Auto Loans
Auto Loans
Auto Loan Giveaway - Win $2,500!
June 1 – August 31, 2024
Secure your new or used auto loan and you could be the lucky winner of $2,500!*
Plus, enjoy no payments for up to 90 days**!
Apply today using promo code “Auto2500”!
One $2,500 winner will be selected on September 10, 2024. Terms and conditions apply.
USSFCU Auto Loans & Refinancing
Get a low-interest car loan that fits your budget or refinance an existing auto loan for a potentially better rate and a lower payment. It's quick and easy to apply with USSFCU.
Auto Loan Details:
- Low, fixed rates for both new and used vehicles
- No payments for up to 90 days**
- Flexible terms up to 84-months1
- Convenient pre-approval process1
- Up to 110% financing based on the National Automobile Dealers Association value2
Learn how you could receive up to a 0.50% discount on your rate through our Relationship Discount Program3
Refinancing Made Easy
Refinance your current vehicle with us and explore the potential for a lower interest rate and reduced monthly payments. Our streamlined process ensures a quick and hassle-free experience.
Additional Benefits:
- Utilize our Car Buying Service powered by TrueCar for the best deals on new or used autos
- Choose from Extended Warranty plans for added peace of mind
- Protect your investment with Guaranteed Asset Protection (GAP) coverage
- 24/7 Loan-by-Phone: Whether it's nights or weekends, we are now available to review applications and make decisions after regular business hours. Call and discuss your loan with us at your convenience at 800.374.2758.
Tailored just for you, our Extended Warranty plans are designed to meet your specific needs. No matter which plan your vehicle is eligible for, there are coverage benefits every driver deserves. Importantly, you don't need to have your loan with us to purchase a warranty.
Every plan comes with:
- Zero Deductible
- Nationwide Coverage
- 30 Day Money-Back Guarantee
- Transferable
- Interruption Coverage
- Direct Claim Payments Via Visa/MasterCard
- 24/7/365 Emergency Roadside Service
- Towing
- Lock-out Service
- Battery Jump Starting
- Flat Tire Assistance
- Safe and Secure Package
- Minor Adjustments
Discover which plan is best for you by calling Member Services at 800.374.2758.
Need to make a claim? In the event of a covered mechanical breakdown, please contact Route 66 directly to speak with a claims advisor.
800.808.0828 | [email protected]
Secure your vehicle investment with USSFCU's Guaranteed Asset Protection (GAP) Plus coverage! If your vehicle is stolen or deemed a total loss in an accident, GAP steps in to bridge the gap between your primary insurance settlement and the remaining balance on your loan. Gain peace of mind and safeguard your vehicle against potential financial setbacks with GAP Plus. Enjoy added protection with a $1,000 contribution towards the principal of a replacement vehicle financed through USSFCU.*
For more information, click here or call 800.374.2758.
* Guaranteed Asset Protection (GAP) is not intended to replace your automobile insurance. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. All new or used motor vehicles with a maximum loan of $100,000 are eligible. Benefit coverage limits up to $50,000 with a loan term up to 84 months. Recreational Vehicles (RVs including motorcycle, snowmobile, ATV, motor home, classic car, golf cart, watercraft (i.e., boat or jet ski), or similar vehicles) are at a different policy rate and other limits apply. GAP Plus Option: The replacement vehicle must be financed within 90 days of the date your primary insurance company pays the claim on a total loss. Contact the Credit Union at 800.374.2758 for full details.
Auto Loan Giveaway - Win $2,500!
*Terms and conditions apply. Any USSFCU member 18 years or older who applies, is approved, and funds a new or used USSFCU Auto Loan of $10,000 or more between June 1, 2024, and August 31, 2024, will automatically be entered to win $2,500 if all promotional criteria are met. Only one entry per qualified auto loan. One winner will be selected at random on September 10, 2024, to receive the $2,500, which will be electronically deposited into the winner's USSFCU primary share account. The winner will be notified by telephone and email two to three business days after the drawing. If USSFCU does not receive a response from the selected winner within five business days after the initial attempt to contact, the prize will be forfeited, and a new winner will be selected. Members who do not wish to participate should email [email protected] by August 31, 2024.
This offer cannot be combined with any other. Auto loans that meet the eligibility criteria must remain active and in good standing for 30 days after the promotional period ends. USSFCU reserves the right to revoke the prize at any time if the winner defaults or does not remain in good standing on their qualifying loan. "Good standing" means that the loan is not delinquent, in default, or subject to any legal or collection actions. This prize does not extend if the winner chooses to refinance their qualifying loan prior to original settlement details. Void where prohibited. No private party sales, or Carvana purchases are eligible. USSFCU employees, Board Members, and their immediate family members are not eligible for this offer. Only individual persons may participate. All federal, state, and local tax liabilities are the sole responsibility of the winner. No transfer or substitution of the prize by USSFCU. USSFCU reserves the right to modify, update, or discontinue this promotion at any time without advanced notice.
No Purchase Necessary Alternative Method of Entry (AMOE): Anyone age 18 and over who does not qualify for the drawing by funding a qualified USSFCU loan in the specified time period can enter one time per USSFCU membership account by sending a 3x5 postcard with your name, phone number, complete address, email, and birth date to: United States Senate Federal Credit Union—Auto Giveaway Promotion—1310 Braddock Place, Alexandria, VA 22314. Postcards must be complete, accurate, and legible to qualify, and no changes are permitted once submitted. All information submitted becomes the property of USSFCU and will not be acknowledged or returned. All submissions must be received during the giveaway period. Incomplete or illegible entries will be disqualified. USSFCU is not responsible for any potential issues or other difficulties that may arise during the entry process.
** Up to 90 days no payment requires a minimum FICO score of 670. Interest charges will still accrue at the approved interest rate during this 90-day period. The loan must close by August 31, 2024. Other restrictions may apply. Call 800.374.2758 for more details.
APR = Annual Percentage Rate. All loans subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Rates subject to change without notice. Not all applicants will qualify for the lowest rate. No private party sales, Carvana purchases, third-party broker or auction services are eligible.
1 An 60-month term new USSFCU auto loan with an original balance of $15,000 and a 5.99% APR would have an estimated monthly payment of $270. Rates as of 01/01/2024 and subject to change without notice. Certain conditions may apply. Contact Member Services at 800.374.2758. 2 Based on National Automobile Dealers Association valuation. 3 Members who participate in auto pay and online/mobile banking may be eligible to receive a maximum interest rate discount of up to 0.50%. Conditions apply. Visit ussfcu.org/discount or call 800.374.2758 for more information. 4 Guaranteed Asset Protection (GAP) is not intended to replace automobile insurance. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. All new or used motor vehicles with a maximum loan of $100,000 are eligible. Benefit coverage limits up to $50,000 with a loan term of up to 84 months. Recreational Vehicles (RVs including motorcycles, snowmobiles, ATVs, motor homes, classic cars, golf carts, watercraft (i.e., boat or jet ski), or similar vehicles) are at a different policy rate and other limits apply. GAP Plus Option: The replacement vehicle must be financed within 90 days of the date your primary insurance company pays the claim on a total loss. 5 Neither TrueCar nor USSFCU brokers, sells or leases motor vehicles. Unless otherwise noted, all vehicles shown on ussfcu.truecar.com are offered for sale by licensed motor vehicle dealers. Used vehicles are subject to prior sale. By accessing the TrueCar website, you agree to the TrueCar Terms of Service and Privacy Policy.
Members should not send personal information via email.