor USSFCU brokers, sells or leases motor vehicles. Unless otherwise noted, all vehicles shown on ussfcu.truecar.com are offered for sale by licensed motor vehicle dealers. Used vehicles are subject to prior sale. By accessing this website, you agree to the TrueCar Terms of Service and Privacy Policy. 

Members should not send personal information via email.